U14 Stock Analysis: UOL | SG
Real Estate - Development | SG, Singapore | Market Cap: 8.161m SGD | 12M Return: 45.4% | SG1S83002349 | Charts, Fundamentals & Technical Analysis
Avg Turnover: 15.1M
Warnings
No concerns identified
Tailwinds
No distinct edge detected
Seasonality 11.6 years of data
How good or bad each month usually is (without trend). The score below shows how much you can trust it: 0 = pure chance, >40 gets interesting and >55 is strong.
UOL Group Limited (SG: U14) is a Singapore-based property and hospitality group that operates across multiple segments, including Property Development, Property Investments, Hotel Operations, Investments, Technology Operations, and Management Services. Its geographic footprint spans Singapore, Australia, the United Kingdom, Malaysia, the Peoples Republic of China, Vietnam, Indonesia, and Myanmar.
The companys core activities cover residential, commercial, and hospitality real estate, including property development, leasing of commercial properties, serviced suites, and purpose-built student accommodation, as well as hotel ownership and management under the Pan Pacific, PARKROYAL, and PARKROYAL COLLECTION brands. Beyond real estate, UOL also invests in quoted and unquoted financial assets, distributes IT products, manages trademarks, operates health and beauty retreats, and provides system integration, project management, treasury, and retail management consultancy services.
As a Real Estate Development company within Singapores GICS Real Estate sector, UOL generates revenue through a diversified business model that combines recurring rental and hotel income with cyclical development profits. The company was incorporated in 1963 and is headquartered in Singapore.
- Singapore residential launches drive property development sales
- Hotel occupancy recovery lifts Pan Pacific and PARKROYAL margins
- London office and UK student accommodation demand strengthens
| Net Income: 481.7m TTM > 0 and > 6% of Revenue |
| FCF/TA: 0.05 > 0.02 and ΔFCF/TA 2.37 > 1.0 |
| NWC/Revenue: 71.63% < 20% (prev 133.8%; Δ -62.16% < -1%) |
| CFO/TA 0.06 > 3% & CFO 1.29b > Net Income 481.7m |
| Net Debt (-1.24b) to EBITDA (790.5m): -1.57 < 3 |
| Current Ratio: 2.37 > 1.5 & < 3 |
| Outstanding Shares: last quarter (845.9m) vs 12m ago 0.12% < -2% |
| Gross Margin: 39.46% > 18% (prev 39.88%; Δ -0.42% > 0.5%) |
| Asset Turnover: 14.27% > 50% (prev 12.24%; Δ 2.04% > 0%) |
| Interest Coverage Ratio: 3.78 > 6 (EBIT TTM 656.0m / Interest Expense TTM 173.6m) |
| A: 0.10 (Total Current Assets 4.01b - Total Current Liabilities 1.69b) / Total Assets 22.5b |
| B: 0.40 (Retained Earnings 9.08b / Total Assets 22.5b) |
| C: 0.03 (EBIT TTM 656.0m / Avg Total Assets 22.7b) |
| D: 2.03 (Book Value of Equity 11.8b / Total Liabilities 5.81b) |
| Altman-Z'' = 4.31 = AA |
| DSRI: 0.39 (Receivables 263.1m/577.1m, Revenue 3.23b/2.79b) |
| GMI: 1.01 (GM 39.88% / 39.46%) |
| AQI: 1.06 (AQ_t 0.69 / AQ_t-1 0.65) |
| SGI: 1.16 (Revenue 3.23b / 2.79b) |
| TATA: -0.04 (NI 481.7m - CFO 1.29b) / TA 22.5b) |
| Beneish M = -3.37 (Cap -4..+1) = AA |
As of August 07, 2026, the stock is trading at SGD 9.94 with a total of 1,040,900 shares traded. Over the past week, the price has changed by +2.79%, over one month by +3.01%, over three months by -4.61% and over the past year by +45.40%.
Current recommended Stop Loss: 9.60 (which is 3.4% or 1.5 ATR below the current price).
