YRD Dividend History & Analysis | 7.2% Yield

YRD has a dividend yield of 7.2% and paid 0.42 USD per share in the last 12M. Complete payout history, full analyses and peer comparison.

Yield 12m 7.15%
Dividends per Share 12m 0.42
Dividend Growth Rate CAGR 5y -
Overall Dividend Rating 61.06%
Yield on Cost 5y 13.42%
Payout Ratio 5.8%
Payouts in the last 12m 2
Payout Consistency 5y 100.00%

Dividends Cash Amount per Share Yearly

This chart shows the yearly cash amount paid as dividends per share. The exact values for each year can be found in the structured dataset with the html-id #yearly_dividend_dataset below.
Number of Payouts Yearly This chart shows the number of dividend payouts per year. The exact values for each year can be found in the structured dataset with the html-id #yearly_dividend_dataset below.
5 Years Chart with Price and Dividend Yield This chart shows the dividend yield and price over the last 5 years in one graph. The price axis is on the left and the dividend yield axis is on the right.

Top Dividend Payers in Consumer Finance

Top 5 Dividend Yields of Peer-Group
Symbol Market Cap (USD) Dividend Yield TTM Yield on Cost (purchase 5y ago)
OMF 7,154 M 7.38% 24.0%
XYF 522 M 3.25% 21.4%
FINV 2,314 M 3.46% 18.2%
QFIN 4,140 M 3.90% 12.4%
NAVI 1,298 M 4.68% 8.72%
Top 5 Dividend Growth Rates of Peer-Group
Symbol Market Cap (USD) Growth Rate (5y CAGR) Payout Consistency
XYF 522 M 41.4% 43.6%
QFIN 4,140 M 43.3% 96.1%
SLM 6,528 M 30.8% 72.8%
PRG 1,400 M 27.9% 86.8%
FINV 2,314 M 14.6% 94.3%

Similar Stocks with Attractive Dividends - Compare YRD Dividends with its Peer-Group

JFIN
Jiayin
7.25% Yield
FINV
FinVolution
3.46% Yield
KRU
Kruk
4.20% Yield
MFIN
QFIN
360 Finance
3.90% Yield
RM

YRD Dividend History: Last 4 Payments (USD) as of September 2025

Ex-Dividend Date Record Date Payment Date Period Dividend per Share Dividend Growth Rate QoQ Payout Yield
2025-04-30 2025-04-30 2025-05-15 Semiannual 0.22 10% 3.38%
2024-09-30 2024-09-30 2024-10-15 Semiannual 0.2 -28.6% 3.64%
2018-04-27 2018-04-30 2018-05-15 Other 0.28 -81.3% N/A
2017-09-28 2017-09-29 2017-10-16 Other 1.5 0% N/A

YRD Dividend FAQ

Yiren Digital Ltd. is a pioneering financial services company in China, leveraging AI to deliver a comprehensive suite of financial and lifestyle services through its innovative platform. By providing a diverse range of loan products, insurance brokerage services, and consumption and lifestyle services, the company effectively supports the varied needs of its clients across different growth stages. Its services are designed to address financing requirements stemming from both consumption and production activities, ultimately enhancing the well-being and financial security of individuals, families, and businesses.

What is the Dividend Yield of YRD?

As of September 2025, YRD`s dividend yield is 7.15%. This is calculated by dividing the trailing 12-month dividend rate (TTM rate) of 0.42 USD by the current share price of 5.82.

Does YRD pay a dividend?

As of September 2025, YRD paid a dividend of 0.42 USD in the last 12 months. The last dividend was paid on 2025-04-30 and the payout was 0.22 USD.

How often does YRD pay dividends?

YRD pays dividends semi-annually. Over the last 12 months, YRD has issued 2 dividend payments. The last dividend payment was made on 2025-04-30.

Will YRD pay dividends in 2025?

The latest dividend paid per share was 0.22 USD with an Ex-Dividend Date of 2025-04-30. The next Ex-Dividend date for Yirendai (YRD) is currently unknown.

What is the next Ex-Dividend Date for YRD?

The next Ex-Dividend date for Yirendai (YRD) is currently unknown. We automatically update the next Ex-Dividend date when it is announced.

What is the Dividend Growth of YRD?

YRD's average dividend growth rate over the past 5 years is -% per year.

What is the Yield on Cost of YRD?

YRD's 5-Year Yield on Cost is 13.4%. If you bought YRD's shares at 3.13 USD five years ago, your current annual dividend income (0.42 USD per share, trailing 12 months) equals 13.4% of your original purchase price.

What is the Payout Consistency of YRD?

YRD Payout Consistency is 24.7%. The payout consistency is a proprietary measure of how consistently a company has paid dividends over its lifetime and blends growth rate, number of dividend payments, interruptions or lowering dividends into one number.
Very unstable: Yirendai has a poor track record of dividend payments over its lifetime.

Does YRD have a good Dividend Yield?

YRD`s 7.15% Dividend Yield is considered as high. Make sure the dividend is sustainable: Check the Payouts-Ratio over time.

What is the Dividend Payout Ratio of YRD?

The Dividend Payout Ratio of YRD is 5.8%. Very low - Often a strong indicator of potential dividend growth.

What is the Dividend Rating of YRD?

YRD`s Overall Dividend Rating is 61.06%. Ratings surpassing 65% are regarded as acceptable, exceeding 75% are favorable and surpassing 85% are strong.

YRD Outstanding Shares Analysis

What is the Trend in YRD`s Outstanding Shares (CAGR)?

Yirendai`s outstanding shares have decreased by approximately -15.57% annually over the past 5 years (Correlation: -30.0%), positively influencing the share price.

Has Yirendai ever had a Stock Split?

No Stock Splits found.
Year Number of Shares Annual Growth Rate
2013 58,500,000
2014 29,250,000 -50%
2015 51,293,500 +75.36%
2016 60,429,700 +17.81%
2017 61,872,100 +2.39%
2018 62,412,900 +0.87%
2019 93,161,100 +49.27%
2020 83,982,000 -9.85%
2021 85,586,000 +1.91%
2022 90,090,500 +5.26%
2023 44,276,600 -50.85%
2024 191,165,800 +331.75%
2025 43,484,000 -77.25%

Key Metric Definitions

  • Dividend Yield: Annual dividend per share divided by current share price.
  • Dividend Growth Rate: Compound annual growth rate of annual dividend per share over the last 5 years.
  • Payout Ratio: Percentage of earnings paid as dividends (TTM).
  • Payout Consistency: % of eligible periods with uninterrupted or increased dividends, measured over the entire lifetime of the stock or fund.
  • Payout Frequency: Number of dividends paid in the last 12m (TTM).
  • Overall Dividend Rating: Proprietary composite score, quantified on a scale from 0 to +100. Ratings surpassing 70 are regarded as favorable, while those exceeding 85 are strong.
  • Total Return: Price appreciation plus dividends over specified period.
  • Market Cap: Figures are in millions of the corresponding currency.

Last update: 2025-08-16 15:50