NBTB Dividend History & Analysis | 3.4% Yield

NBTB has a dividend yield of 3.4% and paid 1.48 USD per share in the last 12M. Complete payout history, full analyses and peer comparison.

Yield 12m 3.43%
Payout Ratio 42.2%
Growth Rate CAGR 5y 7%
Consistency Lifetime 100%
Yield on Cost 5y 5%
Payout FCF 32.2%
Streak Years 5
Dividend Rating 65.4%
Chowder Number yield + growth 10.4% below 12% target for healthy growth
Yield vs Average 5y +326.9% avg 0.8% vs now 3.43%
Debt / EBITDA leverage 0.6x healthy
Income per 10k invested 343 USD per year
Dividends Cash Amount per Share Yearly NBTB annual dividends paid per share, showing the total cash NBT Bancorp distributed to shareholders each year.
Dividend Growth Year over Year NBTB year-over-year dividend growth rate, showing how NBT Bancorp's dividend per share increased or decreased each year compared to the prior year.
Price and Yield per Payout History NBTB dividend yield history versus share price over the past 5 years, showing how NBT Bancorp's payout yield moved at each dividend payment relative to its stock price.
┅┅ Payout Yield (right) Price (left)

Top Dividend Payers in Regional Banks

Top 10 Dividend Yields of Peer-Group
SYMBOL MARKET CAP USD YIELD TTM YIELD ON COST 5y
BPE MI
BPER Banca
33,410 M 5.85% 49.26%
UCG MI
UniCredit S.p.A.
139,813 M 4.77% 42.12%
SWED-A ST
Swedbank (publ)
41,627 M 9.93% 27.65%
VLK AS
Van Lanschot
3,190 M 5.82% 29.63%
IFS NYSE
Intercorp Financial
6,457 M 7.81% 19.31%
BDB MI
Banco di Desio e della
2,081 M 5.78% 21.47%
MB MI
Mediobanca Banca di Credito
24,560 M 6.65% 18.31%
CE MI
Credito Emiliano S.p.A
6,860 M 5.13% 19.62%
BG VI
BAWAG
15,627 M 4.27% 21.26%
NDA-FI HE
Nordea Bank Abp
64,252 M 6.70% 15.98%
Top 10 Dividend Growth Rates of Peer-Group
SYMBOL MARKET CAP USD GROWTH RATE CONSISTENCY
MCB NYSE
Metropolitan Bank Holding
1,221 M 105.65% 100.0%
CBK XETRA
Commerzbank
47,735 M 77.88% 100.0%
BCML NASDAQ
BayCom
364 M 55.95% 100.0%
BPE MI
BPER Banca
33,410 M 58.37% 100.0%
BDB MI
Banco di Desio e della
2,081 M 54.54% 100.0%
FCNCA NASDAQ
First Citizens BancShares
24,136 M 53.65% 100.0%
DBK XETRA
Deutsche Bank
64,641 M 49.35% 100.0%
SWED-A ST
Swedbank (publ)
41,627 M 34.02% 97.1%
CE MI
Credito Emiliano S.p.A
6,860 M 29.07% 97.6%
RRBI NASDAQ
Red River Bancshares
624 M 25.63% 100.0%

NBTB Dividend History

Last 20 Payments (USD) as of July 2026
EX-DATE RECORD PAYMENT PERIOD DIV/SHARE GROWTH PAYOUT YIELD
2026-06-01 2026-06-01 2026-06-15 Quarterly 0.37 0% 0.81%
2026-03-02 2026-03-02 2026-03-16 Quarterly 0.37 0% 0.89%
2025-12-01 2025-12-01 2025-12-15 Quarterly 0.37 0% 0.91%
2025-08-29 2025-09-01 2025-09-15 Quarterly 0.37 +8.8% 0.83%
2025-06-02 2025-06-02 2025-06-16 Quarterly 0.34 0% 0.82%
2025-03-03 2025-03-03 2025-03-17 Quarterly 0.34 0% 0.71%
2024-12-02 2024-12-02 2024-12-16 Quarterly 0.34 0% 0.68%
2024-08-30 2024-08-30 2024-09-13 Quarterly 0.34 +6.3% 0.7%
2024-06-03 2024-06-03 2024-06-17 Quarterly 0.32 0% 0.86%
2024-02-29 2024-03-01 2024-03-15 Quarterly 0.32 0% 0.94%
2023-11-30 2023-12-01 2023-12-15 Quarterly 0.32 0% 0.89%
2023-08-31 2023-09-01 2023-09-15 Quarterly 0.32 +6.7% 0.94%
2023-05-31 2023-06-01 2023-06-15 Quarterly 0.3 0% 0.88%
2023-02-28 2023-03-01 2023-03-15 Quarterly 0.3 0% 0.74%
2022-11-30 2022-12-01 2022-12-15 Quarterly 0.3 0% 0.65%
2022-08-31 2022-09-01 2022-09-15 Quarterly 0.3 +7.1% 0.77%
2022-05-31 2022-06-01 2022-06-15 Quarterly 0.28 0% 0.76%
2022-02-28 2022-03-01 2022-03-15 Quarterly 0.28 0% 0.74%
2021-11-30 2021-12-01 2021-12-15 Quarterly 0.28 0% 0.79%
2021-08-31 2021-09-01 2021-09-15 Quarterly 0.28 0% 0.78%

NBTB Dividend FAQ

What is the Dividend Yield of NBTB?

