FUNC Dividend History & Analysis | 2.9% Yield

FUNC has a dividend yield of 2.9% and paid 1.18 USD per share in the last 12M. Complete payout history, full analyses and peer comparison.

Yield 12m 2.85%
Payout Ratio 25.1%
Growth Rate CAGR 5y 12.23%
Consistency Lifetime 73.9%
Yield on Cost 5y 8.37%
Payout FCF 34.6%
Streak Years 8
Dividend Rating 67.95%

Dividends Cash Amount per Share Yearly

This chart shows the yearly cash amount paid as dividends per share. The exact values for each year can be found in the structured dataset with the html-id #yearly_dividend_dataset below.
Dividend Growth Year over Year This chart shows the annual dividend growth rate compared to the previous year.
5 Years Chart with Price and Dividend Yield This chart shows the dividend yield and price over time. Price is displayed as gray area (left axis), yield as dark blue line (right axis), and average yield as orange dashed line.
■ Yield (right) | ■ Price (left) | ┅ Avg Yield
Total Return 12m: 21.7%
Total Return 5y: 169.9%

Top Dividend Payers in Regional Banks

Top 5 Dividend Yields of Peer-Group
Symbol Market Cap USD Dividend Yield TTM Yield on Cost 5y
VLK 2,611 M 7.68% 31.0%
BNP 113,224 M 9.55% 23.3%
GHI 181 M 12.2% 15.5%
NRIM 613 M 2.84% 28.9%
ACA 62,149 M 6.74% 15.7%
Top 5 Dividend Growth Rates of Peer-Group
Symbol Market Cap USD Growth Rate Consistency
USCB 392 M 100% 100%
CBK 45,941 M 80.3% 45.6%
BCML 313 M 65.1% 100%
DBK 73,487 M 50.4% 78.7%
CBNK 480 M 44.8% 100%

Quality Dividend Peers in Regional Banks

EWBC
East West Bancorp
 2.47% Yield
NRIM
Northrim BanCorp
 2.84% Yield
FSBC
Five Star Bancorp
 2.62% Yield
THFF
First Financial Indiana
 4.96% Yield
BPOP
Popular
 2.70% Yield
FCCO
First Community
 2.45% Yield

