UNP Stock Analysis: Union Pacific | NYSE
Railroads | NYSE, USA | Market Cap: 177.088m USD | 12M Return: 39% | US9078181081 | Charts, Fundamentals & Technical Analysis
Avg Turnover: 654M
EPS Trend: 98.8%
Qual. Beats: 0
Rev. Trend: 81.3%
Qual. Beats: 2
Warnings
No concerns identified
Tailwinds
Seasonality 11.7 years of data
How good or bad each month usually is (without trend). The score below shows how much you can trust it: 0 = pure chance, >40 gets interesting and >55 is strong.
Union Pacific Corporation operates one of the largest freight railroad networks in the United States through its wholly owned subsidiary, Union Pacific Railroad Company, transporting a diverse range of commodities across its rail system. Its traffic base spans agricultural products (grain, fertilizers, food and refrigerated goods), energy-related cargo (coal, renewables, petroleum, LPGs), industrial inputs (chemicals, plastics, forest products, metals and ores, soda ash, sand), and finished goods including automobiles, automotive parts, and intermodal containerized merchandise. As a Class I freight railroad, the company benefits from significant barriers to entry created by the high cost and scale of rail infrastructure, and intermodal services-where containers are transferred between rail and truck-represent a key growth segment connecting shippers to the broader logistics network. Founded in 1862 and headquartered in Omaha, Nebraska, Union Pacific is a long-established operator within the North American rail industry.
- Intermodal volumes rise with US import demand and consumer spending
- Operating ratio improvement drives margin expansion and earnings growth
- Coal volume declines persist amid utility fuel switching to natural gas
| Net Income: 7.62b TTM > 0 and > 6% of Revenue |
| FCF/TA: 0.09 > 0.02 and ΔFCF/TA 0.46 > 1.0 |
| NWC/Revenue: 3.46% < 20% (prev -5.36%; Δ 8.82% < -1%) |
| CFO/TA 0.14 > 3% & CFO 10.5b > Net Income 7.62b |
| Net Debt (28.9b) to EBITDA (13.7b): 2.10 < 3 |
| Current Ratio: 1.16 > 1.5 & < 3 |
| Outstanding Shares: last quarter (594.5m) vs 12m ago 0.22% < -2% |
| Gross Margin: 44.04% > 18% (prev 45.93%; Δ -1.89% > 0.5%) |
| Asset Turnover: 37.33% > 50% (prev 35.76%; Δ 1.57% > 0%) |
| Interest Coverage Ratio: 8.81 > 6 (EBIT TTM 11.2b / Interest Expense TTM 1.27b) |
| A: 0.01 (Total Current Assets 6.52b - Total Current Liabilities 5.61b) / Total Assets 72.6b |
| B: 1.00 (Retained Earnings 72.8b / Total Assets 72.6b) |
| C: 0.16 (EBIT TTM 11.2b / Avg Total Assets 70.6b) |
| D: 0.44 (Book Value of Equity 22.0b / Total Liabilities 50.6b) |
| Altman-Z'' = 4.87 = AA |
| DSRI: 1.04 (Receivables 2.14b/1.92b, Revenue 26.4b/24.5b) |
| GMI: 1.04 (GM 45.93% / 44.04%) |
| AQI: 1.04 (AQ_t 0.06 / AQ_t-1 0.06) |
| SGI: 1.07 (Revenue 26.4b / 24.5b) |
| TATA: -0.04 (NI 7.62b - CFO 10.5b) / TA 72.6b) |
| Beneish M = -2.89 (Cap -4..+1) = A |
As of October 27, 2026, the stock is trading at USD 296.97 with a total of 2,049,212 shares traded. Over the past week, the price has changed by +3.47%, over one month by +8.34%, over three months by -0.32% and over the past year by +38.95%.
Current recommended Stop Loss: 284.40 (which is 4.2% or 2.2 ATR below the current price).
Union Pacific has received a consensus analysts rating of 4.28. Therefore, it is recommended to buy UNP.
