OSBC Dividend History & Analysis | 1.4% Yield

OSBC has a dividend yield of 1.4% and paid 0.25 USD per share in the last 12M. Complete payout history, full analyses and peer comparison.

Yield 12m 1.44%
Payout Ratio 13.0%
Growth Rate CAGR 5y 11.80%
Consistency Lifetime 75.7%
Yield on Cost 5y 2.47%
Payout FCF 11.4%
Streak Years 10
Dividend Rating 58.45%

Dividends Cash Amount per Share Yearly

This chart shows the yearly cash amount paid as dividends per share. The exact values for each year can be found in the structured dataset with the html-id #yearly_dividend_dataset below.
Dividend Growth Year over Year This chart shows the annual dividend growth rate compared to the previous year.
5 Years Chart with Price and Dividend Yield This chart shows the dividend yield and price over time. Price is displayed as gray area (left axis), yield as dark blue line (right axis), and average yield as orange dashed line.
■ Yield (right) | ■ Price (left) | ┅ Avg Yield
Total Return 12m: 16.4%
Total Return 5y: 102%

Top Dividend Payers in Regional Banks

Top 5 Dividend Yields of Peer-Group
Symbol Market Cap USD Dividend Yield TTM Yield on Cost 5y
VLK 2,611 M 7.68% 31.0%
BNP 113,224 M 9.55% 23.3%
GHI 181 M 12.2% 15.5%
NRIM 613 M 2.84% 28.9%
ACA 62,149 M 6.74% 15.7%
Top 5 Dividend Growth Rates of Peer-Group
Symbol Market Cap USD Growth Rate Consistency
USCB 392 M 100% 100%
CBK 45,941 M 80.3% 45.6%
BCML 313 M 65.1% 100%
DBK 73,487 M 50.4% 78.7%
CBNK 480 M 44.8% 100%

Quality Dividend Peers in Regional Banks

EWBC
East West Bancorp
 2.47% Yield
NRIM
Northrim BanCorp
 2.84% Yield
FSBC
Five Star Bancorp
 2.62% Yield
THFF
First Financial Indiana
 4.96% Yield
BPOP
Popular
 2.70% Yield
FUNC
First United
 2.85% Yield

