MCBS Dividend History & Analysis | 3.5% Yield

MCBS has a dividend yield of 3.5% and paid 0.98 USD per share in the last 12M. Complete payout history, full analyses and peer comparison.

Yield 12m 3.54%
Payout Ratio 35.8%
Growth Rate CAGR 5y 20.19%
Consistency Lifetime 99.0%
Yield on Cost 5y 7.71%
Payout FCF 39.8%
Streak Years 9
Dividend Rating 78.79%

Dividends Cash Amount per Share Yearly

This chart shows the yearly cash amount paid as dividends per share. The exact values for each year can be found in the structured dataset with the html-id #yearly_dividend_dataset below.
Dividend Growth Year over Year This chart shows the annual dividend growth rate compared to the previous year.
5 Years Chart with Price and Dividend Yield This chart shows the dividend yield and price over time. Price is displayed as gray area (left axis), yield as dark blue line (right axis), and average yield as orange dashed line.
■ Yield (right) | ■ Price (left) | ┅ Avg Yield
Total Return 12m: -1.7%
Total Return 5y: 135.8%

Top Dividend Payers in Regional Banks

Top 5 Dividend Yields of Peer-Group
Symbol Market Cap USD Dividend Yield TTM Yield on Cost 5y
VLK 2,566 M 7.68% 31.6%
BNP 123,074 M 9.55% 23.7%
GHI 187 M 12.2% 14.5%
NRIM 572 M 2.84% 30.4%
ACA 63,927 M 6.74% 15.8%
Top 5 Dividend Growth Rates of Peer-Group
Symbol Market Cap USD Growth Rate Consistency
USCB 365 M 100% 100%
CBK 46,259 M 80.3% 45.6%
BCML 327 M 65.1% 100%
DBK 70,614 M 50.4% 78.7%
CBNK 542 M 44.8% 100%

Quality Dividend Peers in Regional Banks

NECB
Northeast Community
 4.59% Yield
EWBC
East West Bancorp
 3.17% Yield
AMAL
Amalgamated Bank
 2.30% Yield
FSBC
Five Star Bancorp
 3.24% Yield
SPFI
South Plains Financial
 2.10% Yield
NWFL
Norwood Financial
 5.02% Yield

MCBS Dividend History: Last 37 Payments (USD) as of February 2026

Ex-Dividend Date Record Date Payment Date Period Dividend per Share Dividend Growth Rate QoQ Payout Yield
2026-02-04 2026-02-04 2026-02-13 Quarterly 0.25 0% 0.85%
2025-10-29 2025-10-29 2025-11-07 Quarterly 0.25 0% 0.96%
2025-07-30 2025-07-30 2025-08-08 Quarterly 0.25 8.7% 0.87%
2025-04-30 2025-04-30 2025-05-09 Quarterly 0.23 0% 0.84%
2025-01-29 2025-01-29 2025-02-07 Quarterly 0.23 0% 0.74%
2024-10-30 2024-10-30 2024-11-08 Quarterly 0.23 15% 0.76%
2024-07-31 2024-07-31 2024-08-09 Quarterly 0.2 0% 0.62%
2024-04-30 2024-05-01 2024-05-10 Quarterly 0.2 0% 0.85%
2024-01-30 2024-01-31 2024-02-09 Quarterly 0.2 11.1% 0.8%
2023-10-31 2023-11-01 2023-11-10 Quarterly 0.18 0% 0.91%
2023-08-02 2023-08-03 2023-08-11 Quarterly 0.18 0% 0.85%
2023-05-02 2023-05-03 2023-05-12 Quarterly 0.18 0% 1.13%
2023-01-31 2023-02-01 2023-02-10 Quarterly 0.18 20% 0.91%
2022-11-01 2022-11-02 2022-11-10 Quarterly 0.15 0% 0.69%
2022-08-02 2022-08-03 2022-08-12 Quarterly 0.15 0% 0.74%
2022-05-03 2022-05-04 2022-05-13 Quarterly 0.15 0% 0.74%
2022-02-01 2022-02-02 2022-02-11 Quarterly 0.15 7.1% 0.58%
2021-11-02 2021-11-03 2021-11-12 Quarterly 0.14 16.7% 0.6%
2021-08-02 2021-08-03 2021-08-12 Quarterly 0.12 20% 0.6%
2021-05-03 2021-05-04 2021-05-13 Quarterly 0.1 0% 0.62%
2021-02-02 2021-02-03 2021-02-12 Quarterly 0.1 11.1% N/A
2020-11-03 2020-11-04 2020-11-13 Quarterly 0.09 0% N/A
2020-07-30 2020-07-31 2020-08-07 Quarterly 0.09 -18.2% N/A
2020-04-30 2020-05-01 2020-05-08 Quarterly 0.11 0% N/A
2020-01-30 2020-01-31 2020-02-07 Quarterly 0.11 0% N/A
2019-10-31 2019-11-01 2019-11-08 Quarterly 0.11 -50% N/A
2019-07-31 2019-08-01 2019-08-08 Quarterly 0.22 10% N/A
2019-04-30 2019-05-01 2019-05-08 Quarterly 0.2 0% N/A
2019-01-30 2019-01-31 2019-02-08 Quarterly 0.2 0% N/A
2018-10-31 2018-11-01 2018-11-08 Quarterly 0.2 0% N/A
2018-07-31 2018-08-01 2018-08-07 Quarterly 0.2 11.1% N/A
2018-05-01 2018-05-02 2018-05-11 Quarterly 0.18 0% N/A
2018-01-31 2018-02-01 2018-02-09 Quarterly 0.18 20% N/A
2017-10-31 2017-11-01 2017-11-10 Quarterly 0.15 50% N/A
2017-07-31 2017-08-02 2017-08-11 Quarterly 0.1 0% N/A
2017-05-01 2017-05-03 2017-05-12 Quarterly 0.1 0% N/A
2017-01-30 2017-02-01 2017-02-10 Quarterly 0.1 0% N/A

