FISI Dividend History & Analysis | 4% Yield

FISI has a dividend yield of 4% and paid 1.26 USD per share in the last 12M. Complete payout history, full analyses and peer comparison.

Yield 12m 4.01%
Payout Ratio 32.8%
Growth Rate CAGR 5y 2.4%
Consistency Lifetime 99.2%
Yield on Cost 5y 5.5%
Payout FCF 97.4%
Streak Years 5
Dividend Rating 60.1%
Chowder Number yield + growth 6.4% below 12% target for healthy growth
Yield vs Average 5y +225% avg 1.23% vs now 4.01%
Debt / EBITDA leverage 0.7x healthy
Income per 10k invested 401 USD per year
Dividends Cash Amount per Share Yearly FISI annual dividends paid per share, showing the total cash Financial Institutions distributed to shareholders each year.
Dividend Growth Year over Year FISI year-over-year dividend growth rate, showing how Financial Institutions's dividend per share increased or decreased each year compared to the prior year.
Price and Yield per Payout History FISI dividend yield history versus share price over the past 5 years, showing how Financial Institutions's payout yield moved at each dividend payment relative to its stock price.
┅┅ Payout Yield (right) Price (left)

Top Dividend Payers in Regional Banks

Top 10 Dividend Yields of Peer-Group
SYMBOL MARKET CAP USD YIELD TTM YIELD ON COST 5y
BPE MI
BPER Banca
33,410 M 5.85% 49.26%
UCG MI
UniCredit S.p.A.
139,813 M 4.77% 42.12%
SWED-A ST
Swedbank (publ)
41,627 M 9.93% 27.65%
VLK AS
Van Lanschot
3,190 M 5.82% 29.63%
IFS NYSE
Intercorp Financial
6,457 M 7.81% 19.31%
BDB MI
Banco di Desio e della
2,081 M 5.78% 21.47%
MB MI
Mediobanca Banca di Credito
24,560 M 6.65% 18.31%
CE MI
Credito Emiliano S.p.A
6,860 M 5.13% 19.62%
BG VI
BAWAG
15,627 M 4.27% 21.26%
NDA-FI HE
Nordea Bank Abp
64,252 M 6.70% 15.98%
Top 10 Dividend Growth Rates of Peer-Group
SYMBOL MARKET CAP USD GROWTH RATE CONSISTENCY
MCB NYSE
Metropolitan Bank Holding
1,221 M 105.65% 100.0%
CBK XETRA
Commerzbank
47,735 M 77.88% 100.0%
BCML NASDAQ
BayCom
364 M 55.95% 100.0%
BPE MI
BPER Banca
33,410 M 58.37% 100.0%
BDB MI
Banco di Desio e della
2,081 M 54.54% 100.0%
FCNCA NASDAQ
First Citizens BancShares
24,136 M 53.65% 100.0%
DBK XETRA
Deutsche Bank
64,641 M 49.35% 100.0%
SWED-A ST
Swedbank (publ)
41,627 M 34.02% 97.1%
CE MI
Credito Emiliano S.p.A
6,860 M 29.07% 97.6%
RRBI NASDAQ
Red River Bancshares
624 M 25.63% 100.0%

FISI Dividend History

Last 20 Payments (USD) as of July 2026
EX-DATE RECORD PAYMENT PERIOD DIV/SHARE GROWTH PAYOUT YIELD
2026-06-12 2026-06-12 2026-07-02 Quarterly 0.32 0% 0.85%
2026-03-13 2026-03-13 2026-04-02 Quarterly 0.32 +3.2% 1.05%
2025-12-15 2025-12-15 2026-01-02 Quarterly 0.31 0% 0.95%
2025-09-15 2025-09-15 2025-10-02 Quarterly 0.31 0% 1.16%
2025-06-13 2025-06-13 2025-07-02 Quarterly 0.31 0% 1.22%
2025-03-14 2025-03-14 2025-04-02 Quarterly 0.31 +3.3% 1.19%
2024-12-13 2024-12-13 2025-01-02 Quarterly 0.3 0% 1.06%
2024-09-13 2024-09-13 2024-10-02 Quarterly 0.3 0% 1.2%
2024-06-14 2024-06-14 2024-07-02 Quarterly 0.3 0% 1.79%
2024-03-14 2024-03-15 2024-04-02 Quarterly 0.3 0% 1.64%
2023-12-13 2023-12-14 2024-01-02 Quarterly 0.3 0% 1.56%
2023-09-13 2023-09-14 2023-10-02 Quarterly 0.3 0% 1.74%
2023-06-14 2023-06-15 2023-07-03 Quarterly 0.3 0% 1.74%
2023-03-15 2023-03-16 2023-04-03 Quarterly 0.3 +3.4% 1.48%
2022-12-15 2022-12-16 2023-01-03 Quarterly 0.29 0% 1.22%
2022-09-15 2022-09-16 2022-10-03 Quarterly 0.29 0% 1.17%
2022-06-16 2022-06-17 2022-07-05 Quarterly 0.29 0% 1.11%
2022-03-17 2022-03-18 2022-04-04 Quarterly 0.29 +7.4% 0.89%
2021-12-16 2021-12-17 2022-01-03 Quarterly 0.27 0% 0.84%
2021-09-16 2021-09-17 2021-10-04 Quarterly 0.27 0% 0.91%

FISI Dividend FAQ

What is the Dividend Yield of FISI?