OSBC Dividend History: Last 50 Payments (USD) as of January 2026

Ex-Dividend Date Record Date Payment Date Period Dividend per Share Dividend Growth Rate QoQ Payout Yield
2025-10-31 2025-10-31 2025-11-10 Quarterly 0.07 16.7% 0.39%
2025-07-25 2025-07-25 2025-08-04 Quarterly 0.06 0% 0.34%
2025-04-25 2025-04-25 2025-05-05 Quarterly 0.06 0% 0.39%
2025-01-31 2025-01-31 2025-02-10 Quarterly 0.06 0% 0.32%
2024-10-25 2024-10-25 2024-11-04 Quarterly 0.06 20% 0.36%
2024-07-26 2024-07-26 2024-08-05 Quarterly 0.05 0% 0.29%
2024-04-25 2024-04-26 2024-05-06 Quarterly 0.05 0% 0.35%
2024-01-25 2024-01-26 2024-02-05 Quarterly 0.05 0% 0.34%
2023-10-26 2023-10-27 2023-11-06 Quarterly 0.05 0% 0.38%
2023-07-27 2023-07-28 2023-08-07 Quarterly 0.05 0% 0.31%
2023-04-27 2023-04-28 2023-05-08 Quarterly 0.05 0% 0.41%
2023-01-26 2023-01-27 2023-02-06 Quarterly 0.05 0% 0.31%
2022-10-27 2022-10-28 2022-11-07 Quarterly 0.05 0% 0.34%
2022-07-28 2022-07-29 2022-08-08 Quarterly 0.05 0% 0.34%
2022-04-28 2022-04-29 2022-05-09 Quarterly 0.05 0% 0.37%
2022-01-27 2022-01-28 2022-02-07 Quarterly 0.05 0% 0.37%
2021-10-28 2021-10-29 2021-11-08 Quarterly 0.05 0% 0.38%
2021-07-29 2021-07-30 2021-08-09 Quarterly 0.05 0% 0.42%
2021-04-29 2021-04-30 2021-05-10 Quarterly 0.05 400% 0.37%
2021-01-28 2021-01-29 2021-02-08 Quarterly 0.01 0% 0.1%
2020-10-29 2020-10-30 2020-11-09 Quarterly 0.01 0% N/A
2020-07-30 2020-07-31 2020-08-10 Quarterly 0.01 0% N/A
2020-04-30 2020-05-01 2020-05-11 Quarterly 0.01 0% N/A
2020-01-30 2020-01-31 2020-02-10 Quarterly 0.01 0% N/A
2019-10-24 2019-10-25 2019-11-04 Quarterly 0.01 0% N/A
2019-07-25 2019-07-26 2019-08-05 Quarterly 0.01 0% N/A
2019-04-25 2019-04-26 2019-05-06 Quarterly 0.01 0% N/A
2019-01-24 2019-01-25 2019-02-04 Quarterly 0.01 0% N/A
2018-10-25 2018-10-26 2018-11-05 Quarterly 0.01 0% N/A
2018-07-26 2018-07-27 2018-08-06 Quarterly 0.01 0% N/A
2018-04-26 2018-04-27 2018-05-07 Quarterly 0.01 0% N/A
2018-01-25 2018-01-26 2018-02-05 Quarterly 0.01 0% N/A
2017-10-26 2017-10-27 2017-11-06 Quarterly 0.01 0% N/A
2017-07-26 2017-07-28 2017-08-07 Quarterly 0.01 0% N/A
2017-04-26 2017-04-28 2017-05-08 Quarterly 0.01 0% N/A
2017-01-25 2017-01-27 2017-02-06 Quarterly 0.01 0% N/A
2016-10-26 2016-10-28 2016-11-07 Quarterly 0.01 0% N/A
2016-07-27 2016-07-29 2016-08-09 Quarterly 0.01 0% N/A
2016-04-27 2016-04-29 2016-05-09 Quarterly 0.01 0% N/A
2010-06-23 2010-06-25 2010-07-08 Quarterly 0.01 0% N/A
2010-03-24 2010-03-26 2010-04-06 Quarterly 0.01 0% N/A
2009-12-23 2009-12-28 2010-01-18 Quarterly 0.01 0% N/A
2009-09-23 2009-09-25 2009-10-05 Quarterly 0.01 -75% N/A
2009-06-24 2009-06-26 2009-07-07 Quarterly 0.04 0% N/A
2009-03-25 2009-03-27 2009-04-07 Quarterly 0.04 -75% N/A
2008-12-23 2008-12-26 2009-01-06 Quarterly 0.16 0% N/A
2008-09-24 2008-09-26 2008-10-06 Quarterly 0.16 0% N/A
2008-06-25 2008-06-27 2008-07-08 Quarterly 0.16 6.7% N/A
2008-03-26 2008-03-28 2008-04-08 Quarterly 0.15 0% N/A
2007-12-26 2007-12-28 2008-01-08 Quarterly 0.15 0% N/A

OSBC Dividend FAQ

Old Second Bancorp, Inc. (NASDAQ: OSBC) is the holding company for Old Second National Bank, a community-bank focused institution headquartered in Aurora, Illinois. The bank offers a full suite of deposit products (checking, savings, money-market, CDs, IRAs) and a broad array of loan services ranging from commercial and real-estate financing to residential mortgages, home-equity lines, consumer installment loans, and agricultural credit. It also provides digital banking, cash-management tools, and custodial services for individuals, businesses, and non-profits.

What is the Dividend Yield of OSBC?

As of January 2026, OSBC`s dividend yield is 1.44%. This is calculated by dividing the trailing 12-month dividend rate (TTM rate) of 0.25 USD by the current share price of 20.46.

Does OSBC pay a dividend?

As of January 2026, OSBC paid a dividend of 0.25 USD in the last 12 months. The last dividend was paid on 2025-10-31 and the payout was 0.07 USD.

How often does OSBC pay dividends?

OSBC pays dividends quarterly. Over the last 12 months, OSBC has issued 4 dividend payments. The last dividend payment was made on 2025-10-31.

OSBC dividend forecast

Based on historical data, the forecasted dividends per share for OSBC for the next 4 payments are between 0.027 (-61.4%) and 0.035 (-50.0%).
This represents a significant dividend cut compared to the last payment.

Will OSBC pay dividends in 2026?

The latest dividend paid per share was 0.07 USD with an Ex-Dividend Date of 2025-10-31. The next Ex-Dividend date for Old Second Bancorp (OSBC) is currently unknown.