MCBS Dividend FAQ

MetroCity Bankshares, Inc. (NASDAQ: MCBS) is the holding company for Metro City Bank, a community-focused financial institution headquartered in Doraville, Georgia. It delivers a full suite of banking products-including consumer and commercial checking, savings, money-market accounts, CDs, and a range of loan types such as residential mortgages, construction, commercial real-estate, SBA, and consumer credit-through both brick-and-mortar branches and digital channels (online, mobile, ATM, and telephone banking). Additional services include debit cards, treasury-management tools (wire transfers, ACH, positive-pay, sweep accounts) and cash-management solutions like remote deposit capture.

What is the Dividend Yield of MCBS?

As of February 2026, MCBS`s dividend yield is 3.54%. This is calculated by dividing the trailing 12-month dividend rate (TTM rate) of 0.98 USD by the current share price of 29.97.

Does MCBS pay a dividend?

As of February 2026, MCBS paid a dividend of 0.98 USD in the last 12 months. The last dividend was paid on 2026-02-04 and the payout was 0.25 USD.

How often does MCBS pay dividends?

MCBS pays dividends quarterly. Over the last 12 months, MCBS has issued 4 dividend payments. The last dividend payment was made on 2026-02-04.

MCBS dividend forecast

Based on historical data, the forecasted dividends per share for MCBS for the next 4 payments are between 0.217 (-13.2%) and 0.226 (-9.6%).
This represents a significant dividend cut compared to the last payment.

Will MCBS pay dividends in 2026?

The latest dividend paid per share was 0.25 USD with an Ex-Dividend Date of 2026-02-04. The next Ex-Dividend date for MetroCity Bankshares (MCBS) is currently unknown.

What is the next Ex-Dividend Date for MCBS?

The next Ex-Dividend date for MetroCity Bankshares (MCBS) is currently unknown. We automatically update the next Ex-Dividend date when it is announced.

What is the Dividend Growth of MCBS?

MCBS's average dividend growth rate over the past 5 years is 20.2% per year.
Strong growth: MCBS's Dividend growth is outpacing inflation.

What is the Yield on Cost of MCBS?

MCBS's 5-Year Yield on Cost is 7.71%. If you bought MCBS's shares at 12.71 USD five years ago, your current annual dividend income (0.98 USD per share, trailing 12 months) equals 7.71% of your original purchase price.

What is the Payout Consistency of MCBS?

MCBS Payout Consistency is 99.0%. The payout consistency is a proprietary measure of how consistently a company has paid dividends over its lifetime and blends growth rate, number of dividend payments, interruptions or lowering dividends into one number.
Very consistent: MetroCity Bankshares has a strong track record of consistent dividend payments over its lifetime.

Does MCBS have a good Dividend Yield?

MCBS`s 3.54% Dividend Yield is considered as moderate. This is usually a sign of a value company.

What is the Dividend Payout Ratio of MCBS?

The Dividend Payout Ratio of MCBS is 35.8%. Healthy - Leaves room for growth and provides some protection to maintain dividends even in a recession.

What is the Dividend Rating of MCBS?

MCBS`s Overall Dividend Rating is 78.79%. Ratings surpassing 65% are regarded as acceptable, exceeding 75% are favorable and surpassing 85% are strong.

MCBS Outstanding Shares Analysis

What is the Trend in MCBS's Outstanding Shares?

MetroCity Bankshares's outstanding shares have increased by approximately 2.44% annually over the past 3 years (Trend Reliability: 100.0%).

Neutral: Share count is relatively stable with minor dilution. This has minimal impact on dividend per share calculations.

Has MCBS ever had a Stock Split?

Yes, the last stock split was on Sep 3, 2019 with a ratio of 2:1.

This was a forward split: Each share became 2 shares, lowering the price proportionally. The dividend per share was also adjusted downward by the same ratio, so total dividend income remained unchanged.

Year Number of Shares Annual Growth Rate
2015 23,642,500
2016 23,642,500
2017 24,074,900 +1.83%
2018 24,258,100 +0.76%
2019 25,586,700 +5.48%
2020 25,870,900 +1.11%
2021 25,720,000 -0.58%
2022 25,560,000 -0.62%
2023 25,544,000 -0.06%
2024 25,675,000 +0.51%
2025 26,806,200 +4.41%

Key Metric Definitions

Dividend Yield
Annual dividend per share divided by current share price.
Payout Ratio
Percentage of earnings paid as dividends. Below 60% = safe, above 100% = unsustainable.
Payout FCF
Percentage of Free Cash Flow paid as dividends. More reliable than Payout Ratio since it measures actual cash.
Growth Rate (CAGR)
Compound annual growth rate of dividends over the last 5 years.
Consistency
Reliability of dividend payments over lifetime. Penalizes cuts and pauses.
Yield on Cost
Your effective yield if you bought 5 years ago. Shows dividend growth impact over time.
Streak
Consecutive years of dividend payments. 25+ years = Dividend Aristocrat.
Dividend Rating
Proprietary score (0-100) combining yield, growth, safety and consistency.

Last update: 2026-02-07 03:25