As of July 2026, FISI's dividend yield is 4.01%. This is calculated by dividing the trailing 12-month dividend rate (TTM rate) of 1.26 USD by the current share price of 38.51.

Does FISI pay a dividend?

As of July 2026, FISI paid a dividend of 1.26 USD in the last 12 months. The last dividend was paid on 2026-06-12 and the payout was 0.32 USD.

How often does FISI pay dividends?

FISI pays dividends quarterly. Over the last 12 months, FISI has issued 4 dividend payments. The last dividend payment was made on 2026-06-12.

FISI dividend forecast

Based on historical data, the forecasted dividends per share for FISI for the next payments are between 0.318 (-0.6%) and 0.329 (+2.8%). This suggests the dividend will remain relatively stable. The expected Yield for the next 12 months is about 3.35%.

Will FISI pay dividends in 2026?

The latest dividend paid per share was 0.32 USD with an Ex-Dividend Date of 2026-06-12. The next Ex-Dividend date for Financial Institutions (FISI) is currently unknown.

What is the next Ex-Dividend Date for FISI?

The next Ex-Dividend date for Financial Institutions (FISI) is currently unknown. We automatically update the next Ex-Dividend date when it is announced.

What is the Dividend Growth of FISI?

FISI's average dividend growth rate over the past 5 years is 2.40% per year. Weak growth: FISI's dividend growth is lower than inflation.

What is the Yield on Cost of FISI?

FISI's 5-Year Yield on Cost is 5.51%. If you bought FISI's shares at 22.88 USD five years ago, your current annual dividend income (1.26 USD per share, trailing 12 months) equals 5.51% of your original purchase price.

What is the Payout Consistency of FISI?

FISI Payout Consistency is 99.2%. The payout consistency is a proprietary measure of how consistently a company has paid dividends over its lifetime and blends growth rate, number of dividend payments, interruptions or lowering dividends into one number. Very consistent: Financial Institutions has a strong track record of consistent dividend payments over its lifetime.

Does FISI have a good Dividend Yield?

FISI's 4.01% Dividend Yield is considered as good. Make sure the dividend is sustainable: Check the Payouts-Ratio over time.

What is the Dividend Payout Ratio of FISI?

The Dividend Payout Ratio of FISI is 32.8%. Healthy - Leaves room for growth and provides some protection to maintain dividends even in a recession.

What is the Dividend Rating of FISI?

FISI's Overall Dividend Rating is 60.12%. Ratings surpassing 65% are regarded as acceptable, exceeding 75% are favorable and surpassing 85% are strong.

FISI Outstanding Shares Analysis

The Chart shows the outstanding shares over time per year.
What is the Trend in FISI's Outstanding Shares?

Financial Institutions's outstanding shares have increased by approximately 11.77% annually over the past 3 years (Trend Reliability: 76.4%). Significant dilution: Heavy share issuance is diluting existing shareholders. Even if total dividends paid increase, your dividend per share may stagnate or decline.

Has FISI ever had a Stock Split?

No stock splits on record. The share count changes shown above reflect buybacks, new issuance, or employee compensation rather than structural splits.

YEAR NUMBER OF SHARES ANNUAL GROWTH RATE
1999 10,888,900 0%
2000 11,077,500 +1.73%
2001 11,022,800 -0.49%
2002 11,205,700 +1.66%
2003 11,365,000 +1.42%
2004 11,276,500 -0.78%
2005 12,463,300 +10.52%
2006 12,465,500 +0.02%
2007 12,190,300 -2.21%
2008 10,716,000 -12.09%
2009 10,729,300 +0.12%
2010 11,348,500 +5.77%
2011 13,675,000 +20.5%
2012 13,761,000 +0.63%
2013 13,817,000 +0.41%
2014 14,112,000 +2.14%
2015 14,163,000 +0.36%
2016 14,511,000 +2.46%
2017 15,793,000 +8.83%
2018 15,971,000 +1.13%
2019 16,072,000 +0.63%
2020 16,078,000 +0.04%
2021 15,928,000 -0.93%
2022 15,413,000 -3.23%
2023 15,511,000 +0.64%
2024 16,415,000 +5.83%
2025 20,318,000 +23.78%
2026 19,922,000 -1.95%

Key Metric Definitions

Dividend Yield

Annual dividend per share divided by current share price.

Payout Ratio

Percentage of earnings paid as dividends. Below 60% = safe, above 100% = unsustainable.

Payout FCF

Percentage of Free Cash Flow paid as dividends. More reliable than Payout Ratio since it measures actual cash.

Growth Rate (CAGR)

Compound annual growth rate of dividends over the last 5 years.

Consistency

Reliability of dividend payments over lifetime. Penalizes cuts and pauses.

Yield on Cost

Your effective yield if you bought 5 years ago. Shows dividend growth impact over time.

Streak

Consecutive years of dividend payments. 25+ years = Dividend Aristocrat.

Dividend Rating

Proprietary score (0-100) combining yield, growth, safety and consistency.

Last update: 2026-07-06 02:06 UTC