U14 Stock Analysis: UOL | SG
Real Estate - Development | SG, Singapore | Market Cap: 6.449m SGD | 12M Return: -0.7% | SG1S83002349 | Charts, Fundamentals & Technical Analysis
Avg Turnover: 12.6M
Warnings
Tailwinds
No distinct edge detected
Seasonality 11.7 years of data
How good or bad each month usually is (without trend). The score below shows how much you can trust it: 0 = pure chance, >40 gets interesting and >55 is strong.
UOL Group Limited is a Singapore-based property and hospitality group with operations across Singapore, Australia, the United Kingdom, Malaysia, China, Vietnam, Indonesia, and Myanmar. It runs a diversified portfolio through six segments: Property Development, Property Investments, Hotel Operations, Investments, Technology Operations, and Management Services. Core activities span residential, commercial, and hospitality real estate, including development, leasing of commercial properties and serviced suites, and purpose-built student accommodation.
The company owns and manages hotels under the Pan Pacific, PARKROYAL, and PARKROYAL COLLECTION brands, and invests in quoted and unquoted financial assets. Ancillary operations include IT distribution, system integration, project management, treasury services, trademark licensing, and health and beauty retreats. Formerly United Overseas Land Limited, the company was incorporated in 1963 and adopted its current name in 2006.
UOLs core business spans real estate development, investment, and hospitality-three of the largest segments of the global Real Estate sector, where revenue is typically driven by a mix of development project sales, recurring rental income, and hotel occupancy. Its multi-brand hotel portfolio is managed under the Pan Pacific Hotels Group joint venture with UOL, competing in the upscale and luxury hospitality segments across Asia-Pacific.
- Singapore residential project launches sustain development revenue pipeline
- Pan Pacific and PARKROYAL hotels recover as regional tourism rebounds
- Higher interest rates raise financing costs across property development pipeline
| Net Income: 481.7m TTM > 0 and > 6% of Revenue |
| FCF/TA: 0.05 > 0.02 and ΔFCF/TA 2.17 > 1.0 |
| NWC/Revenue: 53.22% < 20% (prev 127.0%; Δ -73.81% < -1%) |
| CFO/TA 0.06 > 3% & CFO 1.29b > Net Income 481.7m |
| Net Debt (-1.06b) to EBITDA (790.5m): -1.35 < 3 |
| Current Ratio: 1.69 > 1.5 & < 3 |
| Outstanding Shares: last quarter (847.4m) vs 12m ago 0.29% < -2% |
| Gross Margin: 39.46% > 18% (prev 39.88%; Δ -0.42% > 0.5%) |
| Asset Turnover: 14.01% > 50% (prev 12.25%; Δ 1.76% > 0%) |
| Interest Coverage Ratio: 3.78 > 6 (EBIT TTM 656.0m / Interest Expense TTM 173.6m) |
| A: 0.07 (Total Current Assets 4.21b - Total Current Liabilities 2.49b) / Total Assets 23.3b |
| B: 0.39 (Retained Earnings 9.12b / Total Assets 23.3b) |
| C: 0.03 (EBIT TTM 656.0m / Avg Total Assets 23.1b) |
| D: 1.82 (Book Value of Equity 12.0b / Total Liabilities 6.63b) |
| Altman-Z'' = 3.86 = AA |
| DSRI: 0.56 (Receivables 340.2m/522.9m, Revenue 3.23b/2.79b) |
| GMI: 1.01 (GM 39.88% / 39.46%) |
| AQI: 1.04 (AQ_t 0.69 / AQ_t-1 0.67) |
| SGI: 1.16 (Revenue 3.23b / 2.79b) |
| TATA: -0.03 (NI 481.7m - CFO 1.29b) / TA 23.3b) |
| Beneish M = -3.25 (Cap -4..+1) = AA |
As of October 20, 2026, the stock is trading at SGD 7.72 with a total of 1,113,100 shares traded. Over the past week, the price has changed by -1.78%, over one month by -9.39%, over three months by -18.57% and over the past year by -0.69%.
