OSBC Dividend History & Analysis | 1.4% Yield

OSBC has a dividend yield of 1.4% and paid 0.27 USD per share in the last 12M. Complete payout history, full analyses and peer comparison.

Yield 12m 1.42%
Payout Ratio 12.9%
Growth Rate CAGR 5y 7.6%
Consistency Lifetime 99.2%
Yield on Cost 5y 2.4%
Payout FCF 9.5%
Streak Years 5
Dividend Rating 57.9%
Chowder Number yield + growth 9% below 15% target for healthy growth
Yield vs Average 5y +300.6% avg 0.35% vs now 1.42%
Debt / EBITDA leverage 2.1x healthy
Income per 10k invested 142 USD per year
Dividends Cash Amount per Share Yearly OSBC annual dividends paid per share, showing the total cash Old Second Bancorp distributed to shareholders each year.
Dividend Growth Year over Year OSBC year-over-year dividend growth rate, showing how Old Second Bancorp's dividend per share increased or decreased each year compared to the prior year.
Price and Yield per Payout History OSBC dividend yield history versus share price over the past 5 years, showing how Old Second Bancorp's payout yield moved at each dividend payment relative to its stock price.
┅┅ Payout Yield (right) Price (left)

Top Dividend Payers in Regional Banks

Top 10 Dividend Yields of Peer-Group
SYMBOL MARKET CAP USD YIELD TTM YIELD ON COST 5y
BPE MI
BPER Banca
33,410 M 5.85% 49.26%
UCG MI
UniCredit S.p.A.
139,813 M 4.77% 42.12%
SWED-A ST
Swedbank (publ)
41,627 M 9.93% 27.65%
VLK AS
Van Lanschot
3,190 M 5.82% 29.63%
IFS NYSE
Intercorp Financial
6,457 M 7.81% 19.31%
BDB MI
Banco di Desio e della
2,081 M 5.78% 21.47%
MB MI
Mediobanca Banca di Credito
24,560 M 6.65% 18.31%
CE MI
Credito Emiliano S.p.A
6,860 M 5.13% 19.62%
BG VI
BAWAG
15,627 M 4.27% 21.26%
NDA-FI HE
Nordea Bank Abp
64,252 M 6.70% 15.98%
Top 10 Dividend Growth Rates of Peer-Group
SYMBOL MARKET CAP USD GROWTH RATE CONSISTENCY
MCB NYSE
Metropolitan Bank Holding
1,221 M 105.65% 100.0%
CBK XETRA
Commerzbank
47,735 M 77.88% 100.0%
BCML NASDAQ
BayCom
364 M 55.95% 100.0%
BPE MI
BPER Banca
33,410 M 58.37% 100.0%
BDB MI
Banco di Desio e della
2,081 M 54.54% 100.0%
FCNCA NASDAQ
First Citizens BancShares
24,136 M 53.65% 100.0%
DBK XETRA
Deutsche Bank
64,641 M 49.35% 100.0%
SWED-A ST
Swedbank (publ)
41,627 M 34.02% 97.1%
CE MI
Credito Emiliano S.p.A
6,860 M 29.07% 97.6%
RRBI NASDAQ
Red River Bancshares
624 M 25.63% 100.0%

OSBC Dividend History

Last 20 Payments (USD) as of July 2026
EX-DATE RECORD PAYMENT PERIOD DIV/SHARE GROWTH PAYOUT YIELD
2026-05-01 2026-05-01 2026-05-11 Quarterly 0.07 0% 0.34%
2026-01-30 2026-01-30 2026-02-09 Quarterly 0.07 0% 0.35%
2025-10-31 2025-10-31 2025-11-10 Quarterly 0.07 +16.7% 0.39%
2025-07-25 2025-07-25 2025-08-04 Quarterly 0.06 0% 0.34%
2025-04-25 2025-04-25 2025-05-05 Quarterly 0.06 0% 0.39%
2025-01-31 2025-01-31 2025-02-10 Quarterly 0.06 0% 0.32%
2024-10-25 2024-10-25 2024-11-04 Quarterly 0.06 +20% 0.36%
2024-07-26 2024-07-26 2024-08-05 Quarterly 0.05 0% 0.29%
2024-04-25 2024-04-26 2024-05-06 Quarterly 0.05 0% 0.35%
2024-01-25 2024-01-26 2024-02-05 Quarterly 0.05 0% 0.34%
2023-10-26 2023-10-27 2023-11-06 Quarterly 0.05 0% 0.38%
2023-07-27 2023-07-28 2023-08-07 Quarterly 0.05 0% 0.31%
2023-04-27 2023-04-28 2023-05-08 Quarterly 0.05 0% 0.41%
2023-01-26 2023-01-27 2023-02-06 Quarterly 0.05 0% 0.31%
2022-10-27 2022-10-28 2022-11-07 Quarterly 0.05 0% 0.34%
2022-07-28 2022-07-29 2022-08-08 Quarterly 0.05 0% 0.34%
2022-04-28 2022-04-29 2022-05-09 Quarterly 0.05 0% 0.37%
2022-01-27 2022-01-28 2022-02-07 Quarterly 0.05 0% 0.37%
2021-10-28 2021-10-29 2021-11-08 Quarterly 0.05 0% 0.38%
2021-07-29 2021-07-30 2021-08-09 Quarterly 0.05 0% 0.42%

OSBC Dividend FAQ

What is the Dividend Yield of OSBC?

