UCB Dividend History & Analysis | 3.1% Yield

UCB has a dividend yield of 3.1% and paid 1 USD per share in the last 12M. Complete payout history, full analyses and peer comparison.

Yield 12m 3.10%
Payout Ratio 35.6%
Growth Rate CAGR 5y 4.5%
Consistency Lifetime 100%
Yield on Cost 5y 3.7%
Payout FCF 32.8%
Streak Years 5
Dividend Rating 60.2%
Chowder Number yield + growth 7.6% below 12% target for healthy growth
Yield vs Average 5y +298.7% avg 0.78% vs now 3.10%
Debt / EBITDA leverage -8.2x healthy
Income per 10k invested 310 USD per year
Dividends Cash Amount per Share Yearly UCB annual dividends paid per share, showing the total cash United Community Banks distributed to shareholders each year.
Dividend Growth Year over Year UCB year-over-year dividend growth rate, showing how United Community Banks's dividend per share increased or decreased each year compared to the prior year.
Price and Yield per Payout History UCB dividend yield history versus share price over the past 5 years, showing how United Community Banks's payout yield moved at each dividend payment relative to its stock price.
┅┅ Payout Yield (right) Price (left)

Top Dividend Payers in Regional Banks

Top 10 Dividend Yields of Peer-Group
SYMBOL MARKET CAP USD YIELD TTM YIELD ON COST 5y
BPE MI
BPER Banca
33,410 M 5.85% 49.26%
UCG MI
UniCredit S.p.A.
139,813 M 4.77% 42.12%
SWED-A ST
Swedbank (publ)
41,627 M 9.93% 27.65%
VLK AS
Van Lanschot
3,190 M 5.82% 29.63%
IFS NYSE
Intercorp Financial
6,457 M 7.81% 19.31%
BDB MI
Banco di Desio e della
2,081 M 5.78% 21.47%
MB MI
Mediobanca Banca di Credito
24,560 M 6.65% 18.31%
CE MI
Credito Emiliano S.p.A
6,860 M 5.13% 19.62%
BG VI
BAWAG
15,627 M 4.27% 21.26%
NDA-FI HE
Nordea Bank Abp
64,252 M 6.70% 15.98%
Top 10 Dividend Growth Rates of Peer-Group
SYMBOL MARKET CAP USD GROWTH RATE CONSISTENCY
MCB NYSE
Metropolitan Bank Holding
1,221 M 105.65% 100.0%
CBK XETRA
Commerzbank
47,735 M 77.88% 100.0%
BCML NASDAQ
BayCom
364 M 55.95% 100.0%
BPE MI
BPER Banca
33,410 M 58.37% 100.0%
BDB MI
Banco di Desio e della
2,081 M 54.54% 100.0%
FCNCA NASDAQ
First Citizens BancShares
24,136 M 53.65% 100.0%
DBK XETRA
Deutsche Bank
64,641 M 49.35% 100.0%
SWED-A ST
Swedbank (publ)
41,627 M 34.02% 97.1%
CE MI
Credito Emiliano S.p.A
6,860 M 29.07% 97.6%
RRBI NASDAQ
Red River Bancshares
624 M 25.63% 100.0%

UCB Dividend History

Last 20 Payments (USD) as of July 2026
EX-DATE RECORD PAYMENT PERIOD DIV/SHARE GROWTH PAYOUT YIELD
2026-06-15 2026-06-15 2026-07-03 Quarterly 0.25 0% 0.72%
2026-03-13 2026-03-13 2026-04-03 Quarterly 0.25 0% 0.83%
2025-12-15 2025-12-15 2026-01-05 Quarterly 0.25 0% 0.77%
2025-09-15 2025-09-15 2025-10-03 Quarterly 0.25 +4.2% 0.78%
2025-06-13 2025-06-15 2025-07-03 Quarterly 0.24 0% 0.84%
2025-03-14 2025-03-14 2025-04-04 Quarterly 0.24 0% 0.86%
2024-12-16 2024-12-16 2025-01-06 Quarterly 0.24 0% 0.73%
2024-09-16 2024-09-16 2024-10-04 Quarterly 0.24 +4.3% 0.83%
2024-06-14 2024-06-15 2024-07-05 Quarterly 0.23 0% 0.94%
2024-03-14 2024-03-15 2024-04-05 Quarterly 0.23 0% 0.9%
2023-12-14 2023-12-15 2024-01-05 Quarterly 0.23 0% 0.78%
2023-09-14 2023-09-15 2023-10-05 Quarterly 0.23 0% 0.9%
2023-06-14 2023-06-15 2023-07-05 Quarterly 0.23 0% 0.87%
2023-03-14 2023-03-15 2023-04-05 Quarterly 0.23 +4.5% 0.77%
2022-12-14 2022-12-15 2023-01-05 Quarterly 0.22 0% 0.64%
2022-09-14 2022-09-15 2022-10-05 Quarterly 0.22 +4.8% 0.67%
2022-06-14 2022-06-15 2022-07-05 Quarterly 0.21 0% 0.74%
2022-03-14 2022-03-15 2022-04-05 Quarterly 0.21 +5% 0.55%
2021-12-14 2021-12-15 2022-01-05 Quarterly 0.2 0% 0.59%
2021-09-14 2021-09-15 2021-10-05 Quarterly 0.2 0% 0.69%

UCB Dividend FAQ

What is the Dividend Yield of UCB?