Current recommended Stop Loss: 7.50 (which is 2.8% or 1.5 ATR below the current price).
UOL has no consensus analysts rating.
P/E Trailing = 12.2742
P/E Forward = 13.9276
P/S = 2.0668
P/B = 0.6085
P/EG = 1.8832
Revenue TTM = 3.23b SGD
EBIT TTM = 656.0m SGD
EBITDA TTM = 790.5m SGD
Long Term Debt = 3.59b SGD (from longTermDebt, last quarter)
Short Term Debt = 1.86b SGD (from shortLongTermDebt, last quarter)
Debt = 65.4m SGD (Leases only: 65.4m)
Net Debt = -1.06b SGD (calculated: Debt 65.4m - CCE 1.13b)
Enterprise Value = 5.38b SGD (6.45b + Debt 65.4m - CCE 1.13b)
Interest Coverage Ratio = 3.78 (Ebit TTM 656.0m / Interest Expense TTM 173.6m)
EV/FCF = 4.55x (Enterprise Value 5.38b / FCF TTM 1.18b)
FCF Yield = 22.00% (FCF TTM 1.18b / Enterprise Value 5.38b)
FCF Margin = 36.63% (FCF TTM 1.18b / Revenue TTM 3.23b)
Net Margin = 14.90% (Net Income TTM 481.7m / Revenue TTM 3.23b)
Gross Margin = 39.46% ((Revenue TTM 3.23b - Cost of Revenue TTM 1.96b) / Revenue TTM)
Gross Margin QoQ = none% (prev none%)
Tobins Q-Ratio = 0.23 (Enterprise Value 5.38b / Total Assets 23.3b)
Interest Expense / Debt = 265.6% (Interest Expense 173.6m / Debt 65.4m)
Taxrate = 16.53% (121.6m / 735.6m)
NOPAT = 547.5m (EBIT 656.0m * (1 - 16.53%))
Current Ratio = 1.69 (Total Current Assets 4.21b / Total Current Liabilities 2.49b)
Debt / Equity = 0.01 (Debt 65.4m / totalStockholderEquity, last quarter 12.0b)
Debt / EBITDA = -1.35 (Net Debt -1.06b / EBITDA 790.5m)
Debt / FCF = -0.90 (Net Debt -1.06b / FCF TTM 1.18b)
Total Stockholder Equity = 11.7b (last 4 quarters mean from totalStockholderEquity)
RoA = 2.09% (Net Income 481.7m / Total Assets 23.3b)
RoE = 4.12% (Net Income TTM 481.7m / Total Stockholder Equity 11.7b)
RoCE = 4.29% (EBIT 656.0m / Capital Employed (Equity 11.7b + L.T.Debt 3.59b))
RoIC = 2.65% (NOPAT 547.5m / Invested Capital 20.7b)
WACC = 6.80% (E(6.45b)/V(6.51b) * Re(6.87%) + (debt cost/tax rate unavailable))
Discount Rate = 6.87% (= CAPM, Blume Beta Adj.)
Shares (quarterly) Correlation: 98.00 | Cagr: 0.08%
[DCF] Terminal Value 77.97% ; FCFF base≈976.1m ; Y1≈1.12b ; Y5≈1.65b
[DCF] Fair Price = 30.50 (EV 24.8b - Net Debt -1.06b = Equity 25.8b / Shares 847.4m; r=8.35% [WACC [floored]]; 5y FCF grow 15.0% → 2.50% )
EPS Correlation: N/A | EPS CAGR: N/A | SUE: N/A | # QB: 0
Revenue Correlation: 95.17 | Revenue CAGR: 9.82% | SUE: N/A | # QB: 0
EPS current Year (2026-12-31): EPS=0.55 | Chg30d=+1.38% | Revisions=+29% | GrowthEPS=-0.6% | GrowthRev=-15.1%
EPS next Year (2027-12-31): EPS=0.60 | Chg30d=-3.17% | Revisions=+0% | GrowthEPS=+8.2% | GrowthRev=-2.3%
[Analyst] Revisions Ratio: +18% (up=5, down=3)