UNTY Dividend History & Analysis | 1.2% Yield

UNTY has a dividend yield of 1.2% and paid 0.79 USD per share in the last 12M. Complete payout history, full analyses and peer comparison.

Yield 12m 1.19%
Payout Ratio 11.1%
Growth Rate CAGR 5y 10.5%
Consistency Lifetime 100%
Yield on Cost 5y 3.7%
Payout FCF 22.2%
Streak Years 5
Dividend Rating 65.3%
Chowder Number yield + growth 11.7% below 15% target for healthy growth
Yield vs Average 5y -18.9% avg 1.47% vs now 1.19%
Debt / EBITDA leverage -0.5x healthy
Income per 10k invested 119 USD per year
Dividends Cash Amount per Share Yearly UNTY annual dividends paid per share, showing the total cash Unity Bancorp distributed to shareholders each year.
Dividend Growth Year over Year UNTY year-over-year dividend growth rate, showing how Unity Bancorp's dividend per share increased or decreased each year compared to the prior year.
Price and Yield per Payout History UNTY dividend yield history versus share price over the past 5 years, showing how Unity Bancorp's payout yield moved at each dividend payment relative to its stock price.
┅┅ Payout Yield (right) ■ Price (left)

Top Dividend Payers in Regional Banks

Top 10 Dividend Yields of Peer-Group
SYMBOL MARKET CAP USD YIELD TTM YIELD ON COST 5y
BPE MI
BPER Banca		 33,751 M 5.85% 46.54%
UCG MI
UniCredit S.p.A.		 146,059 M 4.77% 37.36%
SWED-A ST
Swedbank (publ)		 43,923 M 9.93% 26.43%
IFS NYSE
Intercorp Financial		 6,001 M 7.81% 21.95%
NDA-FI HE
Nordea Bank Abp		 69,262 M 8.65% 19.61%
BDB MI
Banco di Desio e della		 2,666 M 5.78% 21.47%
MB MI
Mediobanca Banca di Credito		 25,585 M 6.65% 17.81%
CBK XETRA
Commerzbank		 49,865 M 3.04% 21.96%
CE MI
Credito Emiliano S.p.A		 8,251 M 5.13% 17.66%
BG VI
BAWAG		 16,138 M 4.27% 18.99%
Top 10 Dividend Growth Rates of Peer-Group
SYMBOL MARKET CAP USD GROWTH RATE CONSISTENCY
MCB NYSE
Metropolitan Bank Holding		 1,125 M 140.02% 100.0%
CBK XETRA
Commerzbank		 49,865 M 77.88% 100.0%
BPE MI
BPER Banca		 33,751 M 58.37% 100.0%
BDB MI
Banco di Desio e della		 2,666 M 54.54% 100.0%
DBK XETRA
Deutsche Bank		 75,989 M 49.35% 100.0%
FCNCA NASDAQ
First Citizens BancShares		 24,778 M 49.07% 100.0%
SWED-A ST
Swedbank (publ)		 43,923 M 34.02% 97.1%
CE MI
Credito Emiliano S.p.A		 8,251 M 29.07% 97.6%
RRBI NASDAQ
Red River Bancshares		 663 M 25.63% 100.0%
EQBK NYSE
Equity Bancshares		 1,022 M 22.41% 100.0%

UNTY Dividend History

Dividend Monthly Return EX date, 5 years of data

Jan - -
Feb - -
Mar 0.39% 100
Apr - -
May - -
Jun 0.40% 100
Jul - -
Aug - -
Sep 0.40% 100
Oct - -
Nov - -
Dec 0.36% 100

Average monthly dividend return by ex-dividend date. The score below shows reliability based on how consistently dividends were paid in that month.

Last 21 Payments (USD) as of September 2026
EX-DATE RECORD PAYMENT PERIOD DIV/SHARE GROWTH PAYOUT YIELD
2026-09-03 2026-09-03 2026-09-17 Quarterly 0.17 +6.3% N/A
2026-06-04 2026-06-04 2026-06-18 Quarterly 0.16 0% 0.3%
2026-03-06 2026-03-06 2026-03-20 Quarterly 0.16 +6.7% 0.31%
2025-12-05 2025-12-05 2025-12-19 Quarterly 0.15 0% 0.29%
2025-09-05 2025-09-05 2025-09-19 Quarterly 0.15 +7.1% 0.28%
2025-06-06 2025-06-06 2025-06-20 Quarterly 0.14 0% 0.33%
2025-03-14 2025-03-14 2025-03-28 Quarterly 0.14 +7.7% 0.33%
2024-12-13 2024-12-13 2024-12-31 Quarterly 0.13 0% 0.28%
2024-09-06 2024-09-06 2024-09-20 Quarterly 0.13 0% 0.4%
2024-06-07 2024-06-07 2024-06-21 Quarterly 0.13 0% 0.49%
2024-03-14 2024-03-15 2024-03-29 Quarterly 0.13 +8.3% 0.47%
2023-12-14 2023-12-15 2023-12-29 Quarterly 0.12 0% 0.43%
2023-09-07 2023-09-08 2023-09-22 Quarterly 0.12 0% 0.51%
2023-06-08 2023-06-09 2023-06-23 Quarterly 0.12 0% 0.49%
2023-03-09 2023-03-10 2023-03-24 Quarterly 0.12 +9.1% 0.47%
2022-12-15 2022-12-16 2022-12-30 Quarterly 0.11 0% 0.41%
2022-09-08 2022-09-09 2022-09-23 Quarterly 0.11 0% 0.4%
2022-06-09 2022-06-10 2022-06-24 Quarterly 0.11 +10% 0.39%
2022-03-10 2022-03-11 2022-03-25 Quarterly 0.1 0% 0.36%
2021-12-16 2021-12-17 2021-12-31 Quarterly 0.1 +11.1% 0.39%
2021-09-09 2021-09-10 2021-09-24 Quarterly 0.09 0% 0.39%

UNTY Dividend FAQ

What is the Dividend Yield of UNTY?

