Overview Dividends

(UNP) Union Pacific - Ratings and Ratios

Exchange: NYSE • Country: United States • Currency: USD • Type: Common Stock • ISIN: US9078181081

Railroad, Freight, Intermodal, Chemicals, Metals

UNP EPS (Earnings per Share)

EPS Growth (3Y CAGR): 4.45%
EPS Trend (3Y Correlation): 77.5%

UNP Revenue

Revenue Growth (3Y CAGR): 0.38%
Revenue Trend (3Y Correlation): 36.8%

Risk via 10d forecast
Volatility	20.0%
Value at Risk 5%th	30.3%
Relative Tail Risk	-8.06%

Reward TTM
Sharpe Ratio	-0.30
Alpha	-15.22

Character TTM
Hurst Exponent	0.665
Beta	0.676
Beta Downside	0.765

Drawdowns 3y
Max DD	17.75%
Mean DD	6.98%
Median DD	6.83%

Description: UNP Union Pacific September 25, 2025

Union Pacific Corporation (NYSE: UNP) operates the Union Pacific Railroad, the largest Class I rail network in the United States, moving a broad mix of bulk commodities (grain, fertilizers, coal, renewables) and high-value goods (automobiles, intermodal containers, chemicals). Founded in 1862 and headquartered in Omaha, Nebraska, the railroad serves key supply-chain nodes for agricultural processors, ethanol producers, construction material suppliers, and industrial manufacturers.

In FY 2024 the company reported revenue of $25.6 billion and an operating ratio of 71.5 %, reflecting efficient cost control relative to peers. Carload volumes grew 3.2 % year-over-year, driven primarily by a rebound in grain shipments and a 5 % rise in intermodal traffic, while coal volumes continued to decline, offset by expanding renewable-energy freight. The balance sheet remains strong, with a debt-to-EBITDA ratio of 3.1 × and a free-cash-flow yield of 4.8 %.

Key economic drivers for Union Pacific include U.S. agricultural output (the nation produced a record 13.9 billion bushels of corn in 2024), construction activity (housing starts up 5 % YoY), and the broader shift toward renewable fuels, which is increasing demand for ethanol-related rail shipments. At the sector level, railroads benefit from the “last-mile” advantage over trucking on long hauls, especially as diesel fuel prices remain above $3 per gallon, making rail a cost-effective alternative for bulk freight.

For a deeper, data-driven assessment of UNP’s valuation metrics and scenario analysis, you may find the analytics on ValueRay worth exploring.

UNP Stock Overview

Market Cap in USD	131,035m
Sub-Industry	Rail Transportation
IPO / Inception	1978-01-13
Return 12m vs S&P 500	-15.4%
Analyst Rating	3.93 of 5

UNP Dividends

Dividend Yield	2.42%
Yield on Cost 5y	2.92%
Yield CAGR 5y	8.01%
Payout Consistency	97.0%
Payout Ratio	45.9%

UNP Growth Ratios

CAGR 3y	4.40%
CAGR/Max DD Calmar Ratio	0.25
CAGR/Mean DD Pain Ratio	0.63
Current Volume	2886.5k
Average Volume	2922.1k

Piotroski VR‑10 (Strict, 0-10) 7.5

Net Income (7.05b TTM) > 0 and > 6% of Revenue (6% = 1.47b TTM)

FCFTA 0.09 (>2.0%) and ΔFCFTA 0.58pp (YES ≥ +1.0pp, WARN ≥ +0.5pp)

NWC/Revenue -5.36% (prev -5.01%; Δ -0.35pp) (YES ≤20% & Δ≤-1pp; WARN ≤25% & Δ≤0 oder ≤40% & Δ≤-3pp)

CFO/TA 0.14 (>3.0%) and CFO 9.73b > Net Income 7.05b (YES >=105%, WARN >=100%)

Net Debt (32.04b) to EBITDA (12.79b) ratio: 2.51 <= 3.0 (WARN <= 3.5)

Current Ratio 0.75 (target 1.5–3.0; WARN 1.2–<1.5 or >3.0–5.0; CFO/TA gate active)

Outstanding Shares last Quarter (593.2m) change vs 12m ago -2.53% (target <= -2.0% for YES)

Gross Margin 45.93% (prev 45.24%; Δ 0.69pp) >=18% & Δ>=+0.5pp (WARN >=15% & Δ>=0)

Asset Turnover 36.04% (prev 35.94%; Δ 0.09pp) >=50% & Δ>=+2pp (WARN >=35% & Δ>=0)

Interest Coverage Ratio 7.97 (EBITDA TTM 12.79b / Interest Expense TTM 1.30b) >= 6 (WARN >= 3)

Altman Z'' 5.59

(A) -0.02 = (Total Current Assets 3.90b - Total Current Liabilities 5.22b) / Total Assets 68.65b

(B) 1.00 = Retained Earnings (Balance) 68.50b / Total Assets 68.65b

warn (B) unusual magnitude: 1.00 — check mapping/units

(D) 1.38 = Book Value of Equity 70.61b / Total Liabilities 51.34b

Total Rating: 5.59 = (6.56 * A) + (3.26 * B) + (6.72 * C) + (1.05 * D)

ValueRay F-Score (Strict, 0-100) 81.33

1. Piotroski 7.50pt = 2.50

2. FCF Yield 3.69% = 1.84

3. FCF Margin 24.50% = 6.12

4. Debt/Equity 1.90 = 0.92

5. Debt/Ebitda 2.51 = -0.97

6. ROIC - WACC (= 9.42)% = 11.77

7. RoE 42.42% = 2.50

8. Rev. Trend 36.79% = 2.76

9. EPS Trend 77.48% = 3.87

What is the price of UNP shares?

