OCFC Dividend History & Analysis | 4.5% Yield

OCFC has a dividend yield of 4.5% and paid 0.8 USD per share in the last 12M. Complete payout history, full analyses and peer comparison.

Yield 12m 4.48%
Payout Ratio 53.0%
Growth Rate CAGR 5y 2.8%
Consistency Lifetime 98.3%
Yield on Cost 5y 4.9%
Payout FCF 44.2%
Streak Years 5
Dividend Rating 57.2%
Chowder Number yield + growth 7.3% below 12% target for healthy growth
Yield vs Average 5y +317.3% avg 1.07% vs now 4.48%
Debt / EBITDA leverage 1.8x healthy
Income per 10k invested 448 USD per year
Dividends Cash Amount per Share Yearly OCFC annual dividends paid per share, showing the total cash OceanFirst Financial distributed to shareholders each year.
Dividend Growth Year over Year OCFC year-over-year dividend growth rate, showing how OceanFirst Financial's dividend per share increased or decreased each year compared to the prior year.
Price and Yield per Payout History OCFC dividend yield history versus share price over the past 5 years, showing how OceanFirst Financial's payout yield moved at each dividend payment relative to its stock price.
┅┅ Payout Yield (right) Price (left)

Top Dividend Payers in Regional Banks

Top 10 Dividend Yields of Peer-Group
SYMBOL MARKET CAP USD YIELD TTM YIELD ON COST 5y
BPE MI
BPER Banca
33,410 M 5.85% 49.26%
UCG MI
UniCredit S.p.A.
139,813 M 4.77% 42.12%
SWED-A ST
Swedbank (publ)
41,627 M 9.93% 27.65%
VLK AS
Van Lanschot
3,190 M 5.82% 29.63%
IFS NYSE
Intercorp Financial
6,457 M 7.81% 19.31%
BDB MI
Banco di Desio e della
2,081 M 5.78% 21.47%
MB MI
Mediobanca Banca di Credito
24,560 M 6.65% 18.31%
CE MI
Credito Emiliano S.p.A
6,860 M 5.13% 19.62%
BG VI
BAWAG
15,627 M 4.27% 21.26%
NDA-FI HE
Nordea Bank Abp
64,252 M 6.70% 15.98%
Top 10 Dividend Growth Rates of Peer-Group
SYMBOL MARKET CAP USD GROWTH RATE CONSISTENCY
MCB NYSE
Metropolitan Bank Holding
1,221 M 105.65% 100.0%
CBK XETRA
Commerzbank
47,735 M 77.88% 100.0%
BCML NASDAQ
BayCom
364 M 55.95% 100.0%
BPE MI
BPER Banca
33,410 M 58.37% 100.0%
BDB MI
Banco di Desio e della
2,081 M 54.54% 100.0%
FCNCA NASDAQ
First Citizens BancShares
24,136 M 53.65% 100.0%
DBK XETRA
Deutsche Bank
64,641 M 49.35% 100.0%
SWED-A ST
Swedbank (publ)
41,627 M 34.02% 97.1%
CE MI
Credito Emiliano S.p.A
6,860 M 29.07% 97.6%
RRBI NASDAQ
Red River Bancshares
624 M 25.63% 100.0%

OCFC Dividend History

Last 20 Payments (USD) as of July 2026
EX-DATE RECORD PAYMENT PERIOD DIV/SHARE GROWTH PAYOUT YIELD
2026-04-27 2026-04-27 2026-05-08 Quarterly 0.2 0% 1.05%
2026-02-02 2026-02-02 2026-02-13 Quarterly 0.2 0% 1.08%
2025-11-03 2025-11-03 2025-11-14 Quarterly 0.2 0% 1.12%
2025-08-04 2025-08-04 2025-08-15 Quarterly 0.2 0% 1.23%
2025-05-05 2025-05-05 2025-05-16 Quarterly 0.2 0% 1.19%
2025-02-03 2025-02-03 2025-02-14 Quarterly 0.2 0% 1.16%
2024-11-04 2024-11-04 2024-11-15 Quarterly 0.2 0% 1.11%
2024-08-05 2024-08-05 2024-08-16 Quarterly 0.2 0% 1.29%
2024-05-03 2024-05-06 2024-05-17 Quarterly 0.2 0% 1.28%
2024-02-02 2024-02-05 2024-02-16 Quarterly 0.2 0% 1.24%
2023-11-03 2023-11-06 2023-11-17 Quarterly 0.2 0% 1.45%
2023-08-04 2023-08-07 2023-08-18 Quarterly 0.2 0% 1.08%
2023-05-05 2023-05-08 2023-05-19 Quarterly 0.2 0% 1.43%
2023-02-03 2023-02-06 2023-02-17 Quarterly 0.2 0% 0.82%
2022-11-04 2022-11-07 2022-11-18 Quarterly 0.2 0% 0.9%
2022-08-05 2022-08-08 2022-08-19 Quarterly 0.2 +17.6% 0.98%
2022-05-06 2022-05-09 2022-05-20 Quarterly 0.17 0% 0.9%
2022-02-04 2022-02-07 2022-02-18 Quarterly 0.17 0% 0.75%
2021-11-05 2021-11-08 2021-11-19 Quarterly 0.17 0% 0.78%
2021-08-06 2021-08-09 2021-08-20 Quarterly 0.17 0% 0.8%

OCFC Dividend FAQ

What is the Dividend Yield of OCFC?

