UMBF Dividend History & Analysis | 1.4% Yield

UMBF has a dividend yield of 1.4% and paid 1.69 USD per share in the last 12M. Complete payout history, full analyses and peer comparison.

Yield 12m 1.42%
Payout Ratio 13.9%
Growth Rate CAGR 5y 3.1%
Consistency Lifetime 100%
Yield on Cost 5y 2%
Payout FCF 14.8%
Streak Years 5
Dividend Rating 53.7%
Chowder Number yield + growth 4.5% below 15% target for healthy growth
Yield vs Average 5y +235.3% avg 0.42% vs now 1.42%
Debt / EBITDA leverage 3x moderate
Income per 10k invested 142 USD per year
Dividends Cash Amount per Share Yearly UMBF annual dividends paid per share, showing the total cash UMB Financial distributed to shareholders each year.
Dividend Growth Year over Year UMBF year-over-year dividend growth rate, showing how UMB Financial's dividend per share increased or decreased each year compared to the prior year.
Price and Yield per Payout History UMBF dividend yield history versus share price over the past 5 years, showing how UMB Financial's payout yield moved at each dividend payment relative to its stock price.
┅┅ Payout Yield (right) Price (left)

Top Dividend Payers in Regional Banks

Top 10 Dividend Yields of Peer-Group
SYMBOL MARKET CAP USD YIELD TTM YIELD ON COST 5y
BPE MI
BPER Banca
33,410 M 5.85% 49.26%
UCG MI
UniCredit S.p.A.
139,813 M 4.77% 42.12%
SWED-A ST
Swedbank (publ)
41,627 M 9.93% 27.65%
VLK AS
Van Lanschot
3,190 M 5.82% 29.63%
IFS NYSE
Intercorp Financial
6,457 M 7.81% 19.31%
BDB MI
Banco di Desio e della
2,081 M 5.78% 21.47%
MB MI
Mediobanca Banca di Credito
24,560 M 6.65% 18.31%
CE MI
Credito Emiliano S.p.A
6,860 M 5.13% 19.62%
BG VI
BAWAG
15,627 M 4.27% 21.26%
NDA-FI HE
Nordea Bank Abp
64,252 M 6.70% 15.98%
Top 10 Dividend Growth Rates of Peer-Group
SYMBOL MARKET CAP USD GROWTH RATE CONSISTENCY
MCB NYSE
Metropolitan Bank Holding
1,221 M 105.65% 100.0%
CBK XETRA
Commerzbank
47,735 M 77.88% 100.0%
BCML NASDAQ
BayCom
364 M 55.95% 100.0%
BPE MI
BPER Banca
33,410 M 58.37% 100.0%
BDB MI
Banco di Desio e della
2,081 M 54.54% 100.0%
FCNCA NASDAQ
First Citizens BancShares
24,136 M 53.65% 100.0%
DBK XETRA
Deutsche Bank
64,641 M 49.35% 100.0%
SWED-A ST
Swedbank (publ)
41,627 M 34.02% 97.1%
CE MI
Credito Emiliano S.p.A
6,860 M 29.07% 97.6%
RRBI NASDAQ
Red River Bancshares
624 M 25.63% 100.0%

UMBF Dividend History

Last 20 Payments (USD) as of July 2026
EX-DATE RECORD PAYMENT PERIOD DIV/SHARE GROWTH PAYOUT YIELD
2026-06-10 2026-06-10 2026-07-01 Quarterly 0.43 0% 0.33%
2026-03-10 2026-03-10 2026-04-01 Quarterly 0.43 0% 0.38%
2025-12-10 2025-12-10 2026-01-02 Quarterly 0.43 +7.5% 0.38%
2025-09-10 2025-09-10 2025-10-01 Quarterly 0.4 0% 0.33%
2025-06-10 2025-06-10 2025-07-01 Quarterly 0.4 0% 0.38%
2025-03-10 2025-03-10 2025-04-01 Quarterly 0.4 0% 0.4%
2024-12-10 2024-12-10 2025-01-02 Quarterly 0.4 +2.6% 0.32%
2024-09-10 2024-09-10 2024-10-01 Quarterly 0.39 0% 0.38%
2024-06-10 2024-06-10 2024-07-01 Quarterly 0.39 0% 0.49%
2024-03-08 2024-03-11 2024-04-01 Quarterly 0.39 0% 0.46%
2023-12-08 2023-12-11 2024-01-02 Quarterly 0.39 +2.6% 0.51%
2023-09-08 2023-09-11 2023-10-02 Quarterly 0.38 0% 0.62%
2023-06-09 2023-06-12 2023-07-03 Quarterly 0.38 0% 0.57%
2023-03-09 2023-03-10 2023-04-03 Quarterly 0.38 0% 0.44%
2022-12-09 2022-12-12 2023-01-03 Quarterly 0.38 +2.7% 0.47%
2022-09-09 2022-09-12 2022-10-03 Quarterly 0.37 0% 0.41%
2022-06-09 2022-06-10 2022-07-01 Quarterly 0.37 0% 0.41%
2022-03-09 2022-03-10 2022-04-01 Quarterly 0.37 0% 0.37%
2021-12-09 2021-12-10 2022-01-03 Quarterly 0.37 0% 0.36%
2021-09-09 2021-09-10 2021-10-01 Quarterly 0.37 0% 0.42%

UMBF Dividend FAQ

What is the Dividend Yield of UMBF?

As of July 2026, UMBF's dividend yield is 1.42%. This is calculated by dividing the trailing 12-month dividend rate (TTM rate) of 1.69 USD by the current share price of 146.01.

