OCFC Dividend History & Analysis | 5.7% Yield

OCFC has a dividend yield of 5.7% and paid 0.8 USD per share in the last 12M. Complete payout history, full analyses and peer comparison.

Yield 12m 5.72%
Payout Ratio 55.9%
Growth Rate CAGR 5y 4.15%
Consistency Lifetime 96.6%
Yield on Cost 5y 5.00%
Payout FCF 55.2%
Streak Years 29
Dividend Rating 68.15%

Dividends Cash Amount per Share Yearly

This chart shows the yearly cash amount paid as dividends per share. The exact values for each year can be found in the structured dataset with the html-id #yearly_dividend_dataset below.
Dividend Growth Year over Year This chart shows the annual dividend growth rate compared to the previous year.
5 Years Chart with Price and Dividend Yield This chart shows the dividend yield and price over time. Price is displayed as gray area (left axis), yield as dark blue line (right axis), and average yield as orange dashed line.
■ Yield (right) | ■ Price (left) | ┅ Avg Yield
Total Return 12m: 13.7%
Total Return 5y: 23.7%

Top Dividend Payers in Regional Banks

Top 5 Dividend Yields of Peer-Group
Symbol Market Cap USD Dividend Yield TTM Yield on Cost 5y
VLK 2,560 M 7.68% 31.6%
BNP 120,308 M 9.55% 23.7%
GHI 187 M 12.2% 14.5%
NRIM 521 M 2.84% 30.4%
ACA 63,786 M 6.74% 15.8%
Top 5 Dividend Growth Rates of Peer-Group
Symbol Market Cap USD Growth Rate Consistency
USCB 342 M 100% 100%
CBK 46,157 M 80.3% 45.6%
BCML 327 M 65.1% 100%
DBK 75,081 M 50.4% 78.7%
CBNK 500 M 44.8% 100%

Quality Dividend Peers in Regional Banks

NECB
Northeast Community
 4.59% Yield
EWBC
East West Bancorp
 3.17% Yield
AMAL
Amalgamated Bank
 2.30% Yield
FSBC
Five Star Bancorp
 3.24% Yield
SPFI
South Plains Financial
 2.10% Yield
NWFL
Norwood Financial
 5.02% Yield

