UNTY Dividend History & Analysis | 1.2% Yield

UNTY has a dividend yield of 1.2% and paid 0.58 USD per share in the last 12M. Complete payout history, full analyses and peer comparison.

Yield 12m 1.24%
Payout Ratio 10.2%
Growth Rate CAGR 5y 12.66%
Consistency Lifetime 69.2%
Yield on Cost 5y 3.09%
Payout FCF 9.0%
Streak Years 13
Dividend Rating 61.54%

Dividends Cash Amount per Share Yearly

This chart shows the yearly cash amount paid as dividends per share. The exact values for each year can be found in the structured dataset with the html-id #yearly_dividend_dataset below.
Dividend Growth Year over Year This chart shows the annual dividend growth rate compared to the previous year.
5 Years Chart with Price and Dividend Yield This chart shows the dividend yield and price over time. Price is displayed as gray area (left axis), yield as dark blue line (right axis), and average yield as orange dashed line.
■ Yield (right) | ■ Price (left) | ┅ Avg Yield
Total Return 12m: 11.9%
Total Return 5y: 199.7%

Top Dividend Payers in Regional Banks

Top 5 Dividend Yields of Peer-Group
Symbol Market Cap USD Dividend Yield TTM Yield on Cost 5y
VLK 2,560 M 7.68% 31.6%
BNP 120,308 M 9.55% 23.7%
GHI 187 M 12.2% 14.5%
NRIM 521 M 2.84% 30.4%
ACA 63,786 M 6.74% 15.8%
Top 5 Dividend Growth Rates of Peer-Group
Symbol Market Cap USD Growth Rate Consistency
USCB 342 M 100% 100%
CBK 46,157 M 80.3% 45.6%
BCML 327 M 65.1% 100%
DBK 75,081 M 50.4% 78.7%
CBNK 500 M 44.8% 100%

Quality Dividend Peers in Regional Banks

NECB
Northeast Community
 4.59% Yield
EWBC
East West Bancorp
 3.17% Yield
AMAL
Amalgamated Bank
 2.30% Yield
FSBC
Five Star Bancorp
 3.24% Yield
SPFI
South Plains Financial
 2.10% Yield
NWFL
Norwood Financial
 5.02% Yield