- StrongBuy: 15
- Buy: 3
- Hold: 6
- Sell: 1
- StrongSell: 0
| Analysts Target Price | 327.7 | 10.3% |
P/E Trailing = 23.3247
P/E Forward = 19.3424
P/S = 6.9692
P/B = 7.8857
P/EG = 2.7237
Revenue TTM = 26.4b USD
EBIT TTM = 11.2b USD
EBITDA TTM = 13.7b USD
Long Term Debt = 30.3b USD (from longTermDebt, last fiscal year)
Short Term Debt = 1.51b USD (from shortTermDebt, last quarter)
Debt = 32.0b USD (from shortLongTermDebtTotal, last quarter) + Leases 842.0m
Net Debt = 28.9b USD (calculated: Debt 32.0b - CCE 3.09b)
Enterprise Value = 206b USD (177b + Debt 32.0b - CCE 3.09b)
Interest Coverage Ratio = 8.81 (Ebit TTM 11.2b / Interest Expense TTM 1.27b)
EV/FCF = 30.77x (Enterprise Value 206b / FCF TTM 6.69b)
FCF Yield = 3.25% (FCF TTM 6.69b / Enterprise Value 206b)
FCF Margin = 25.39% (FCF TTM 6.69b / Revenue TTM 26.4b)
Net Margin = 28.90% (Net Income TTM 7.62b / Revenue TTM 26.4b)
Gross Margin = 44.04% ((Revenue TTM 26.4b - Cost of Revenue TTM 14.8b) / Revenue TTM)
Gross Margin QoQ = 40.89% (prev 45.53%)
Tobins Q-Ratio = 2.84 (Enterprise Value 206b / Total Assets 72.6b)
Interest Expense / Debt = 3.97% (Interest Expense 1.27b / Debt 32.0b)
Taxrate = 23.19% (2.30b / 9.92b)
NOPAT = 8.59b (EBIT 11.2b * (1 - 23.19%))
Current Ratio = 1.16 (Total Current Assets 6.52b / Total Current Liabilities 5.61b)
Debt / Equity = 1.45 (Debt 32.0b / totalStockholderEquity, last quarter 22.0b)
Debt / EBITDA = 2.10 (Net Debt 28.9b / EBITDA 13.7b)
Debt / FCF = 4.31 (Net Debt 28.9b / FCF TTM 6.69b)
Total Stockholder Equity = 20.1b (last 4 quarters mean from totalStockholderEquity)
RoA = 10.79% (Net Income 7.62b / Total Assets 72.6b)
RoE = 37.82% (Net Income TTM 7.62b / Total Stockholder Equity 20.1b)
RoCE = 22.18% (EBIT 11.2b / Capital Employed (Equity 20.1b + L.T.Debt 30.3b))
RoIC = 12.79% (NOPAT 8.59b / Invested Capital 67.2b)
WACC = 6.35% (E(177b)/V(209b) * Re(6.95%) + D(32.0b)/V(209b) * Rd(3.97%) * (1-Tc(0.23)))
Discount Rate = 6.95% (= CAPM, Blume Beta Adj.)
Shares (quarterly) Correlation: -87.40 | Cagr: -1.16%
[DCF] Terminal Value 76.81% ; FCFF base≈6.42b ; Y1≈7.05b ; Y5≈8.93b
[DCF] Fair Price = 181.1 (EV 136b - Net Debt 28.9b = Equity 108b / Shares 594.1m; r=8.35% [WACC [floored]]; 5y FCF grow 11.33% → 2.50% )
EPS Correlation: 98.81 | EPS CAGR: 7.32% | SUE: 0.63 | # QB: 0
Revenue Correlation: 81.31 | Revenue CAGR: 2.42% | SUE: 0.98 | # QB: 2
EPS current Quarter (2027-03-31): EPS=3.23 | Chg30d=+0.75% | Revisions=+22% | Analysts=10
EPS current Year (2026-12-31): EPS=13.10 | Chg30d=+0.37% | Revisions=+21% | GrowthEPS=+12.4% | GrowthRev=+10.7%
EPS next Year (2027-12-31): EPS=14.25 | Chg30d=+0.63% | Revisions=+35% | GrowthEPS=+8.8% | GrowthRev=+5.0%
[Analyst] Revisions Ratio: +31% (up=24, down=12)