As of September 2026, UNTY's dividend yield is 1.19%. This is calculated by dividing the trailing 12-month dividend rate (TTM rate) of 0.79 USD by the current share price of 58.79.

Does UNTY pay a dividend?

As of September 2026, UNTY paid a dividend of 0.79 USD in the last 12 months. The last dividend was paid on 2026-09-03 and the payout was 0.17 USD.

How often does UNTY pay dividends?

UNTY pays dividends quarterly. Over the last 12 months, UNTY has issued 5 dividend payments. The last dividend payment was made on 2026-09-03.

UNTY dividend forecast

Based on historical data, the forecasted dividends per share for UNTY for the next payments are between 0.168 (-1.2%) and 0.185 (+8.8%). This suggests the dividend will remain relatively stable. The expected Yield for the next 12 months is about 1.20%.

Will UNTY pay dividends in 2026?

The latest dividend paid per share was 0.17 USD with an Ex-Dividend Date of 2026-09-03. The next Ex-Dividend date for Unity Bancorp (UNTY) is 2026-09-03.

What is the next Ex-Dividend Date for UNTY?

The next Ex-Dividend date for Unity Bancorp (UNTY) is 2026-09-03.

What is the Dividend Growth of UNTY?

UNTY's average dividend growth rate over the past 5 years is 10.5% per year. Strong growth: UNTY's dividend growth is outpacing inflation.

What is the Yield on Cost of UNTY?

UNTY's 5-Year Yield on Cost is 3.68%. If you bought UNTY's shares at 21.46 USD five years ago, your current annual dividend income (0.79 USD per share, trailing 12 months) equals 3.68% of your original purchase price.

What is the Payout Consistency of UNTY?

UNTY Payout Consistency is 100.0%. The payout consistency is a proprietary measure of how consistently a company has paid dividends over its lifetime and blends growth rate, number of dividend payments, interruptions or lowering dividends into one number. Very consistent: Unity Bancorp has a strong track record of consistent dividend payments over its lifetime.

Does UNTY have a good Dividend Yield?

UNTY's 1.19% Dividend Yield is considered as low. This is usually a sign of a growth company.

What is the Dividend Payout Ratio of UNTY?

The Dividend Payout Ratio of UNTY is 11.1%. Very low - Often a strong indicator of potential dividend growth.

What is the Dividend Rating of UNTY?

UNTY's Overall Dividend Rating is 65.32%. Ratings surpassing 65% are regarded as acceptable, exceeding 75% are favorable and surpassing 85% are strong.

UNTY Outstanding Shares Analysis

The Chart shows the outstanding shares over time per year.
What is the Trend in UNTY's Outstanding Shares?

Unity Bancorp's outstanding shares have decreased by approximately 0.29% annually over the past 3 years (Trend Reliability: 1.7%). Slightly positive: The company is modestly reducing its share count through buybacks. This provides a small tailwind to earnings per share and dividend sustainability.

Has UNTY ever had a Stock Split?

Yes, the last stock split was on Sep 13, 2016 with a ratio of 11:10. This was a forward split: Each share became 1.1 shares, lowering the price proportionally. The dividend per share was also adjusted downward by the same ratio, so total dividend income remained unchanged.

YEAR NUMBER OF SHARES ANNUAL GROWTH RATE
1996 4,580,500 0%
1997 4,674,900 +2.06%
1998 5,567,700 +19.1%
1999 5,461,100 -1.91%
2000 5,464,100 +0.05%
2001 8,176,900 +49.65%
2002 7,961,600 -2.63%
2003 8,069,700 +1.36%
2004 8,177,400 +1.33%
2005 8,781,300 +7.38%
2006 8,834,900 +0.61%
2007 8,398,000 -4.95%
2008 7,862,800 -6.37%
2009 8,023,400 +2.04%
2010 7,940,900 -1.03%
2011 8,571,200 +7.94%
2012 8,599,800 +0.33%
2013 8,379,800 -2.56%
2014 9,325,800 +11.29%
2015 9,401,700 +0.81%
2016 9,878,000 +5.07%
2017 10,794,000 +9.27%
2018 10,935,000 +1.31%
2019 11,057,000 +1.12%
2020 10,629,000 -3.87%
2021 10,555,000 -0.7%
2022 10,740,000 +1.75%
2023 10,209,000 -4.94%
2024 10,204,000 -0.05%
2025 10,195,000 -0.09%
2026 10,210,000 +0.15%

Key Metric Definitions

Dividend Yield

Annual dividend per share divided by current share price.

Payout Ratio

Percentage of earnings paid as dividends. Below 60% = safe, above 100% = unsustainable.

Payout FCF

Percentage of Free Cash Flow paid as dividends. More reliable than Payout Ratio since it measures actual cash.

Growth Rate (CAGR)

Compound annual growth rate of dividends over the last 5 years.

Consistency

Reliability of dividend payments over lifetime. Penalizes cuts and pauses.

Yield on Cost

Your effective yield if you bought 5 years ago. Shows dividend growth impact over time.

Streak

Consecutive years of dividend payments. 25+ years = Dividend Aristocrat.

Dividend Rating

Proprietary score (0-100) combining yield, growth, safety and consistency.

Last update: 2026-08-25 02:36 UTC