As of November 16, 2025, the stock is trading at USD 223.02 with a total of 2,886,481 shares traded.
Over the past week, the price has changed by +0.70%, over one month by -1.79%, over three months by +1.31% and over the past year by -3.08%.

Is Union Pacific a good stock to buy?

Yes, based on ValueRay´s Fundamental Analyses, Union Pacific (NYSE:UNP) is currently (November 2025) a good stock to buy. It has a ValueRay Fundamental Rating of 81.33 and therefor a positive outlook according to the companies health.
Based on momentum, paid dividends and discounted-cash-flow analyses, the fair value of UNP is around 211.70 USD . This means that UNP is currently overvalued and has a potential downside of -5.08%.

Is UNP a buy, sell or hold?

Union Pacific has received a consensus analysts rating of 3.93. Therefore, it is recommended to buy UNP.

Strong Buy: 13
Buy: 3
Hold: 12
Sell: 0
Strong Sell: 1

What are the forecasts/targets for the UNP price?

Issuer	Target	Up/Down from current
Wallstreet Target Price	260.6	16.8%
Analysts Target Price	260.6	16.8%
ValueRay Target Price	232.8	4.4%

UNP Fundamental Data Overview November 06, 2025

Market Cap USD = 131.04b (131.04b USD * 1.0 USD.USD)
P/E Trailing = 18.5951
P/E Forward = 18.3486
P/S = 5.3384
P/B = 8.5557
P/EG = 2.615
Beta = 1.001
Revenue TTM = 24.55b USD
EBIT TTM = 10.34b USD
EBITDA TTM = 12.79b USD
Long Term Debt = 29.77b USD (from longTermDebt, last fiscal year)
Short Term Debt = 1.80b USD (from shortTermDebt, last quarter)
Debt = 32.85b USD (from shortLongTermDebtTotal, last quarter)
Net Debt = 32.04b USD (from netDebt column, last quarter)
Enterprise Value = 163.08b USD (131.04b + Debt 32.85b - CCE 808.0m)
Interest Coverage Ratio = 7.97 (Ebit TTM 10.34b / Interest Expense TTM 1.30b)
FCF Yield = 3.69% (FCF TTM 6.01b / Enterprise Value 163.08b)
FCF Margin = 24.50% (FCF TTM 6.01b / Revenue TTM 24.55b)
Net Margin = 28.73% (Net Income TTM 7.05b / Revenue TTM 24.55b)
Gross Margin = 45.93% ((Revenue TTM 24.55b - Cost of Revenue TTM 13.27b) / Revenue TTM)
Gross Margin QoQ = 46.46% (prev 46.10%)
Tobins Q-Ratio = 2.38 (Enterprise Value 163.08b / Total Assets 68.65b)
Interest Expense / Debt = 1.00% (Interest Expense 327.0m / Debt 32.85b)
Taxrate = 22.86% (530.0m / 2.32b)
NOPAT = 7.97b (EBIT 10.34b * (1 - 22.86%))
Current Ratio = 0.75 (Total Current Assets 3.90b / Total Current Liabilities 5.22b)
Debt / Equity = 1.90 (Debt 32.85b / totalStockholderEquity, last quarter 17.30b)
Debt / EBITDA = 2.51 (Net Debt 32.04b / EBITDA 12.79b)
Debt / FCF = 5.33 (Net Debt 32.04b / FCF TTM 6.01b)
Total Stockholder Equity = 16.62b (last 4 quarters mean from totalStockholderEquity)
RoA = 10.27% (Net Income 7.05b / Total Assets 68.65b)
RoE = 42.42% (Net Income TTM 7.05b / Total Stockholder Equity 16.62b)
RoCE = 22.28% (EBIT 10.34b / Capital Employed (Equity 16.62b + L.T.Debt 29.77b))
RoIC = 16.38% (NOPAT 7.97b / Invested Capital 48.68b)
WACC = 6.96% (E(131.04b)/V(163.88b) * Re(8.51%) + D(32.85b)/V(163.88b) * Rd(1.00%) * (1-Tc(0.23)))
Discount Rate = 8.51% (= CAPM, Blume Beta Adj.)
Shares Correlation 3-Years: -100.0 | Cagr: -1.38%
[DCF Debug] Terminal Value 76.15% ; FCFE base≈5.82b ; Y1≈5.65b ; Y5≈5.66b
Fair Price DCF = 155.8 (DCF Value 92.39b / Shares Outstanding 593.2m; 5y FCF grow -3.96% → 3.0% )
EPS Correlation: 77.48 | EPS CAGR: 4.45% | SUE: 0.31 | # QB: 0
Revenue Correlation: 36.79 | Revenue CAGR: 0.38% | SUE: -0.11 | # QB: 0

Additional Sources for UNP Stock

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