As of July 2026, OCFC's dividend yield is 4.48%. This is calculated by dividing the trailing 12-month dividend rate (TTM rate) of 0.80 USD by the current share price of 18.96.

Does OCFC pay a dividend?

As of July 2026, OCFC paid a dividend of 0.80 USD in the last 12 months. The last dividend was paid on 2026-04-27 and the payout was 0.2 USD.

How often does OCFC pay dividends?

OCFC pays dividends quarterly. Over the last 12 months, OCFC has issued 4 dividend payments. The last dividend payment was made on 2026-04-27.

OCFC dividend forecast

Based on historical data, the forecasted dividends per share for OCFC for the next payments are between 0.198 (-1.0%) and 0.204 (+2.0%). This suggests the dividend will remain relatively stable. The expected Yield for the next 12 months is about 4.24%.

Will OCFC pay dividends in 2026?

The latest dividend paid per share was 0.2 USD with an Ex-Dividend Date of 2026-04-27. The next Ex-Dividend date for OceanFirst Financial (OCFC) is currently unknown.

What is the next Ex-Dividend Date for OCFC?

The next Ex-Dividend date for OceanFirst Financial (OCFC) is currently unknown. We automatically update the next Ex-Dividend date when it is announced.

What is the Dividend Growth of OCFC?

OCFC's average dividend growth rate over the past 5 years is 2.78% per year. Strong growth: OCFC's dividend growth is outpacing inflation.

What is the Yield on Cost of OCFC?

OCFC's 5-Year Yield on Cost is 4.89%. If you bought OCFC's shares at 16.35 USD five years ago, your current annual dividend income (0.80 USD per share, trailing 12 months) equals 4.89% of your original purchase price.

What is the Payout Consistency of OCFC?

OCFC Payout Consistency is 98.3%. The payout consistency is a proprietary measure of how consistently a company has paid dividends over its lifetime and blends growth rate, number of dividend payments, interruptions or lowering dividends into one number. Very consistent: OceanFirst Financial has a strong track record of consistent dividend payments over its lifetime.

Does OCFC have a good Dividend Yield?

OCFC's 4.48% Dividend Yield is considered as good. Make sure the dividend is sustainable: Check the Payouts-Ratio over time.

What is the Dividend Payout Ratio of OCFC?

The Dividend Payout Ratio of OCFC is 53.0%. Healthy - Leaves room for growth and provides some protection to maintain dividends even in a recession.

What is the Dividend Rating of OCFC?

OCFC's Overall Dividend Rating is 57.22%. Ratings surpassing 65% are regarded as acceptable, exceeding 75% are favorable and surpassing 85% are strong.

OCFC Outstanding Shares Analysis

The Chart shows the outstanding shares over time per year.
What is the Trend in OCFC's Outstanding Shares?

OceanFirst Financial's outstanding shares have decreased by approximately 1.58% annually over the past 3 years (Trend Reliability: -82.2%). Slightly positive: The company is modestly reducing its share count through buybacks. This provides a small tailwind to earnings per share and dividend sustainability.

Has OCFC ever had a Stock Split?

Yes, the last stock split was on May 20, 2002 with a ratio of 3:2. This was a forward split: Each share became 1.5 shares, lowering the price proportionally. The dividend per share was also adjusted downward by the same ratio, so total dividend income remained unchanged.

YEAR NUMBER OF SHARES ANNUAL GROWTH RATE
1996 27,163,000 0%
1997 23,547,000 -13.31%
1998 21,934,000 -6.85%
1999 18,922,000 -13.73%
2000 15,671,000 -17.18%
2001 14,162,000 -9.63%
2002 13,318,000 -5.96%
2003 12,828,000 -3.68%
2004 12,606,000 -1.73%
2005 12,123,000 -3.83%
2006 11,487,000 -5.25%
2007 12,026,000 +4.69%
2008 11,866,000 -1.33%
2009 15,862,000 +33.68%
2010 18,206,000 +14.78%
2011 18,243,000 +0.2%
2012 17,451,000 -4.34%
2013 17,046,000 -2.32%
2014 16,597,000 -2.63%
2015 17,126,000 +3.19%
2016 28,128,000 +64.24%
2017 33,168,000 +17.92%
2018 48,411,000 +45.96%
2019 50,494,000 +4.3%
2020 60,060,000 +18.94%
2021 59,010,000 -1.75%
2022 58,751,000 -0.44%
2023 59,123,000 +0.63%
2024 58,055,000 -1.81%
2025 56,954,000 -1.9%
2026 57,048,000 +0.17%

Key Metric Definitions

Dividend Yield

Annual dividend per share divided by current share price.

Payout Ratio

Percentage of earnings paid as dividends. Below 60% = safe, above 100% = unsustainable.

Payout FCF

Percentage of Free Cash Flow paid as dividends. More reliable than Payout Ratio since it measures actual cash.

Growth Rate (CAGR)

Compound annual growth rate of dividends over the last 5 years.

Consistency

Reliability of dividend payments over lifetime. Penalizes cuts and pauses.

Yield on Cost

Your effective yield if you bought 5 years ago. Shows dividend growth impact over time.

Streak

Consecutive years of dividend payments. 25+ years = Dividend Aristocrat.

Dividend Rating

Proprietary score (0-100) combining yield, growth, safety and consistency.

Last update: 2026-07-08 02:37 UTC