UNTY Dividend History: Last 50 Payments (USD) as of February 2026

Ex-Dividend Date Record Date Payment Date Period Dividend per Share Dividend Growth Rate QoQ Payout Yield
2025-12-05 2025-12-05 2025-12-19 Quarterly 0.15 0% 0.29%
2025-09-05 2025-09-05 2025-09-19 Quarterly 0.15 7.1% 0.28%
2025-06-06 2025-06-06 2025-06-20 Quarterly 0.14 0% 0.33%
2025-03-14 2025-03-14 2025-03-28 Quarterly 0.14 7.7% 0.33%
2024-12-13 2024-12-13 2024-12-31 Quarterly 0.13 0% 0.28%
2024-09-06 2024-09-06 2024-09-20 Quarterly 0.13 0% 0.4%
2024-06-07 2024-06-07 2024-06-21 Quarterly 0.13 0% 0.49%
2024-03-14 2024-03-15 2024-03-29 Quarterly 0.13 8.3% 0.47%
2023-12-14 2023-12-15 2023-12-29 Quarterly 0.12 0% 0.43%
2023-09-07 2023-09-08 2023-09-22 Quarterly 0.12 0% 0.51%
2023-06-08 2023-06-09 2023-06-23 Quarterly 0.12 0% 0.49%
2023-03-09 2023-03-10 2023-03-24 Quarterly 0.12 9.1% 0.47%
2022-12-15 2022-12-16 2022-12-30 Quarterly 0.11 0% 0.41%
2022-09-08 2022-09-09 2022-09-23 Quarterly 0.11 0% 0.4%
2022-06-09 2022-06-10 2022-06-24 Quarterly 0.11 10% 0.39%
2022-03-10 2022-03-11 2022-03-25 Quarterly 0.1 0% 0.36%
2021-12-16 2021-12-17 2021-12-31 Quarterly 0.1 11.1% 0.39%
2021-09-09 2021-09-10 2021-09-24 Quarterly 0.09 0% 0.39%
2021-06-10 2021-06-11 2021-06-25 Quarterly 0.09 12.5% 0.39%
2021-03-11 2021-03-12 2021-03-26 Quarterly 0.08 0% 0.36%
2020-12-16 2020-12-17 2020-12-31 Quarterly 0.08 0% N/A
2020-09-10 2020-09-11 2020-09-25 Quarterly 0.08 0% N/A
2020-06-11 2020-06-12 2020-06-26 Quarterly 0.08 0% N/A
2020-03-12 2020-03-13 2020-03-27 Quarterly 0.08 0% N/A
2019-12-12 2019-12-13 2019-12-27 Quarterly 0.08 0% N/A
2019-09-12 2019-09-13 2019-09-27 Quarterly 0.08 0% N/A
2019-06-13 2019-06-14 2019-06-28 Quarterly 0.08 14.3% N/A
2019-03-14 2019-03-15 2019-03-29 Quarterly 0.07 0% N/A
2018-12-13 2018-12-14 2018-12-28 Quarterly 0.07 0% N/A
2018-09-13 2018-09-14 2018-09-28 Quarterly 0.07 0% N/A
2018-06-14 2018-06-15 2018-06-29 Quarterly 0.07 16.7% N/A
2018-03-15 2018-03-16 2018-03-30 Quarterly 0.06 0% N/A
2017-12-14 2017-12-15 2017-12-29 Quarterly 0.06 0% N/A
2017-09-14 2017-09-15 2017-09-29 Quarterly 0.06 0% N/A
2017-06-13 2017-06-15 2017-06-29 Quarterly 0.06 20% N/A
2017-03-15 2017-03-17 2017-03-31 Quarterly 0.05 0% N/A
2016-12-14 2016-12-16 2016-12-30 Quarterly 0.05 -0% N/A
2016-09-09 2016-09-13 2016-09-29 Quarterly 0.05 25% N/A
2016-06-14 2016-06-16 2016-06-30 Quarterly 0.04 0% N/A
2016-03-15 2016-03-17 2016-03-31 Quarterly 0.04 0% N/A
2015-12-11 2015-12-15 2015-12-30 Quarterly 0.04 0% N/A
2015-09-11 2015-09-15 2015-09-30 Quarterly 0.04 33.3% N/A
2015-06-11 2015-06-15 2015-06-30 Quarterly 0.03 0% N/A
2015-03-12 2015-03-16 2015-03-31 Quarterly 0.03 0% N/A
2014-12-04 2014-12-08 2014-12-19 Quarterly 0.03 0% N/A
2014-09-10 2014-09-12 2014-09-26 Quarterly 0.03 50% N/A
2014-06-11 2014-06-13 2014-06-27 Quarterly 0.02 0% N/A
2014-03-13 2014-03-17 2014-03-31 Quarterly 0.02 100% N/A
2013-12-12 2013-12-16 2013-12-30 Quarterly 0.01 0% N/A
2013-09-12 2013-09-16 2013-09-30 Quarterly 0.01 0% N/A

UNTY Dividend FAQ

Unity Bancorp, Inc. (NASDAQ: UNTY) is the holding company for Unity Bank, a community-focused financial institution headquartered in Clinton, New Jersey. The bank offers a full suite of retail and commercial banking products, including checking, savings, money-market and retirement accounts, as well as a range of loan products such as SBA, consumer, mortgage, home-equity, and asset-backed commercial loans.

What is the Dividend Yield of UNTY?

As of February 2026, UNTY`s dividend yield is 1.24%. This is calculated by dividing the trailing 12-month dividend rate (TTM rate) of 0.58 USD by the current share price of 56.20.

Does UNTY pay a dividend?

As of February 2026, UNTY paid a dividend of 0.58 USD in the last 12 months. The last dividend was paid on 2025-12-05 and the payout was 0.15 USD.

How often does UNTY pay dividends?

UNTY pays dividends quarterly. Over the last 12 months, UNTY has issued 4 dividend payments. The last dividend payment was made on 2025-12-05.

UNTY dividend forecast

Based on historical data, the forecasted dividends per share for UNTY for the next 4 payments are between 0.145 (-3.3%) and 0.155 (+3.3%).
This suggests the dividend will remain relatively stable.

Will UNTY pay dividends in 2026?

