TRST Dividend History & Analysis | 4.1% Yield

TRST has a dividend yield of 4.1% and paid 1.48 USD per share in the last 12M. Complete payout history, full analyses and peer comparison.

Yield 12m 4.14%
Payout Ratio 48.8%
Growth Rate CAGR 5y 7.70%
Consistency Lifetime 94.8%
Yield on Cost 5y 5.55%
Payout FCF 62.7%
Streak Years 41
Dividend Rating 71.63%

Dividends Cash Amount per Share Yearly

This chart shows the yearly cash amount paid as dividends per share. The exact values for each year can be found in the structured dataset with the html-id #yearly_dividend_dataset below.
Dividend Growth Year over Year This chart shows the annual dividend growth rate compared to the previous year.
5 Years Chart with Price and Dividend Yield This chart shows the dividend yield and price over time. Price is displayed as gray area (left axis), yield as dark blue line (right axis), and average yield as orange dashed line.
■ Yield (right) | ■ Price (left) | ┅ Avg Yield
Total Return 12m: 45%
Total Return 5y: 72.9%

Top Dividend Payers in Regional Banks

Top 5 Dividend Yields of Peer-Group
Symbol Market Cap USD Dividend Yield TTM Yield on Cost 5y
VLK 2,566 M 7.68% 31.6%
BNP 123,074 M 9.55% 23.7%
GHI 187 M 12.2% 14.5%
NRIM 572 M 2.84% 30.4%
ACA 63,927 M 6.74% 15.8%
Top 5 Dividend Growth Rates of Peer-Group
Symbol Market Cap USD Growth Rate Consistency
USCB 365 M 100% 100%
CBK 46,259 M 80.3% 45.6%
BCML 327 M 65.1% 100%
DBK 70,614 M 50.4% 78.7%
CBNK 542 M 44.8% 100%

Quality Dividend Peers in Regional Banks

NECB
Northeast Community
 4.59% Yield
EWBC
East West Bancorp
 3.17% Yield
AMAL
Amalgamated Bank
 2.30% Yield
FSBC
Five Star Bancorp
 3.24% Yield
SPFI
South Plains Financial
 2.10% Yield
NWFL
Norwood Financial
 5.02% Yield