As of July 2026, OSBC's dividend yield is 1.42%. This is calculated by dividing the trailing 12-month dividend rate (TTM rate) of 0.27 USD by the current share price of 22.99.

Does OSBC pay a dividend?

As of July 2026, OSBC paid a dividend of 0.27 USD in the last 12 months. The last dividend was paid on 2026-05-01 and the payout was 0.07 USD.

How often does OSBC pay dividends?

OSBC pays dividends quarterly. Over the last 12 months, OSBC has issued 4 dividend payments. The last dividend payment was made on 2026-05-01.

OSBC dividend forecast

Based on historical data, the forecasted dividends per share for OSBC for the next payments are between 0.072 (+2.9%) and 0.08 (+14.3%). This indicates a solid dividend increase compared to the last payment. The expected Yield for the next 12 months is about 1.34%.

Will OSBC pay dividends in 2026?

The latest dividend paid per share was 0.07 USD with an Ex-Dividend Date of 2026-05-01. The next Ex-Dividend date for Old Second Bancorp (OSBC) is currently unknown.

What is the next Ex-Dividend Date for OSBC?

The next Ex-Dividend date for Old Second Bancorp (OSBC) is currently unknown. We automatically update the next Ex-Dividend date when it is announced.

What is the Dividend Growth of OSBC?

OSBC's average dividend growth rate over the past 5 years is 7.55% per year. Strong growth: OSBC's dividend growth is outpacing inflation.

What is the Yield on Cost of OSBC?

OSBC's 5-Year Yield on Cost is 2.35%. If you bought OSBC's shares at 11.50 USD five years ago, your current annual dividend income (0.27 USD per share, trailing 12 months) equals 2.35% of your original purchase price.

What is the Payout Consistency of OSBC?

OSBC Payout Consistency is 99.2%. The payout consistency is a proprietary measure of how consistently a company has paid dividends over its lifetime and blends growth rate, number of dividend payments, interruptions or lowering dividends into one number. Very consistent: Old Second Bancorp has a strong track record of consistent dividend payments over its lifetime.

Does OSBC have a good Dividend Yield?

OSBC's 1.42% Dividend Yield is considered as low. This is usually a sign of a growth company.

What is the Dividend Payout Ratio of OSBC?

The Dividend Payout Ratio of OSBC is 12.9%. Very low - Often a strong indicator of potential dividend growth.

What is the Dividend Rating of OSBC?

OSBC's Overall Dividend Rating is 57.93%. Ratings surpassing 65% are regarded as acceptable, exceeding 75% are favorable and surpassing 85% are strong.

OSBC Outstanding Shares Analysis

The Chart shows the outstanding shares over time per year.
What is the Trend in OSBC's Outstanding Shares?

Old Second Bancorp's outstanding shares have increased by approximately 7.54% annually over the past 3 years (Trend Reliability: 75.0%). Watch carefully: The company is issuing new shares, diluting existing shareholders. Dividend growth may lag earnings growth as payouts are spread across more shares.

Has OSBC ever had a Stock Split?

Yes, the last stock split was on Jul 29, 2004 with a ratio of 2:1. This was a forward split: Each share became 2 shares, lowering the price proportionally. The dividend per share was also adjusted downward by the same ratio, so total dividend income remained unchanged.

YEAR NUMBER OF SHARES ANNUAL GROWTH RATE
1993 14,283,000 0%
1994 14,283,000 0%
1995 15,669,000 +9.7%
1996 15,664,000 -0.03%
1997 16,261,000 +3.81%
1998 16,272,000 +0.07%
1999 15,914,000 -2.2%
2000 15,545,000 -2.32%
2001 15,052,000 -3.17%
2002 14,829,000 -1.48%
2003 13,400,000 -9.64%
2004 13,452,000 +0.39%
2005 13,530,000 +0.58%
2006 13,135,000 -2.92%
2007 13,070,000 -0.49%
2008 13,792,000 +5.52%
2009 13,917,000 +0.91%
2010 14,214,000 +2.13%
2011 14,196,000 -0.13%
2012 14,211,000 +0.11%
2013 14,088,000 -0.87%
2014 31,867,000 +126.2%
2015 29,748,000 -6.65%
2016 29,871,000 +0.41%
2017 30,095,000 +0.75%
2018 30,343,000 +0.82%
2019 30,492,000 +0.49%
2020 29,913,000 -1.9%
2021 34,533,300 +15.45%
2022 45,228,000 +30.97%
2023 45,409,000 +0.4%
2024 45,671,000 +0.58%
2025 53,480,400 +17.1%
2026 53,480,400 0%

Key Metric Definitions

Dividend Yield

Annual dividend per share divided by current share price.

Payout Ratio

Percentage of earnings paid as dividends. Below 60% = safe, above 100% = unsustainable.

Payout FCF

Percentage of Free Cash Flow paid as dividends. More reliable than Payout Ratio since it measures actual cash.

Growth Rate (CAGR)

Compound annual growth rate of dividends over the last 5 years.

Consistency

Reliability of dividend payments over lifetime. Penalizes cuts and pauses.

Yield on Cost

Your effective yield if you bought 5 years ago. Shows dividend growth impact over time.

Streak

Consecutive years of dividend payments. 25+ years = Dividend Aristocrat.

Dividend Rating

Proprietary score (0-100) combining yield, growth, safety and consistency.

Last update: 2026-06-27 02:58 UTC