TRST Dividend History & Analysis | 3.4% Yield

TRST has a dividend yield of 3.4% and paid 1.52 USD per share in the last 12M. Complete payout history, full analyses and peer comparison.

Yield 12m 3.43%
Payout Ratio 44.5%
Growth Rate CAGR 5y 1.6%
Consistency Lifetime 99.2%
Yield on Cost 5y 5.7%
Payout FCF 46.5%
Streak Years 5
Dividend Rating 57%
Chowder Number yield + growth 5.1% below 12% target for healthy growth
Yield vs Average 5y +217.6% avg 1.08% vs now 3.43%
Debt / EBITDA leverage 1.5x healthy
Income per 10k invested 343 USD per year
Dividends Cash Amount per Share Yearly TRST annual dividends paid per share, showing the total cash TrustCo Bank NY distributed to shareholders each year.
Dividend Growth Year over Year TRST year-over-year dividend growth rate, showing how TrustCo Bank NY's dividend per share increased or decreased each year compared to the prior year.
Price and Yield per Payout History TRST dividend yield history versus share price over the past 5 years, showing how TrustCo Bank NY's payout yield moved at each dividend payment relative to its stock price.
┅┅ Payout Yield (right) Price (left)

Top Dividend Payers in Regional Banks

Top 10 Dividend Yields of Peer-Group
SYMBOL MARKET CAP USD YIELD TTM YIELD ON COST 5y
BPE MI
BPER Banca
33,410 M 5.85% 49.26%
UCG MI
UniCredit S.p.A.
139,813 M 4.77% 42.12%
SWED-A ST
Swedbank (publ)
41,627 M 9.93% 27.65%
VLK AS
Van Lanschot
3,190 M 5.82% 29.63%
IFS NYSE
Intercorp Financial
6,457 M 7.81% 19.31%
BDB MI
Banco di Desio e della
2,081 M 5.78% 21.47%
MB MI
Mediobanca Banca di Credito
24,560 M 6.65% 18.31%
CE MI
Credito Emiliano S.p.A
6,860 M 5.13% 19.62%
BG VI
BAWAG
15,627 M 4.27% 21.26%
NDA-FI HE
Nordea Bank Abp
64,252 M 6.70% 15.98%
Top 10 Dividend Growth Rates of Peer-Group
SYMBOL MARKET CAP USD GROWTH RATE CONSISTENCY
MCB NYSE
Metropolitan Bank Holding
1,221 M 105.65% 100.0%
CBK XETRA
Commerzbank
47,735 M 77.88% 100.0%
BCML NASDAQ
BayCom
364 M 55.95% 100.0%
BPE MI
BPER Banca
33,410 M 58.37% 100.0%
BDB MI
Banco di Desio e della
2,081 M 54.54% 100.0%
FCNCA NASDAQ
First Citizens BancShares
24,136 M 53.65% 100.0%
DBK XETRA
Deutsche Bank
64,641 M 49.35% 100.0%
SWED-A ST
Swedbank (publ)
41,627 M 34.02% 97.1%
CE MI
Credito Emiliano S.p.A
6,860 M 29.07% 97.6%
RRBI NASDAQ
Red River Bancshares
624 M 25.63% 100.0%

TRST Dividend History

Last 20 Payments (USD) as of July 2026
EX-DATE RECORD PAYMENT PERIOD DIV/SHARE GROWTH PAYOUT YIELD
2026-06-05 2026-06-05 2026-07-01 Quarterly 0.38 0% 0.73%
2026-03-06 2026-03-06 2026-04-01 Quarterly 0.38 0% 0.89%
2025-12-05 2025-12-05 2026-01-02 Quarterly 0.38 0% 0.88%
2025-09-05 2025-09-05 2025-10-01 Quarterly 0.38 +5.6% 0.94%
2025-06-06 2025-06-06 2025-07-01 Quarterly 0.36 0% 1.15%
2025-03-07 2025-03-07 2025-04-01 Quarterly 0.36 0% 1.16%
2024-12-06 2024-12-06 2025-01-02 Quarterly 0.36 0% 0.98%
2024-09-06 2024-09-06 2024-10-01 Quarterly 0.36 0% 1.08%
2024-06-07 2024-06-07 2024-07-01 Quarterly 0.36 0% 1.33%
2024-02-29 2024-03-01 2024-04-01 Quarterly 0.36 0% 1.31%
2023-11-30 2023-12-01 2024-01-02 Quarterly 0.36 0% 1.32%
2023-08-31 2023-09-01 2023-10-02 Quarterly 0.36 0% 1.27%
2023-06-01 2023-06-02 2023-07-03 Quarterly 0.36 0% 1.31%
2023-03-02 2023-03-03 2023-04-03 Quarterly 0.36 0% 0.98%
2022-12-01 2022-12-02 2023-01-03 Quarterly 0.36 +2.9% 0.93%
2022-09-01 2022-09-02 2022-10-03 Quarterly 0.35 0% 1.06%
2022-06-02 2022-06-03 2022-07-01 Quarterly 0.35 0% 1.1%
2022-03-03 2022-03-04 2022-04-01 Quarterly 0.35 0% 1.04%
2021-12-02 2021-12-03 2022-01-03 Quarterly 0.35 +2.6% 1.08%
2021-09-02 2021-09-03 2021-10-01 Quarterly 0.341 0% 1.08%

TRST Dividend FAQ

What is the Dividend Yield of TRST?

As of July 2026, TRST's dividend yield is 3.43%. This is calculated by dividing the trailing 12-month dividend rate (TTM rate) of 1.52 USD by the current share price of 54.71.