TRST Dividend History: Last 50 Payments (USD) as of February 2026

Ex-Dividend Date Record Date Payment Date Period Dividend per Share Dividend Growth Rate QoQ Payout Yield
2025-12-05 2025-12-05 2026-01-02 Quarterly 0.38 0% 0.88%
2025-09-05 2025-09-05 2025-10-01 Quarterly 0.38 5.6% 0.94%
2025-06-06 2025-06-06 2025-07-01 Quarterly 0.36 0% 1.15%
2025-03-07 2025-03-07 2025-04-01 Quarterly 0.36 0% 1.16%
2024-12-06 2024-12-06 2025-01-02 Quarterly 0.36 0% 0.98%
2024-09-06 2024-09-06 2024-10-01 Quarterly 0.36 0% 1.08%
2024-06-07 2024-06-07 2024-07-01 Quarterly 0.36 0% 1.33%
2024-02-29 2024-03-01 2024-04-01 Quarterly 0.36 0% 1.31%
2023-11-30 2023-12-01 2024-01-02 Quarterly 0.36 0% 1.32%
2023-08-31 2023-09-01 2023-10-02 Quarterly 0.36 0% 1.27%
2023-06-01 2023-06-02 2023-07-03 Quarterly 0.36 0% 1.3%
2023-03-02 2023-03-03 2023-04-03 Quarterly 0.36 0% 0.98%
2022-12-01 2022-12-02 2023-01-03 Quarterly 0.36 2.9% 0.93%
2022-09-01 2022-09-02 2022-10-03 Quarterly 0.35 0% 1.06%
2022-06-02 2022-06-03 2022-07-01 Quarterly 0.35 0% 1.1%
2022-03-03 2022-03-04 2022-04-01 Quarterly 0.35 0% 1.04%
2021-12-02 2021-12-03 2022-01-03 Quarterly 0.35 2.6% 1.08%
2021-09-02 2021-09-03 2021-10-01 Quarterly 0.341 0% 1.08%
2021-06-03 2021-06-04 2021-07-01 Quarterly 0.341 401.5% 0.92%
2021-03-04 2021-03-05 2021-04-01 Quarterly 0.068 0% 0.96%
2020-12-03 2020-12-04 2021-01-04 Quarterly 0.068 0% N/A
2020-09-03 2020-09-04 2020-10-01 Quarterly 0.068 0% N/A
2020-06-04 2020-06-05 2020-07-01 Quarterly 0.068 0% N/A
2020-03-05 2020-03-06 2020-04-01 Quarterly 0.068 0% N/A
2019-12-05 2019-12-06 2020-01-02 Quarterly 0.068 0% N/A
2019-09-05 2019-09-06 2019-10-01 Quarterly 0.068 0% N/A
2019-06-06 2019-06-07 2019-07-01 Quarterly 0.068 0% N/A
2019-02-28 2019-03-01 2019-04-01 Quarterly 0.068 0% N/A
2018-12-06 2018-12-07 2019-01-02 Quarterly 0.068 0% N/A
2018-09-06 2018-09-07 2018-10-01 Quarterly 0.068 3% N/A
2018-05-31 2018-06-01 2018-07-02 Quarterly 0.066 0% N/A
2018-03-01 2018-03-02 2018-04-02 Quarterly 0.066 0% N/A
2017-11-30 2017-12-01 2018-01-02 Quarterly 0.066 0% N/A
2017-08-30 2017-09-01 2017-10-02 Quarterly 0.066 0% N/A
2017-05-31 2017-06-02 2017-07-03 Quarterly 0.066 0% N/A
2017-03-01 2017-03-03 2017-04-03 Quarterly 0.066 0% N/A
2016-11-30 2016-12-02 2017-01-03 Quarterly 0.066 0% N/A
2016-08-31 2016-09-02 2016-10-03 Quarterly 0.066 0% N/A
2016-06-01 2016-06-03 2016-07-01 Quarterly 0.066 0% N/A
2016-03-02 2016-03-04 2016-04-01 Quarterly 0.066 0% N/A
2015-12-02 2015-12-04 2016-01-04 Quarterly 0.066 0% N/A
2015-09-02 2015-09-04 2015-10-01 Quarterly 0.066 0% N/A
2015-06-03 2015-06-05 2015-07-01 Quarterly 0.066 0% N/A
2015-03-04 2015-03-06 2015-04-01 Quarterly 0.066 0% N/A
2014-12-03 2014-12-05 2015-01-02 Quarterly 0.066 0% N/A
2014-09-03 2014-09-05 2014-10-01 Quarterly 0.066 0% N/A
2014-06-04 2014-06-06 2014-07-01 Quarterly 0.066 0% N/A
2014-03-05 2014-03-07 2014-04-01 Quarterly 0.066 0% N/A
2013-12-04 2013-12-06 2014-01-02 Quarterly 0.066 0% N/A
2013-09-04 2013-09-06 2013-10-01 Quarterly 0.066 0% N/A

TRST Dividend FAQ

TrustCo Bank Corp NY (NASDAQ: TRST) is the holding company for Trustco Bank, a community-focused financial institution that offers personal and business banking, deposit taking, loan origination, and investment services.

What is the Dividend Yield of TRST?

As of February 2026, TRST`s dividend yield is 4.14%. This is calculated by dividing the trailing 12-month dividend rate (TTM rate) of 1.48 USD by the current share price of 46.07.

Does TRST pay a dividend?

As of February 2026, TRST paid a dividend of 1.48 USD in the last 12 months. The last dividend was paid on 2025-12-05 and the payout was 0.38 USD.

How often does TRST pay dividends?

TRST pays dividends quarterly. Over the last 12 months, TRST has issued 4 dividend payments. The last dividend payment was made on 2025-12-05.

TRST dividend forecast

Based on historical data, the forecasted dividends per share for TRST for the next 4 payments are between 0.336 (-11.6%) and 0.376 (-1.1%).
This indicates a moderate dividend reduction compared to the last payment.

Will TRST pay dividends in 2026?

The latest dividend paid per share was 0.38 USD with an Ex-Dividend Date of 2025-12-05. The next Ex-Dividend date for TrustCo Bank NY (TRST) is currently unknown.

What is the next Ex-Dividend Date for TRST?

The next Ex-Dividend date for TrustCo Bank NY (TRST) is currently unknown. We automatically update the next Ex-Dividend date when it is announced.

What is the Dividend Growth of TRST?