OCFC Dividend History: Last 50 Payments (USD) as of February 2026

Ex-Dividend Date Record Date Payment Date Period Dividend per Share Dividend Growth Rate QoQ Payout Yield
2026-02-02 2026-02-02 2026-02-13 0.2 0% 1.08%
2025-11-03 2025-11-03 2025-11-14 Quarterly 0.2 0% 1.12%
2025-08-04 2025-08-04 2025-08-15 Quarterly 0.2 0% 1.23%
2025-05-05 2025-05-05 2025-05-16 Quarterly 0.2 0% 1.19%
2025-02-03 2025-02-03 2025-02-14 Quarterly 0.2 0% 1.16%
2024-11-04 2024-11-04 2024-11-15 Quarterly 0.2 0% 1.11%
2024-08-05 2024-08-05 2024-08-16 Quarterly 0.2 0% 1.29%
2024-05-03 2024-05-06 2024-05-17 Quarterly 0.2 0% 1.28%
2024-02-02 2024-02-05 2024-02-16 Quarterly 0.2 0% 1.24%
2023-11-03 2023-11-06 2023-11-17 Quarterly 0.2 0% 1.45%
2023-08-04 2023-08-07 2023-08-18 Quarterly 0.2 0% 1.08%
2023-05-05 2023-05-08 2023-05-19 Quarterly 0.2 0% 1.43%
2023-02-03 2023-02-06 2023-02-17 Quarterly 0.2 0% 0.82%
2022-11-04 2022-11-07 2022-11-18 Quarterly 0.2 0% 0.89%
2022-08-05 2022-08-08 2022-08-19 Quarterly 0.2 17.6% 0.98%
2022-05-06 2022-05-09 2022-05-20 Quarterly 0.17 0% 0.9%
2022-02-04 2022-02-07 2022-02-18 Quarterly 0.17 0% 0.75%
2021-11-05 2021-11-08 2021-11-19 Quarterly 0.17 0% 0.78%
2021-08-06 2021-08-09 2021-08-20 Quarterly 0.17 0% 0.8%
2021-05-07 2021-05-10 2021-05-21 Quarterly 0.17 0% 0.77%
2021-02-05 2021-02-08 2021-02-19 Quarterly 0.17 0% N/A
2020-11-06 2020-11-09 2020-11-20 Quarterly 0.17 0% N/A
2020-07-31 2020-08-03 2020-08-14 Quarterly 0.17 0% N/A
2020-05-01 2020-05-04 2020-05-15 Quarterly 0.17 0% N/A
2020-02-04 2020-02-05 2020-02-19 Quarterly 0.17 0% N/A
2019-11-01 2019-11-04 2019-11-15 Quarterly 0.17 0% N/A
2019-08-02 2019-08-05 2019-08-16 Quarterly 0.17 0% N/A
2019-05-03 2019-05-06 2019-05-17 Quarterly 0.17 0% N/A
2019-02-01 2019-02-04 2019-02-15 Quarterly 0.17 0% N/A
2018-11-02 2018-11-05 2018-11-16 Quarterly 0.17 13.3% N/A
2018-08-03 2018-08-06 2018-08-17 Quarterly 0.15 0% N/A
2018-05-04 2018-05-07 2018-05-18 Quarterly 0.15 0% N/A
2018-02-02 2018-02-05 2018-02-16 Quarterly 0.15 0% N/A
2017-11-03 2017-11-06 2017-11-17 Quarterly 0.15 0% N/A
2017-08-03 2017-08-07 2017-08-18 Quarterly 0.15 0% N/A
2017-05-04 2017-05-08 2017-05-19 Quarterly 0.15 0% N/A
2017-02-02 2017-02-06 2017-02-17 Quarterly 0.15 0% N/A
2016-11-03 2016-11-07 2016-11-18 Quarterly 0.15 15.4% N/A
2016-08-04 2016-08-08 2016-08-19 Quarterly 0.13 0% N/A
2016-05-05 2016-05-09 2016-05-20 Quarterly 0.13 0% N/A
2016-01-28 2016-02-01 2016-02-12 Quarterly 0.13 0% N/A
2015-10-29 2015-11-02 2015-11-13 Quarterly 0.13 0% N/A
2015-07-30 2015-08-03 2015-08-14 Quarterly 0.13 0% N/A
2015-04-30 2015-05-04 2015-05-15 Quarterly 0.13 0% N/A
2015-01-29 2015-02-02 2015-02-13 Quarterly 0.13 0% N/A
2014-10-30 2014-11-03 2014-11-14 Quarterly 0.13 8.3% N/A
2014-07-31 2014-08-04 2014-08-15 Quarterly 0.12 0% N/A
2014-05-01 2014-05-05 2014-05-16 Quarterly 0.12 0% N/A
2014-01-30 2014-02-03 2014-02-14 Quarterly 0.12 0% N/A
2013-10-24 2013-10-28 2013-11-08 Quarterly 0.12 0% N/A

OCFC Dividend FAQ

OceanFirst Financial Corp. (NASDAQ: OCFC) is the holding company for OceanFirst Bank N.A., a community-bank focused on retail and commercial customers in the United States. The bank offers a full suite of deposit products-including money-market, savings, interest-bearing checking, non-interest-bearing, and brokered time deposits-and a diversified loan portfolio that spans commercial real-estate, multi-family, construction, C&I, residential mortgages (fixed- and adjustable-rate), and consumer credit such as home-equity lines, student loans, and overdraft facilities. In addition, OCFC invests in mortgage-backed securities, U.S. government and agency securities, corporate bonds, and provides ancillary services like bankcards, trust and fiduciary solutions, asset management, and bank-owned life insurance.

What is the Dividend Yield of OCFC?

As of February 2026, OCFC`s dividend yield is 5.72%. This is calculated by dividing the trailing 12-month dividend rate (TTM rate) of 0.80 USD by the current share price of 19.78.

Does OCFC pay a dividend?

As of February 2026, OCFC paid a dividend of 0.80 USD in the last 12 months. The last dividend was paid on 2026-02-02 and the payout was 0.2 USD.

How often does OCFC pay dividends?

OCFC pays dividends quarterly. Over the last 12 months, OCFC has issued 4 dividend payments. The last dividend payment was made on 2026-02-02.

OCFC dividend forecast

Based on historical data, the forecasted dividends per share for OCFC for the next 4 payments are between 0.209 (+4.5%) and 0.212 (+6.0%).
This indicates a solid dividend increase compared to the last payment.

Will OCFC pay dividends in 2026?