As of July 2026, UCB's dividend yield is 3.10%. This is calculated by dividing the trailing 12-month dividend rate (TTM rate) of 1.00 USD by the current share price of 35.30.

Does UCB pay a dividend?

As of July 2026, UCB paid a dividend of 1.00 USD in the last 12 months. The last dividend was paid on 2026-06-15 and the payout was 0.25 USD.

How often does UCB pay dividends?

UCB pays dividends quarterly. Over the last 12 months, UCB has issued 4 dividend payments. The last dividend payment was made on 2026-06-15.

UCB dividend forecast

Based on historical data, the forecasted dividends per share for UCB for the next payments are between 0.253 (+1.2%) and 0.259 (+3.6%). This suggests the dividend will remain relatively stable. The expected Yield for the next 12 months is about 2.91%.

Will UCB pay dividends in 2026?

The latest dividend paid per share was 0.25 USD with an Ex-Dividend Date of 2026-06-15. The next Ex-Dividend date for United Community Banks (UCB) is currently unknown.

What is the next Ex-Dividend Date for UCB?

The next Ex-Dividend date for United Community Banks (UCB) is currently unknown. We automatically update the next Ex-Dividend date when it is announced.

What is the Dividend Growth of UCB?

UCB's average dividend growth rate over the past 5 years is 4.46% per year. Strong growth: UCB's dividend growth is outpacing inflation.

What is the Yield on Cost of UCB?

UCB's 5-Year Yield on Cost is 3.70%. If you bought UCB's shares at 27.01 USD five years ago, your current annual dividend income (1.00 USD per share, trailing 12 months) equals 3.70% of your original purchase price.

What is the Payout Consistency of UCB?

UCB Payout Consistency is 100.0%. The payout consistency is a proprietary measure of how consistently a company has paid dividends over its lifetime and blends growth rate, number of dividend payments, interruptions or lowering dividends into one number. Very consistent: United Community Banks has a strong track record of consistent dividend payments over its lifetime.

Does UCB have a good Dividend Yield?

UCB's 3.10% Dividend Yield is considered as moderate. This is usually a sign of a value company.

What is the Dividend Payout Ratio of UCB?

The Dividend Payout Ratio of UCB is 35.6%. Healthy - Leaves room for growth and provides some protection to maintain dividends even in a recession.

What is the Dividend Rating of UCB?

UCB's Overall Dividend Rating is 60.16%. Ratings surpassing 65% are regarded as acceptable, exceeding 75% are favorable and surpassing 85% are strong.

UCB Outstanding Shares Analysis

The Chart shows the outstanding shares over time per year.
What is the Trend in UCB's Outstanding Shares?

United Community Banks's outstanding shares have increased by approximately 0.37% annually over the past 3 years (Trend Reliability: 80.9%). Neutral: Share count is relatively stable with minor dilution. This has minimal impact on dividend per share calculations.

Has UCB ever had a Stock Split?

Yes, the last stock split was on Jun 20, 2011 with a ratio of 1:5. This was a reverse split: Multiple shares were consolidated into fewer shares, increasing the price per share. This is sometimes used to meet exchange listing requirements and can be a warning sign if the company is struggling.

YEAR NUMBER OF SHARES ANNUAL GROWTH RATE
2000 6,539,000 0%
2001 6,766,100 +3.47%
2002 6,919,100 +2.26%
2003 7,453,000 +7.72%
2004 7,762,000 +4.15%
2005 8,249,000 +6.27%
2006 8,882,000 +7.67%
2007 9,930,200 +11.8%
2008 9,725,000 -2.07%
2009 15,476,000 +59.14%
2010 18,695,000 +20.8%
2011 48,771,000 +160.88%
2012 57,971,000 +18.86%
2013 59,925,000 +3.37%
2014 60,833,000 +1.52%
2015 72,140,000 +18.59%
2016 71,648,000 -0.68%
2017 76,768,000 +7.15%
2018 79,890,000 +4.07%
2019 79,669,000 -0.28%
2020 87,333,000 +9.62%
2021 90,089,000 +3.16%
2022 106,916,000 +18.68%
2023 119,713,000 +11.97%
2024 119,952,000 +0.2%
2025 121,831,000 +1.57%
2026 120,723,000 -0.91%

Key Metric Definitions

Dividend Yield

Annual dividend per share divided by current share price.

Payout Ratio

Percentage of earnings paid as dividends. Below 60% = safe, above 100% = unsustainable.

Payout FCF

Percentage of Free Cash Flow paid as dividends. More reliable than Payout Ratio since it measures actual cash.

Growth Rate (CAGR)

Compound annual growth rate of dividends over the last 5 years.

Consistency

Reliability of dividend payments over lifetime. Penalizes cuts and pauses.

Yield on Cost

Your effective yield if you bought 5 years ago. Shows dividend growth impact over time.

Streak

Consecutive years of dividend payments. 25+ years = Dividend Aristocrat.

Dividend Rating

Proprietary score (0-100) combining yield, growth, safety and consistency.

Last update: 2026-07-04 02:40 UTC