TRST's average dividend growth rate over the past 5 years is 7.70% per year.
Strong growth: TRST's Dividend growth is outpacing inflation.

What is the Yield on Cost of TRST?

TRST's 5-Year Yield on Cost is 5.55%. If you bought TRST's shares at 26.65 USD five years ago, your current annual dividend income (1.48 USD per share, trailing 12 months) equals 5.55% of your original purchase price.

What is the Payout Consistency of TRST?

TRST Payout Consistency is 94.8%. The payout consistency is a proprietary measure of how consistently a company has paid dividends over its lifetime and blends growth rate, number of dividend payments, interruptions or lowering dividends into one number.
Very consistent: TrustCo Bank NY has a strong track record of consistent dividend payments over its lifetime.

Does TRST have a good Dividend Yield?

TRST`s 4.14% Dividend Yield is considered as good. Make sure the dividend is sustainable: Check the Payouts-Ratio over time.

What is the Dividend Payout Ratio of TRST?

The Dividend Payout Ratio of TRST is 48.8%. Healthy - Leaves room for growth and provides some protection to maintain dividends even in a recession.

What is the Dividend Rating of TRST?

TRST`s Overall Dividend Rating is 71.63%. Ratings surpassing 65% are regarded as acceptable, exceeding 75% are favorable and surpassing 85% are strong.

TRST Outstanding Shares Analysis

What is the Trend in TRST's Outstanding Shares?

TrustCo Bank NY's outstanding shares have decreased by approximately 1.85% annually over the past 3 years (Trend Reliability: -33.3%).

Slightly positive: The company is modestly reducing its share count through buybacks. This provides a small tailwind to earnings per share and dividend sustainability.

Has TRST ever had a Stock Split?

Yes, the last stock split was on May 28, 2021 with a ratio of 1:5.

This was a reverse split: Multiple shares were consolidated into fewer shares, increasing the price per share. This is sometimes used to meet exchange listing requirements and can be a warning sign if the company is struggling.

Year Number of Shares Annual Growth Rate
1985 9,547,900
1986 9,549,500 +0.02%
1987 9,579,100 +0.31%
1988 9,558,500 -0.22%
1989 9,571,100 +0.13%
1990 9,248,200 -3.37%
1991 13,542,100 +46.43%
1992 15,523,800 +14.63%
1993 14,004,500 -9.79%
1994 14,172,600 +1.2%
1995 14,753,200 +4.1%
1996 14,344,200 -2.77%
1997 14,797,200 +3.16%
1998 14,455,200 -2.31%
1999 14,604,400 +1.03%
2000 14,681,000 +0.52%
2001 14,901,000 +1.5%
2002 15,077,000 +1.18%
2003 15,035,100 -0.28%
2004 15,134,000 +0.66%
2005 15,080,000 -0.36%
2006 15,017,100 -0.42%
2007 15,083,200 +0.44%
2008 15,239,000 +1.03%
2009 15,351,600 +0.74%
2010 15,448,200 +0.63%
2011 18,709,200 +21.11%
2012 18,814,600 +0.56%
2013 18,916,000 +0.54%
2014 18,963,000 +0.25%
2015 19,070,000 +0.56%
2016 19,175,000 +0.55%
2017 19,278,600 +0.54%
2018 19,338,000 +0.31%
2019 19,403,000 +0.34%
2020 19,288,000 -0.59%
2021 19,218,000 -0.36%
2022 19,050,000 -0.87%
2023 19,026,000 -0.13%
2024 19,036,000 +0.05%
2025 18,327,000 -3.72%

Key Metric Definitions

Dividend Yield
Annual dividend per share divided by current share price.
Payout Ratio
Percentage of earnings paid as dividends. Below 60% = safe, above 100% = unsustainable.
Payout FCF
Percentage of Free Cash Flow paid as dividends. More reliable than Payout Ratio since it measures actual cash.
Growth Rate (CAGR)
Compound annual growth rate of dividends over the last 5 years.
Consistency
Reliability of dividend payments over lifetime. Penalizes cuts and pauses.
Yield on Cost
Your effective yield if you bought 5 years ago. Shows dividend growth impact over time.
Streak
Consecutive years of dividend payments. 25+ years = Dividend Aristocrat.
Dividend Rating
Proprietary score (0-100) combining yield, growth, safety and consistency.

Last update: 2026-02-01 02:17