The latest dividend paid per share was 0.2 USD with an Ex-Dividend Date of 2026-02-02. The next Ex-Dividend date for OceanFirst Financial (OCFC) is currently unknown.

What is the next Ex-Dividend Date for OCFC?

The next Ex-Dividend date for OceanFirst Financial (OCFC) is currently unknown. We automatically update the next Ex-Dividend date when it is announced.

What is the Dividend Growth of OCFC?

OCFC's average dividend growth rate over the past 5 years is 4.15% per year.
Strong growth: OCFC's Dividend growth is outpacing inflation.

What is the Yield on Cost of OCFC?

OCFC's 5-Year Yield on Cost is 5.00%. If you bought OCFC's shares at 16.00 USD five years ago, your current annual dividend income (0.80 USD per share, trailing 12 months) equals 5.00% of your original purchase price.

What is the Payout Consistency of OCFC?

OCFC Payout Consistency is 96.6%. The payout consistency is a proprietary measure of how consistently a company has paid dividends over its lifetime and blends growth rate, number of dividend payments, interruptions or lowering dividends into one number.
Very consistent: OceanFirst Financial has a strong track record of consistent dividend payments over its lifetime.

Does OCFC have a good Dividend Yield?

OCFC`s 5.72% Dividend Yield is considered as good. Make sure the dividend is sustainable: Check the Payouts-Ratio over time.

What is the Dividend Payout Ratio of OCFC?

The Dividend Payout Ratio of OCFC is 55.9%. Healthy - Leaves room for growth and provides some protection to maintain dividends even in a recession.

What is the Dividend Rating of OCFC?

OCFC`s Overall Dividend Rating is 68.15%. Ratings surpassing 65% are regarded as acceptable, exceeding 75% are favorable and surpassing 85% are strong.

OCFC Outstanding Shares Analysis

What is the Trend in OCFC's Outstanding Shares?

OceanFirst Financial's outstanding shares have decreased by approximately 1.85% annually over the past 3 years (Trend Reliability: -100.0%).

Slightly positive: The company is modestly reducing its share count through buybacks. This provides a small tailwind to earnings per share and dividend sustainability.

Has OCFC ever had a Stock Split?

Yes, the last stock split was on May 20, 2002 with a ratio of 3:2.

This was a forward split: Each share became 1.5 shares, lowering the price proportionally. The dividend per share was also adjusted downward by the same ratio, so total dividend income remained unchanged.

Year Number of Shares Annual Growth Rate
1996 27,163,000
1997 23,547,000 -13.31%
1998 21,934,000 -6.85%
1999 18,922,000 -13.73%
2000 15,671,000 -17.18%
2001 14,162,000 -9.63%
2002 13,318,000 -5.96%
2003 12,828,000 -3.68%
2004 12,606,000 -1.73%
2005 12,123,000 -3.83%
2006 11,487,000 -5.25%
2007 12,026,000 +4.69%
2008 11,866,000 -1.33%
2009 15,862,000 +33.68%
2010 18,206,000 +14.78%
2011 18,243,000 +0.2%
2012 17,451,000 -4.34%
2013 17,046,000 -2.32%
2014 16,597,000 -2.63%
2015 17,126,000 +3.19%
2016 28,128,000 +64.24%
2017 33,168,000 +17.92%
2018 48,411,000 +45.96%
2019 50,494,000 +4.3%
2020 60,060,000 +18.94%
2021 59,010,000 -1.75%
2022 58,751,000 -0.44%
2023 59,123,000 +0.63%
2024 58,055,000 -1.81%
2025 56,954,000 -1.9%

Key Metric Definitions

Dividend Yield
Annual dividend per share divided by current share price.
Payout Ratio
Percentage of earnings paid as dividends. Below 60% = safe, above 100% = unsustainable.
Payout FCF
Percentage of Free Cash Flow paid as dividends. More reliable than Payout Ratio since it measures actual cash.
Growth Rate (CAGR)
Compound annual growth rate of dividends over the last 5 years.
Consistency
Reliability of dividend payments over lifetime. Penalizes cuts and pauses.
Yield on Cost
Your effective yield if you bought 5 years ago. Shows dividend growth impact over time.
Streak
Consecutive years of dividend payments. 25+ years = Dividend Aristocrat.
Dividend Rating
Proprietary score (0-100) combining yield, growth, safety and consistency.

Last update: 2026-02-07 03:27