Does UMBF pay a dividend?

As of July 2026, UMBF paid a dividend of 1.69 USD in the last 12 months. The last dividend was paid on 2026-06-10 and the payout was 0.43 USD.

How often does UMBF pay dividends?

UMBF pays dividends quarterly. Over the last 12 months, UMBF has issued 4 dividend payments. The last dividend payment was made on 2026-06-10.

UMBF dividend forecast

Based on historical data, the forecasted dividends per share for UMBF for the next payments are between 0.433 (+0.7%) and 0.465 (+8.1%). This suggests the dividend will remain relatively stable. The expected Yield for the next 12 months is about 1.23%.

Will UMBF pay dividends in 2026?

The latest dividend paid per share was 0.43 USD with an Ex-Dividend Date of 2026-06-10. The next Ex-Dividend date for UMB Financial (UMBF) is currently unknown.

What is the next Ex-Dividend Date for UMBF?

The next Ex-Dividend date for UMB Financial (UMBF) is currently unknown. We automatically update the next Ex-Dividend date when it is announced.

What is the Dividend Growth of UMBF?

UMBF's average dividend growth rate over the past 5 years is 3.10% per year. Strong growth: UMBF's dividend growth is outpacing inflation.

What is the Yield on Cost of UMBF?

UMBF's 5-Year Yield on Cost is 2.02%. If you bought UMBF's shares at 83.85 USD five years ago, your current annual dividend income (1.69 USD per share, trailing 12 months) equals 2.02% of your original purchase price.

What is the Payout Consistency of UMBF?

UMBF Payout Consistency is 100.0%. The payout consistency is a proprietary measure of how consistently a company has paid dividends over its lifetime and blends growth rate, number of dividend payments, interruptions or lowering dividends into one number. Very consistent: UMB Financial has a strong track record of consistent dividend payments over its lifetime.

Does UMBF have a good Dividend Yield?

UMBF's 1.42% Dividend Yield is considered as low. This is usually a sign of a growth company.

What is the Dividend Payout Ratio of UMBF?

The Dividend Payout Ratio of UMBF is 13.9%. Very low - Often a strong indicator of potential dividend growth.

What is the Dividend Rating of UMBF?

UMBF's Overall Dividend Rating is 53.66%. Ratings surpassing 65% are regarded as acceptable, exceeding 75% are favorable and surpassing 85% are strong.

UMBF Outstanding Shares Analysis

The Chart shows the outstanding shares over time per year.
What is the Trend in UMBF's Outstanding Shares?

UMB Financial's outstanding shares have increased by approximately 21.91% annually over the past 3 years (Trend Reliability: 91.1%). Significant dilution: Heavy share issuance is diluting existing shareholders. Even if total dividends paid increase, your dividend per share may stagnate or decline.

Has UMBF ever had a Stock Split?

Yes, the last stock split was on May 31, 2006 with a ratio of 2:1. This was a forward split: Each share became 2 shares, lowering the price proportionally. The dividend per share was also adjusted downward by the same ratio, so total dividend income remained unchanged.

YEAR NUMBER OF SHARES ANNUAL GROWTH RATE
1985 43,076,000 0%
1986 43,051,000 -0.06%
1987 42,975,000 -0.18%
1988 45,065,000 +4.86%
1989 42,534,000 -5.62%
1990 42,536,000 0%
1991 42,639,000 +0.24%
1992 43,030,000 +0.92%
1993 54,134,000 +25.81%
1994 53,126,000 -1.86%
1995 49,659,000 -6.53%
1996 48,075,000 -3.19%
1997 47,930,000 -0.3%
1998 46,495,000 -2.99%
1999 44,998,000 -3.22%
2000 44,395,000 -1.34%
2001 44,495,000 +0.23%
2002 43,839,000 -1.47%
2003 43,910,000 +0.16%
2004 43,698,000 -0.48%
2005 43,259,000 -1%
2006 42,033,000 -2.83%
2007 41,482,000 -1.31%
2008 41,093,000 -0.94%
2009 40,090,000 -2.44%
2010 40,618,000 +1.32%
2011 40,319,000 -0.74%
2012 39,996,000 -0.8%
2013 44,512,000 +11.29%
2014 45,661,000 +2.58%
2015 49,067,000 +7.46%
2016 49,616,100 +1.12%
2017 49,840,500 +0.45%
2018 49,230,300 -1.22%
2019 49,187,300 -0.09%
2020 48,264,000 -1.88%
2021 48,854,400 +1.22%
2022 48,735,100 -0.24%
2023 48,860,000 +0.26%
2024 49,179,000 +0.65%
2025 76,475,500 +55.5%
2026 76,306,000 -0.22%

Key Metric Definitions

Dividend Yield

Annual dividend per share divided by current share price.

Payout Ratio

Percentage of earnings paid as dividends. Below 60% = safe, above 100% = unsustainable.

Payout FCF

Percentage of Free Cash Flow paid as dividends. More reliable than Payout Ratio since it measures actual cash.

Growth Rate (CAGR)

Compound annual growth rate of dividends over the last 5 years.

Consistency

Reliability of dividend payments over lifetime. Penalizes cuts and pauses.

Yield on Cost

Your effective yield if you bought 5 years ago. Shows dividend growth impact over time.

Streak

Consecutive years of dividend payments. 25+ years = Dividend Aristocrat.

Dividend Rating

Proprietary score (0-100) combining yield, growth, safety and consistency.

Last update: 2026-07-07 02:36 UTC