FUNC Dividend History: Last 50 Payments (USD) as of January 2026

Ex-Dividend Date Record Date Payment Date Period Dividend per Share Dividend Growth Rate QoQ Payout Yield
2026-01-16 2026-01-16 2026-02-02 Quarterly 0.26 0% N/A
2025-10-17 2025-10-17 2025-11-03 Quarterly 0.26 18.2% 0.76%
2025-07-18 2025-07-18 2025-08-01 Quarterly 0.22 0% 0.64%
2025-04-17 2025-04-17 2025-05-01 Quarterly 0.22 0% 0.78%
2025-01-17 2025-01-17 2025-02-03 Quarterly 0.22 0% 0.66%
2024-10-18 2024-10-18 2024-11-01 Quarterly 0.22 10% 0.7%
2024-07-18 2024-07-18 2024-08-01 Quarterly 0.2 0% 0.86%
2024-04-16 2024-04-17 2024-05-01 Quarterly 0.2 0% 0.89%
2024-01-17 2024-01-18 2024-02-01 Quarterly 0.2 0% 0.91%
2023-10-17 2023-10-18 2023-11-01 Quarterly 0.2 0% 1.22%
2023-07-17 2023-07-18 2023-08-01 Quarterly 0.2 0% 1.26%
2023-04-14 2023-04-17 2023-05-01 Quarterly 0.2 11.1% 1.2%
2023-01-12 2023-01-13 2023-02-01 Quarterly 0.18 20% 0.93%
2022-10-17 2022-10-18 2022-11-01 Quarterly 0.15 0% 0.85%
2022-07-15 2022-07-18 2022-08-01 Quarterly 0.15 0% 0.85%
2022-04-14 2022-04-18 2022-05-02 Quarterly 0.15 0% 0.65%
2022-01-13 2022-01-14 2022-02-01 Quarterly 0.15 0% 0.74%
2021-10-15 2021-10-18 2021-11-01 Quarterly 0.15 0% 0.82%
2021-07-16 2021-07-19 2021-08-02 Quarterly 0.15 0% 0.88%
2021-04-16 2021-04-19 2021-05-03 Quarterly 0.15 15.4% 0.88%
2021-01-14 2021-01-15 2021-02-01 Quarterly 0.13 0% N/A
2020-10-15 2020-10-16 2020-11-02 Quarterly 0.13 0% N/A
2020-07-16 2020-07-17 2020-08-03 Quarterly 0.13 0% N/A
2020-04-16 2020-04-17 2020-05-01 Quarterly 0.13 0% N/A
2020-01-14 2020-01-15 2020-02-03 Quarterly 0.13 0% N/A
2019-10-15 2019-10-16 2019-11-01 Quarterly 0.13 44.4% N/A
2019-07-16 2019-07-17 2019-08-01 Quarterly 0.09 0% N/A
2019-04-16 2019-04-17 2019-05-01 Quarterly 0.09 0% N/A
2019-01-14 2019-01-15 2019-02-01 Quarterly 0.09 0% N/A
2018-10-12 2018-10-15 2018-11-01 Unknown 0.09 0% N/A
2018-07-13 2018-07-16 2018-08-01 Quarterly 0.09 0% N/A
2018-04-13 2018-04-16 2018-05-02 Quarterly 0.09 800% N/A
2010-10-08 2010-10-13 2010-11-01 Quarterly 0.01 0% N/A
2010-07-12 2010-07-14 2010-08-02 Quarterly 0.01 0% N/A
2010-04-12 2010-04-14 2010-04-30 Quarterly 0.01 -90% N/A
2010-01-11 2010-01-13 2010-02-01 Quarterly 0.1 -50% N/A
2009-10-09 2009-10-14 2009-11-02 Quarterly 0.2 0% N/A
2009-07-10 2009-07-14 2009-07-31 Quarterly 0.2 0% N/A
2009-04-09 2009-04-14 2009-05-01 Quarterly 0.2 0% N/A
2009-01-22 2009-01-26 2009-02-01 Quarterly 0.2 0% N/A
2008-10-08 2008-10-13 2008-11-01 Quarterly 0.2 0% N/A
2008-07-10 2008-07-14 2008-08-01 Quarterly 0.2 0% N/A
2008-04-10 2008-04-14 2008-05-01 Quarterly 0.2 0% N/A
2008-01-10 2008-01-14 2008-02-01 Quarterly 0.2 2.6% N/A
2007-10-11 2007-10-15 2007-11-01 Quarterly 0.195 0% N/A
2007-07-12 2007-07-16 2007-08-01 Quarterly 0.195 0% N/A
2007-04-12 2007-04-16 2007-05-01 Quarterly 0.195 0% N/A
2007-01-10 2007-01-15 2007-02-01 Quarterly 0.195 2.6% N/A
2006-10-12 2006-10-16 2006-11-01 Quarterly 0.19 0% N/A
2006-07-13 2006-07-17 2006-08-01 Quarterly 0.19 0% N/A

FUNC Dividend FAQ

First United Corporation (NASDAQ:FUNC) is the holding company for First United Bank & Trust, delivering a full suite of retail and commercial banking services across the United States through its Community Banking and Wealth Management segments. Its product lineup includes checking and savings accounts, a range of deposit certificates, consumer and commercial loans, mortgages, construction financing, and a variety of trust and wealth-management solutions.

What is the Dividend Yield of FUNC?

As of January 2026, FUNC`s dividend yield is 2.85%. This is calculated by dividing the trailing 12-month dividend rate (TTM rate) of 1.18 USD by the current share price of 38.03.

Does FUNC pay a dividend?

As of January 2026, FUNC paid a dividend of 1.18 USD in the last 12 months. The last dividend was paid on 2026-01-16 and the payout was 0.26 USD.

How often does FUNC pay dividends?

FUNC pays dividends quarterly. Over the last 12 months, FUNC has issued 5 dividend payments. The last dividend payment was made on 2026-01-16.

FUNC dividend forecast

Based on historical data, the forecasted dividends per share for FUNC for the next 4 payments are between 0.163 (-37.3%) and 0.18 (-30.8%).
This represents a significant dividend cut compared to the last payment.

Will FUNC pay dividends in 2026?

The latest dividend paid per share was 0.26 USD with an Ex-Dividend Date of 2026-01-16. The next Ex-Dividend date for First United (FUNC) is 2026-01-16.