UOL has no consensus analysts rating.
P/E Trailing = 16.9123
P/E Forward = 16.4204
P/S = 2.5235
P/B = 0.6772
P/EG = 2.2194
Revenue TTM = 3.23b SGD
EBIT TTM = 656.0m SGD
EBITDA TTM = 790.5m SGD
Long Term Debt = 3.64b SGD (from longTermDebt, last quarter)
Short Term Debt = 1.01b SGD (from shortLongTermDebt, last quarter)
Debt = 5.75m SGD (Leases only: 5.75m)
Net Debt = -1.24b SGD (calculated: Debt 5.75m - CCE 1.25b)
Enterprise Value = 6.92b SGD (8.16b + Debt 5.75m - CCE 1.25b)
Interest Coverage Ratio = 3.78 (Ebit TTM 656.0m / Interest Expense TTM 173.6m)
EV/FCF = 5.84x (Enterprise Value 6.92b / FCF TTM 1.18b)
FCF Yield = 17.12% (FCF TTM 1.18b / Enterprise Value 6.92b)
FCF Margin = 36.63% (FCF TTM 1.18b / Revenue TTM 3.23b)
Net Margin = 14.90% (Net Income TTM 481.7m / Revenue TTM 3.23b)
Gross Margin = 39.46% ((Revenue TTM 3.23b - Cost of Revenue TTM 1.96b) / Revenue TTM)
Gross Margin QoQ = none% (prev none%)
Tobins Q-Ratio = 0.31 (Enterprise Value 6.92b / Total Assets 22.5b)
Interest Expense / Debt = 3.02k% (Interest Expense 173.6m / Debt 5.75m)
Taxrate = 16.53% (121.6m / 735.6m)
NOPAT = 547.5m (EBIT 656.0m * (1 - 16.53%))
Current Ratio = 2.37 (Total Current Assets 4.01b / Total Current Liabilities 1.69b)
Debt / Equity = 0.00 (Debt 5.75m / totalStockholderEquity, last quarter 11.8b)
Debt / EBITDA = -1.57 (Net Debt -1.24b / EBITDA 790.5m)
Debt / FCF = -1.05 (Net Debt -1.24b / FCF TTM 1.18b)
Total Stockholder Equity = 11.5b (last 4 quarters mean from totalStockholderEquity)
RoA = 2.13% (Net Income 481.7m / Total Assets 22.5b)
RoE = 4.20% (Net Income TTM 481.7m / Total Stockholder Equity 11.5b)
RoCE = 4.34% (EBIT 656.0m / Capital Employed (Equity 11.5b + L.T.Debt 3.64b))
RoIC = 2.65% (NOPAT 547.5m / Invested Capital 20.6b)
WACC = 6.77% (E(8.16b)/V(8.17b) * Re(6.77%) + (debt cost/tax rate unavailable))
Discount Rate = 6.77% (= CAPM, Blume Beta Adj.)
Shares (quarterly) Correlation: 98.00 | Cagr: 0.08%
[DCF] Terminal Value 77.97% ; FCFF base≈976.1m ; Y1≈1.12b ; Y5≈1.65b
[DCF] Fair Price = 30.74 (EV 24.8b - Net Debt -1.24b = Equity 26.0b / Shares 846.6m; r=8.35% [WACC [floored]]; 5y FCF grow 15.0% → 2.50% )
EPS Correlation: N/A | EPS CAGR: N/A | SUE: N/A | # QB: 0
Revenue Correlation: 95.17 | Revenue CAGR: 9.82% | SUE: N/A | # QB: 0
EPS current Year (2026-12-31): EPS=0.54 | Chg30d=+0.43% | Revisions=+0% | GrowthEPS=-2.4% | GrowthRev=-11.5%
EPS next Year (2027-12-31): EPS=0.60 | Chg30d=-0.18% | Revisions=+25% | GrowthEPS=+11.4% | GrowthRev=-1.9%
[Analyst] Revisions Ratio: +25% (up=1, down=0)