What is the next Ex-Dividend Date for OSBC?

The next Ex-Dividend date for Old Second Bancorp (OSBC) is currently unknown. We automatically update the next Ex-Dividend date when it is announced.

What is the Dividend Growth of OSBC?

OSBC's average dividend growth rate over the past 5 years is 11.8% per year.
Strong growth: OSBC's Dividend growth is outpacing inflation.

What is the Yield on Cost of OSBC?

OSBC's 5-Year Yield on Cost is 2.47%. If you bought OSBC's shares at 10.13 USD five years ago, your current annual dividend income (0.25 USD per share, trailing 12 months) equals 2.47% of your original purchase price.

What is the Payout Consistency of OSBC?

OSBC Payout Consistency is 75.7%. The payout consistency is a proprietary measure of how consistently a company has paid dividends over its lifetime and blends growth rate, number of dividend payments, interruptions or lowering dividends into one number.
Moderately consistent: Old Second Bancorp has a good track record of consistent dividend payments over its lifetime.

Does OSBC have a good Dividend Yield?

OSBC`s 1.44% Dividend Yield is considered as low. This is usually a sign of a growth company.

What is the Dividend Payout Ratio of OSBC?

The Dividend Payout Ratio of OSBC is 13.0%. Very low - Often a strong indicator of potential dividend growth.

What is the Dividend Rating of OSBC?

OSBC`s Overall Dividend Rating is 58.45%. Ratings surpassing 65% are regarded as acceptable, exceeding 75% are favorable and surpassing 85% are strong.

OSBC Outstanding Shares Analysis

What is the Trend in OSBC's Outstanding Shares?

Old Second Bancorp's outstanding shares have increased by approximately 8.55% annually over the past 3 years (Trend Reliability: 100.0%).

Significant dilution: Heavy share issuance is diluting existing shareholders. Even if total dividends paid increase, your dividend per share may stagnate or decline.

Has OSBC ever had a Stock Split?

Yes, the last stock split was on Jul 29, 2004 with a ratio of 2:1.

This was a forward split: Each share became 2 shares, lowering the price proportionally. The dividend per share was also adjusted downward by the same ratio, so total dividend income remained unchanged.

Year Number of Shares Annual Growth Rate
1993 14,283,000
1994 14,283,000
1995 15,669,000 +9.7%
1996 15,664,000 -0.03%
1997 16,261,000 +3.81%
1998 16,272,000 +0.07%
1999 15,914,000 -2.2%
2000 15,545,000 -2.32%
2001 15,052,000 -3.17%
2002 14,829,000 -1.48%
2003 13,400,000 -9.64%
2004 13,452,000 +0.39%
2005 13,530,000 +0.58%
2006 13,135,000 -2.92%
2007 13,070,000 -0.49%
2008 13,792,000 +5.52%
2009 13,917,000 +0.91%
2010 14,214,000 +2.13%
2011 14,196,000 -0.13%
2012 14,211,000 +0.11%
2013 14,088,000 -0.87%
2014 31,867,000 +126.2%
2015 29,748,000 -6.65%
2016 29,871,000 +0.41%
2017 30,095,000 +0.75%
2018 30,343,000 +0.82%
2019 30,492,000 +0.49%
2020 29,913,000 -1.9%
2021 34,533,300 +15.45%
2022 45,228,000 +30.97%
2023 45,409,000 +0.4%
2024 45,671,000 +0.58%
2025 53,509,700 +17.16%

Key Metric Definitions

Dividend Yield
Annual dividend per share divided by current share price.
Payout Ratio
Percentage of earnings paid as dividends. Below 60% = safe, above 100% = unsustainable.
Payout FCF
Percentage of Free Cash Flow paid as dividends. More reliable than Payout Ratio since it measures actual cash.
Growth Rate (CAGR)
Compound annual growth rate of dividends over the last 5 years.
Consistency
Reliability of dividend payments over lifetime. Penalizes cuts and pauses.
Yield on Cost
Your effective yield if you bought 5 years ago. Shows dividend growth impact over time.
Streak
Consecutive years of dividend payments. 25+ years = Dividend Aristocrat.
Dividend Rating
Proprietary score (0-100) combining yield, growth, safety and consistency.

Last update: 2026-01-12 02:16