BMW3 Stock Analysis: Bayerische Motoren Werke | XETRA
Auto Manufacturers | XETRA, Germany | Market Cap: 34.880m EUR | 12M Return: -17.6% | Charts, Fundamentals & Technical Analysis
Avg Turnover: 5.86M
EPS Trend: -85.2%
Rev. Trend: -91.8%
Qual. Beats: 0
Warnings
Tailwinds
No distinct edge detected
Seasonality 10.5 years of data
How good or bad each month usually is (without trend). The score below shows how much you can trust it: 0 = pure chance, >40 gets interesting and >55 is strong.
Bayerische Motoren Werke Aktiengesellschaft (BMW3) is a German premium automaker founded in 1916 and headquartered in Munich. The company operates through three segments-Automotive, Motorcycles, and Financial Services-selling vehicles worldwide under the BMW, MINI, and Rolls-Royce brands and motorcycles/scooters under the BMW Motorrad brand. Distribution runs through retail outlets, agents, and independent dealerships.
Beyond vehicle manufacturing, BMW provides a vertically integrated suite of financial services, including credit financing, leasing bundled with insurance, dealership and customer deposit financing, car rentals, and corporate fleet financing under the Alphabet brand. As a large-cap member of the Consumer Discretionary sector, BMWs business model combines luxury vehicle sales with captive financing, a structure common among premium automakers where financial services typically contribute a meaningful share of group profits.
- China luxury demand weakness pressures regional deliveries
- BEV rollout compresses automotive segment margins
- US tariff exposure threatens European export profitability
| Net Income: 6.82b TTM > 0 and > 6% of Revenue |
| FCF/TA: -0.02 > 0.02 and ΔFCF/TA 0.06 > 1.0 |
| NWC/Revenue: 10.73% < 20% (prev 10.68%; Δ 0.05% < -1%) |
| CFO/TA 0.02 > 3% & CFO 5.61b > Net Income 6.82b |
| Net Debt (95.7b) to EBITDA (18.9b): 5.06 < 3 |
| Current Ratio: 1.17 > 1.5 & < 3 |
| Outstanding Shares: last quarter (605.2m) vs 12m ago -2.45% < -2% |
| Gross Margin: 15.04% > 18% (prev 15.65%; Δ -0.61% > 0.5%) |
| Asset Turnover: 48.77% > 50% (prev 52.57%; Δ -3.80% > 0%) |
| Interest Coverage Ratio: 19.53 > 6 (EBIT TTM 9.98b / Interest Expense TTM 511.0m) |
| A: 0.05 (Total Current Assets 95.3b - Total Current Liabilities 81.2b) / Total Assets 271b |
| B: 0.36 (Retained Earnings 97.2b / Total Assets 271b) |
| C: 0.04 (EBIT TTM 9.98b / Avg Total Assets 268b) |
| D: 0.57 (Book Value of Equity 97.3b / Total Liabilities 171b) |
| Altman-Z'' = 2.36 = BBB |
| DSRI: 1.11 (Receivables 42.4b/40.6b, Revenue 131b/140b) |
| GMI: 1.04 (GM 15.65% / 15.04%) |
| AQI: 0.98 (AQ_t 0.30 / AQ_t-1 0.31) |
| SGI: 0.94 (Revenue 131b / 140b) |
| TATA: 0.00 (NI 6.82b - CFO 5.61b) / TA 271b) |
| Beneish M = -2.95 (Cap -4..+1) = A |
As of July 09, 2026, the stock is trading at EUR 57.45 with a total of 1,758,040 shares traded. Over the past week, the price has changed by -6.13%, over one month by -17.58%, over three months by -26.37% and over the past year by -17.64%.
Current recommended Stop Loss: 54.60 (which is 5% or 1.4 ATR below the current price).
Bayerische Motoren Werke has no consensus analysts rating.
P/E Trailing = 5.134
P/E Forward = 8.15
P/S = 0.2669
P/B = 0.3586
P/EG = 0.7136
Revenue TTM = 131b EUR
EBIT TTM = 9.98b EUR
EBITDA TTM = 18.9b EUR
Long Term Debt = 58.9b EUR (from longTermDebt, last fiscal year)
Short Term Debt = 40.7b EUR (from shortTermDebt, last quarter)
Debt = 115b EUR (from shortLongTermDebtTotal, last quarter) + Leases 2.49b
Net Debt = 95.7b EUR (calculated: Debt 115b - CCE 19.0b)
Enterprise Value = 131b EUR (34.9b + Debt 115b - CCE 19.0b)
Interest Coverage Ratio = 19.53 (Ebit TTM 9.98b / Interest Expense TTM 511.0m)
EV/FCF = -30.85x (Enterprise Value 131b / FCF TTM -4.23b)
FCF Yield = -3.24% (FCF TTM -4.23b / Enterprise Value 131b)
FCF Margin = -3.24% (FCF TTM -4.23b / Revenue TTM 131b)
Net Margin = 5.22% (Net Income TTM 6.82b / Revenue TTM 131b)
Gross Margin = 15.04% ((Revenue TTM 131b - Cost of Revenue TTM 111b) / Revenue TTM)
Gross Margin QoQ = 14.73% (prev 14.70%)
Tobins Q-Ratio = 0.48 (Enterprise Value 131b / Total Assets 271b)
Interest Expense / Debt = 0.45% (Interest Expense 511.0m / Debt 115b)
Taxrate = 26.62% (2.52b / 9.47b)
NOPAT = 7.32b (EBIT 9.98b * (1 - 26.62%))
Current Ratio = 1.17 (Total Current Assets 95.3b / Total Current Liabilities 81.2b)
Debt / Equity = 1.18 (Debt 115b / totalStockholderEquity, last quarter 97.3b)
Debt / EBITDA = 5.06 (Net Debt 95.7b / EBITDA 18.9b)
Debt / FCF = -22.60 (negative FCF - burning cash) (Net Debt 95.7b / FCF TTM -4.23b)
Total Stockholder Equity = 94.5b (last 4 quarters mean from totalStockholderEquity)
RoA = 2.54% (Net Income 6.82b / Total Assets 271b)
RoE = 7.21% (Net Income TTM 6.82b / Total Stockholder Equity 94.5b)
RoCE = 6.51% (EBIT 9.98b / Capital Employed (Equity 94.5b + L.T.Debt 58.9b))
RoIC = 3.28% (NOPAT 7.32b / Invested Capital 224b)
WACC = 1.96% (E(34.9b)/V(150b) * Re(7.35%) + D(115b)/V(150b) * Rd(0.45%) * (1-Tc(0.27)))
Discount Rate = 7.35% (= CAPM, Blume Beta Adj.)
Shares (quarterly) Correlation: -85.40 | Cagr: -2.03%
[DCF] Fair Price = unknown (Cash Flow -4.23b)
EPS Correlation: -85.21 | EPS CAGR: -19.64% | SUE: N/A | # QB: 0
Revenue Correlation: -91.81 | Revenue CAGR: -6.32% | SUE: -0.60 | # QB: 0
EPS current Quarter (2026-06-30): EPS=0.00 | Chg30d=N/A | Revisions=N/A | Analysts=0
EPS next Quarter (2026-09-30): EPS=0.00 | Chg30d=N/A | Revisions=N/A | Analysts=0
EPS current Year (2026-12-31): EPS=4.07 | Chg30d=N/A | Revisions=+0% | GrowthEPS=+0.0% | GrowthRev=-2.2%
EPS next Year (2027-12-31): EPS=6.25 | Chg30d=N/A | Revisions=+0% | GrowthEPS=+53.4% | GrowthRev=+4.2%