What is the next Ex-Dividend Date for FUNC?

The next Ex-Dividend date for First United (FUNC) is 2026-01-16.

What is the Dividend Growth of FUNC?

FUNC's average dividend growth rate over the past 5 years is 12.2% per year.
Strong growth: FUNC's Dividend growth is outpacing inflation.

What is the Yield on Cost of FUNC?

FUNC's 5-Year Yield on Cost is 8.37%. If you bought FUNC's shares at 14.09 USD five years ago, your current annual dividend income (1.18 USD per share, trailing 12 months) equals 8.37% of your original purchase price.

What is the Payout Consistency of FUNC?

FUNC Payout Consistency is 73.9%. The payout consistency is a proprietary measure of how consistently a company has paid dividends over its lifetime and blends growth rate, number of dividend payments, interruptions or lowering dividends into one number.
Unstable: First United has an inconsistent track record of dividend payments over its lifetime.

Does FUNC have a good Dividend Yield?

FUNC`s 2.85% Dividend Yield is considered as moderate. This is usually a sign of a value company.

What is the Dividend Payout Ratio of FUNC?

The Dividend Payout Ratio of FUNC is 25.1%. Very low - Often a strong indicator of potential dividend growth.

What is the Dividend Rating of FUNC?

FUNC`s Overall Dividend Rating is 67.95%. Ratings surpassing 65% are regarded as acceptable, exceeding 75% are favorable and surpassing 85% are strong.

FUNC Outstanding Shares Analysis

What is the Trend in FUNC's Outstanding Shares?

First United's outstanding shares have decreased by approximately 1.11% annually over the past 3 years (Trend Reliability: -33.3%).

Slightly positive: The company is modestly reducing its share count through buybacks. This provides a small tailwind to earnings per share and dividend sustainability.

Has FUNC ever had a Stock Split?

Yes, the last stock split was on Mar 13, 1996 with a ratio of 105:100.

This was a forward split: Each share became 1.05 shares, lowering the price proportionally. The dividend per share was also adjusted downward by the same ratio, so total dividend income remained unchanged.

Year Number of Shares Annual Growth Rate
1991 5,734,000
1992 5,182,000 -9.63%
1993 6,547,000 +26.34%
1994 6,577,000 +0.46%
1995 6,743,000 +2.52%
1996 6,821,000 +1.16%
1997 6,344,200 -6.99%
1998 6,283,000 -0.96%
1999 6,217,000 -1.05%
2000 6,127,000 -1.45%
2001 6,164,000 +0.6%
2002 6,133,000 -0.5%
2003 6,133,000
2004 6,139,000 +0.1%
2005 6,165,000 +0.42%
2006 6,188,000 +0.37%
2007 6,193,000 +0.08%
2008 6,234,000 +0.66%
2009 6,187,000 -0.75%
2010 6,210,000 +0.37%
2011 6,231,000 +0.34%
2012 6,246,300 +0.25%
2013 6,256,500 +0.16%
2014 6,277,200 +0.33%
2015 6,111,700 -2.64%
2016 6,267,000 +2.54%
2017 7,067,000 +12.77%
2018 7,088,000 +0.3%
2019 7,110,000 +0.31%
2020 6,995,000 -1.62%
2021 6,630,000 -5.22%
2022 6,692,000 +0.94%
2023 6,653,000 -0.58%
2024 6,484,000 -2.54%
2025 6,506,000 +0.34%

Key Metric Definitions

Dividend Yield
Annual dividend per share divided by current share price.
Payout Ratio
Percentage of earnings paid as dividends. Below 60% = safe, above 100% = unsustainable.
Payout FCF
Percentage of Free Cash Flow paid as dividends. More reliable than Payout Ratio since it measures actual cash.
Growth Rate (CAGR)
Compound annual growth rate of dividends over the last 5 years.
Consistency
Reliability of dividend payments over lifetime. Penalizes cuts and pauses.
Yield on Cost
Your effective yield if you bought 5 years ago. Shows dividend growth impact over time.
Streak
Consecutive years of dividend payments. 25+ years = Dividend Aristocrat.
Dividend Rating
Proprietary score (0-100) combining yield, growth, safety and consistency.

Last update: 2026-01-12 02:15