Does TRST pay a dividend?

As of July 2026, TRST paid a dividend of 1.52 USD in the last 12 months. The last dividend was paid on 2026-06-05 and the payout was 0.38 USD.

How often does TRST pay dividends?

TRST pays dividends quarterly. Over the last 12 months, TRST has issued 4 dividend payments. The last dividend payment was made on 2026-06-05.

TRST dividend forecast

Based on historical data, the forecasted dividends per share for TRST for the next payments are between 0.382 (+0.5%) and 0.392 (+3.2%). This suggests the dividend will remain relatively stable. The expected Yield for the next 12 months is about 2.84%.

Will TRST pay dividends in 2026?

The latest dividend paid per share was 0.38 USD with an Ex-Dividend Date of 2026-06-05. The next Ex-Dividend date for TrustCo Bank NY (TRST) is currently unknown.

What is the next Ex-Dividend Date for TRST?

The next Ex-Dividend date for TrustCo Bank NY (TRST) is currently unknown. We automatically update the next Ex-Dividend date when it is announced.

What is the Dividend Growth of TRST?

TRST's average dividend growth rate over the past 5 years is 1.62% per year. Weak growth: TRST's dividend growth is lower than inflation.

What is the Yield on Cost of TRST?

TRST's 5-Year Yield on Cost is 5.67%. If you bought TRST's shares at 26.80 USD five years ago, your current annual dividend income (1.52 USD per share, trailing 12 months) equals 5.67% of your original purchase price.

What is the Payout Consistency of TRST?

TRST Payout Consistency is 99.2%. The payout consistency is a proprietary measure of how consistently a company has paid dividends over its lifetime and blends growth rate, number of dividend payments, interruptions or lowering dividends into one number. Very consistent: TrustCo Bank NY has a strong track record of consistent dividend payments over its lifetime.

Does TRST have a good Dividend Yield?

TRST's 3.43% Dividend Yield is considered as moderate. This is usually a sign of a value company.

What is the Dividend Payout Ratio of TRST?

The Dividend Payout Ratio of TRST is 44.5%. Healthy - Leaves room for growth and provides some protection to maintain dividends even in a recession.

What is the Dividend Rating of TRST?

TRST's Overall Dividend Rating is 57.03%. Ratings surpassing 65% are regarded as acceptable, exceeding 75% are favorable and surpassing 85% are strong.

TRST Outstanding Shares Analysis

The Chart shows the outstanding shares over time per year.
What is the Trend in TRST's Outstanding Shares?

TrustCo Bank NY's outstanding shares have decreased by approximately 2.73% annually over the past 3 years (Trend Reliability: -34.1%). Shareholder-friendly: The company is actively buying back shares, reducing the share count. This increases earnings per share and often leads to higher dividends per share over time, as profits are distributed among fewer shareholders.

Has TRST ever had a Stock Split?

Yes, the last stock split was on May 28, 2021 with a ratio of 1:5. This was a reverse split: Multiple shares were consolidated into fewer shares, increasing the price per share. This is sometimes used to meet exchange listing requirements and can be a warning sign if the company is struggling.

YEAR NUMBER OF SHARES ANNUAL GROWTH RATE
1985 9,547,900 0%
1986 9,549,500 +0.02%
1987 9,579,100 +0.31%
1988 9,558,500 -0.22%
1989 9,571,100 +0.13%
1990 9,248,200 -3.37%
1991 13,542,100 +46.43%
1992 15,523,800 +14.63%
1993 14,004,500 -9.79%
1994 14,172,600 +1.2%
1995 14,753,200 +4.1%
1996 14,344,200 -2.77%
1997 14,797,200 +3.16%
1998 14,455,200 -2.31%
1999 14,604,400 +1.03%
2000 14,681,000 +0.52%
2001 14,901,000 +1.5%
2002 15,077,000 +1.18%
2003 15,035,100 -0.28%
2004 15,134,000 +0.66%
2005 15,080,000 -0.36%
2006 15,017,100 -0.42%
2007 15,083,200 +0.44%
2008 15,239,000 +1.03%
2009 15,351,600 +0.74%
2010 15,448,200 +0.63%
2011 18,709,200 +21.11%
2012 18,814,600 +0.56%
2013 18,916,000 +0.54%
2014 18,963,000 +0.25%
2015 19,070,000 +0.56%
2016 19,175,000 +0.55%
2017 19,278,600 +0.54%
2018 19,338,000 +0.31%
2019 19,403,000 +0.34%
2020 19,288,000 -0.59%
2021 19,218,000 -0.36%
2022 19,050,000 -0.87%
2023 19,026,000 -0.13%
2024 19,036,000 +0.05%
2025 18,327,000 -3.72%
2026 17,876,000 -2.46%

Key Metric Definitions

Dividend Yield

Annual dividend per share divided by current share price.

Payout Ratio

Percentage of earnings paid as dividends. Below 60% = safe, above 100% = unsustainable.

Payout FCF

Percentage of Free Cash Flow paid as dividends. More reliable than Payout Ratio since it measures actual cash.

Growth Rate (CAGR)

Compound annual growth rate of dividends over the last 5 years.

Consistency

Reliability of dividend payments over lifetime. Penalizes cuts and pauses.

Yield on Cost

Your effective yield if you bought 5 years ago. Shows dividend growth impact over time.

Streak

Consecutive years of dividend payments. 25+ years = Dividend Aristocrat.

Dividend Rating

Proprietary score (0-100) combining yield, growth, safety and consistency.

Last update: 2026-07-01 03:22 UTC