The latest dividend paid per share was 0.15 USD with an Ex-Dividend Date of 2025-12-05. The next Ex-Dividend date for Unity Bancorp (UNTY) is currently unknown.

What is the next Ex-Dividend Date for UNTY?

The next Ex-Dividend date for Unity Bancorp (UNTY) is currently unknown. We automatically update the next Ex-Dividend date when it is announced.

What is the Dividend Growth of UNTY?

UNTY's average dividend growth rate over the past 5 years is 12.7% per year.
Strong growth: UNTY's Dividend growth is outpacing inflation.

What is the Yield on Cost of UNTY?

UNTY's 5-Year Yield on Cost is 3.09%. If you bought UNTY's shares at 18.75 USD five years ago, your current annual dividend income (0.58 USD per share, trailing 12 months) equals 3.09% of your original purchase price.

What is the Payout Consistency of UNTY?

UNTY Payout Consistency is 69.2%. The payout consistency is a proprietary measure of how consistently a company has paid dividends over its lifetime and blends growth rate, number of dividend payments, interruptions or lowering dividends into one number.
Unstable: Unity Bancorp has an inconsistent track record of dividend payments over its lifetime.

Does UNTY have a good Dividend Yield?

UNTY`s 1.24% Dividend Yield is considered as low. This is usually a sign of a growth company.

What is the Dividend Payout Ratio of UNTY?

The Dividend Payout Ratio of UNTY is 10.2%. Very low - Often a strong indicator of potential dividend growth.

What is the Dividend Rating of UNTY?

UNTY`s Overall Dividend Rating is 61.54%. Ratings surpassing 65% are regarded as acceptable, exceeding 75% are favorable and surpassing 85% are strong.

UNTY Outstanding Shares Analysis

What is the Trend in UNTY's Outstanding Shares?

Unity Bancorp's outstanding shares have decreased by approximately 0.07% annually over the past 3 years (Trend Reliability: -100.0%).

Slightly positive: The company is modestly reducing its share count through buybacks. This provides a small tailwind to earnings per share and dividend sustainability.

Has UNTY ever had a Stock Split?

Yes, the last stock split was on Sep 13, 2016 with a ratio of 11:10.

This was a forward split: Each share became 1.1 shares, lowering the price proportionally. The dividend per share was also adjusted downward by the same ratio, so total dividend income remained unchanged.

Year Number of Shares Annual Growth Rate
1996 4,580,500
1997 4,674,900 +2.06%
1998 5,567,700 +19.1%
1999 5,461,100 -1.91%
2000 5,464,100 +0.05%
2001 8,176,900 +49.65%
2002 7,961,600 -2.63%
2003 8,069,700 +1.36%
2004 8,177,400 +1.33%
2005 8,781,300 +7.38%
2006 8,834,900 +0.61%
2007 8,398,000 -4.95%
2008 7,862,800 -6.37%
2009 8,023,400 +2.04%
2010 7,940,900 -1.03%
2011 8,571,200 +7.94%
2012 8,599,800 +0.33%
2013 8,379,800 -2.56%
2014 9,325,800 +11.29%
2015 9,401,700 +0.81%
2016 9,878,000 +5.07%
2017 10,794,000 +9.27%
2018 10,935,000 +1.31%
2019 11,057,000 +1.12%
2020 10,629,000 -3.87%
2021 10,555,000 -0.7%
2022 10,740,000 +1.75%
2023 10,209,000 -4.94%
2024 10,204,000 -0.05%
2025 10,195,000 -0.09%

Key Metric Definitions

Dividend Yield
Annual dividend per share divided by current share price.
Payout Ratio
Percentage of earnings paid as dividends. Below 60% = safe, above 100% = unsustainable.
Payout FCF
Percentage of Free Cash Flow paid as dividends. More reliable than Payout Ratio since it measures actual cash.
Growth Rate (CAGR)
Compound annual growth rate of dividends over the last 5 years.
Consistency
Reliability of dividend payments over lifetime. Penalizes cuts and pauses.
Yield on Cost
Your effective yield if you bought 5 years ago. Shows dividend growth impact over time.
Streak
Consecutive years of dividend payments. 25+ years = Dividend Aristocrat.
Dividend Rating
Proprietary score (0-100) combining yield, growth, safety and consistency.

Last update: 2026-02-01 02:17