As of July 2026, NBTB's dividend yield is 3.43%. This is calculated by dividing the trailing 12-month dividend rate (TTM rate) of 1.48 USD by the current share price of 49.63.

Does NBTB pay a dividend?

As of July 2026, NBTB paid a dividend of 1.48 USD in the last 12 months. The last dividend was paid on 2026-06-01 and the payout was 0.37 USD.

How often does NBTB pay dividends?

NBTB pays dividends quarterly. Over the last 12 months, NBTB has issued 4 dividend payments. The last dividend payment was made on 2026-06-01.

NBTB dividend forecast

Based on historical data, the forecasted dividends per share for NBTB for the next payments are between 0.379 (+2.4%) and 0.397 (+7.3%). This suggests the dividend will remain relatively stable. The expected Yield for the next 12 months is about 3.16%.

Will NBTB pay dividends in 2026?

The latest dividend paid per share was 0.37 USD with an Ex-Dividend Date of 2026-06-01. The next Ex-Dividend date for NBT Bancorp (NBTB) is currently unknown.

What is the next Ex-Dividend Date for NBTB?

The next Ex-Dividend date for NBT Bancorp (NBTB) is currently unknown. We automatically update the next Ex-Dividend date when it is announced.

What is the Dividend Growth of NBTB?

NBTB's average dividend growth rate over the past 5 years is 6.97% per year. Strong growth: NBTB's dividend growth is outpacing inflation.

What is the Yield on Cost of NBTB?

NBTB's 5-Year Yield on Cost is 4.99%. If you bought NBTB's shares at 29.63 USD five years ago, your current annual dividend income (1.48 USD per share, trailing 12 months) equals 4.99% of your original purchase price.

What is the Payout Consistency of NBTB?

NBTB Payout Consistency is 100.0%. The payout consistency is a proprietary measure of how consistently a company has paid dividends over its lifetime and blends growth rate, number of dividend payments, interruptions or lowering dividends into one number. Very consistent: NBT Bancorp has a strong track record of consistent dividend payments over its lifetime.

Does NBTB have a good Dividend Yield?

NBTB's 3.43% Dividend Yield is considered as moderate. This is usually a sign of a value company.

What is the Dividend Payout Ratio of NBTB?

The Dividend Payout Ratio of NBTB is 42.2%. Healthy - Leaves room for growth and provides some protection to maintain dividends even in a recession.

What is the Dividend Rating of NBTB?

NBTB's Overall Dividend Rating is 65.42%. Ratings surpassing 65% are regarded as acceptable, exceeding 75% are favorable and surpassing 85% are strong.

NBTB Outstanding Shares Analysis

The Chart shows the outstanding shares over time per year.
What is the Trend in NBTB's Outstanding Shares?

NBT Bancorp's outstanding shares have increased by approximately 4.56% annually over the past 3 years (Trend Reliability: 23.0%). Watch carefully: The company is issuing new shares, diluting existing shareholders. Dividend growth may lag earnings growth as payouts are spread across more shares.

Has NBTB ever had a Stock Split?

Yes, the last stock split was on Nov 29, 1999 with a ratio of 105:100. This was a forward split: Each share became 1.05 shares, lowering the price proportionally. The dividend per share was also adjusted downward by the same ratio, so total dividend income remained unchanged.

YEAR NUMBER OF SHARES ANNUAL GROWTH RATE
1991 12,666,700 0%
1992 12,352,900 -2.48%
1993 12,222,200 -1.06%
1994 12,500,000 +2.27%
1995 13,181,800 +5.45%
1996 12,592,600 -4.47%
1997 27,123,400 +115.39%
1998 30,311,700 +11.75%
1999 30,311,700 0%
2000 30,311,700 0%
2001 33,288,000 +9.82%
2002 32,128,000 -3.48%
2003 32,555,000 +1.33%
2004 32,792,000 +0.73%
2005 32,205,000 -1.79%
2006 34,468,000 +7.03%
2007 31,898,000 -7.46%
2008 32,478,000 +1.82%
2009 34,088,000 +4.96%
2010 34,064,300 -0.07%
2011 33,292,700 -2.27%
2012 33,987,000 +2.09%
2013 44,121,000 +29.82%
2014 44,535,000 +0.94%
2015 44,072,000 -1.04%
2016 43,703,000 -0.84%
2017 44,093,000 +0.89%
2018 44,060,000 -0.07%
2019 44,174,000 +0.26%
2020 43,974,000 -0.45%
2021 43,575,000 -0.91%
2022 43,145,000 -0.99%
2023 47,357,000 +9.76%
2024 47,506,000 +0.31%
2025 52,524,400 +10.56%
2026 52,352,800 -0.33%

Key Metric Definitions

Dividend Yield

Annual dividend per share divided by current share price.

Payout Ratio

Percentage of earnings paid as dividends. Below 60% = safe, above 100% = unsustainable.

Payout FCF

Percentage of Free Cash Flow paid as dividends. More reliable than Payout Ratio since it measures actual cash.

Growth Rate (CAGR)

Compound annual growth rate of dividends over the last 5 years.

Consistency

Reliability of dividend payments over lifetime. Penalizes cuts and pauses.

Yield on Cost

Your effective yield if you bought 5 years ago. Shows dividend growth impact over time.

Streak

Consecutive years of dividend payments. 25+ years = Dividend Aristocrat.

Dividend Rating

Proprietary score (0-100) combining yield, growth, safety and consistency.

Last update: 2026-06-27 03:00 UTC