PFS Dividend History & Analysis | 4.7% Yield

PFS has a dividend yield of 4.7% and paid 0.96 USD per share in the last 12M. Complete payout history, full analyses and peer comparison.

Yield 12m 4.71%
Payout Ratio 40.9%
Growth Rate CAGR 5y 0.1%
Consistency Lifetime 97.5%
Yield on Cost 5y 5.5%
Payout FCF 29.7%
Streak Years 5
Dividend Rating 49.9%
Chowder Number yield + growth 4.8% below 12% target for healthy growth
Yield vs Average 5y +279.8% avg 1.24% vs now 4.71%
Debt / EBITDA leverage -1.2x healthy
Income per 10k invested 471 USD per year
Dividends Cash Amount per Share Yearly PFS annual dividends paid per share, showing the total cash Provident Financial distributed to shareholders each year.
Dividend Growth Year over Year PFS year-over-year dividend growth rate, showing how Provident Financial's dividend per share increased or decreased each year compared to the prior year.
Price and Yield per Payout History PFS dividend yield history versus share price over the past 5 years, showing how Provident Financial's payout yield moved at each dividend payment relative to its stock price.
┅┅ Payout Yield (right) Price (left)

Top Dividend Payers in Regional Banks

Top 10 Dividend Yields of Peer-Group
SYMBOL MARKET CAP USD YIELD TTM YIELD ON COST 5y
BPE MI
BPER Banca
33,410 M 5.85% 49.26%
UCG MI
UniCredit S.p.A.
139,813 M 4.77% 42.12%
SWED-A ST
Swedbank (publ)
41,627 M 9.93% 27.65%
VLK AS
Van Lanschot
3,190 M 5.82% 29.63%
IFS NYSE
Intercorp Financial
6,457 M 7.81% 19.31%
BDB MI
Banco di Desio e della
2,081 M 5.78% 21.47%
MB MI
Mediobanca Banca di Credito
24,560 M 6.65% 18.31%
CE MI
Credito Emiliano S.p.A
6,860 M 5.13% 19.62%
BG VI
BAWAG
15,627 M 4.27% 21.26%
NDA-FI HE
Nordea Bank Abp
64,252 M 6.70% 15.98%
Top 10 Dividend Growth Rates of Peer-Group
SYMBOL MARKET CAP USD GROWTH RATE CONSISTENCY
MCB NYSE
Metropolitan Bank Holding
1,221 M 105.65% 100.0%
CBK XETRA
Commerzbank
47,735 M 77.88% 100.0%
BCML NASDAQ
BayCom
364 M 55.95% 100.0%
BPE MI
BPER Banca
33,410 M 58.37% 100.0%
BDB MI
Banco di Desio e della
2,081 M 54.54% 100.0%
FCNCA NASDAQ
First Citizens BancShares
24,136 M 53.65% 100.0%
DBK XETRA
Deutsche Bank
64,641 M 49.35% 100.0%
SWED-A ST
Swedbank (publ)
41,627 M 34.02% 97.1%
CE MI
Credito Emiliano S.p.A
6,860 M 29.07% 97.6%
RRBI NASDAQ
Red River Bancshares
624 M 25.63% 100.0%

PFS Dividend History

Last 20 Payments (USD) as of July 2026
EX-DATE RECORD PAYMENT PERIOD DIV/SHARE GROWTH PAYOUT YIELD
2026-05-15 2026-05-15 2026-05-29 Quarterly 0.24 0% 1.1%
2026-02-13 2026-02-13 2026-02-27 Quarterly 0.24 0% 1.06%
2025-11-14 2025-11-14 2025-11-28 Quarterly 0.24 0% 1.3%
2025-08-15 2025-08-15 2025-08-29 Quarterly 0.24 0% 1.26%
2025-05-16 2025-05-16 2025-05-30 Quarterly 0.24 0% 1.36%
2025-02-14 2025-02-14 2025-02-28 Quarterly 0.24 0% 1.27%
2024-11-15 2024-11-15 2024-11-29 Quarterly 0.24 0% 1.12%
2024-08-16 2024-08-16 2024-08-30 Quarterly 0.24 0% 1.35%
2024-04-26 2024-04-29 2024-05-31 Quarterly 0.24 0% 1.6%
2024-02-08 2024-02-09 2024-02-23 Quarterly 0.24 0% 1.6%
2023-11-09 2023-11-10 2023-11-24 Quarterly 0.24 0% 1.63%
2023-08-10 2023-08-11 2023-08-25 Quarterly 0.24 0% 1.34%
2023-05-11 2023-05-12 2023-05-26 Quarterly 0.24 0% 1.6%
2023-02-09 2023-02-10 2023-02-24 Quarterly 0.24 0% 0.99%
2022-11-09 2022-11-10 2022-11-25 Quarterly 0.24 0% 1.1%
2022-08-11 2022-08-12 2022-08-26 Quarterly 0.24 0% 0.99%
2022-05-12 2022-05-13 2022-05-27 Quarterly 0.24 0% 1.1%
2022-02-10 2022-02-11 2022-02-25 Quarterly 0.24 0% 1.01%
2021-11-10 2021-11-12 2021-11-26 Quarterly 0.24 +4.3% 0.95%
2021-08-12 2021-08-13 2021-08-27 Quarterly 0.23 0% 1.01%

PFS Dividend FAQ

What is the Dividend Yield of PFS?

As of July 2026, PFS's dividend yield is 4.71%. This is calculated by dividing the trailing 12-month dividend rate (TTM rate) of 0.96 USD by the current share price of 23.55.

Does PFS pay a dividend?

As of July 2026, PFS paid a dividend of 0.96 USD in the last 12 months. The last dividend was paid on 2026-05-15 and the payout was 0.24 USD.

How often does PFS pay dividends?

PFS pays dividends quarterly. Over the last 12 months, PFS has issued 4 dividend payments. The last dividend payment was made on 2026-05-15.

PFS dividend forecast

Based on historical data, the forecasted dividends per share for PFS for the next payments are between 0.24 (+0.0%) and 0.243 (+1.3%). This suggests the dividend will remain relatively stable. The expected Yield for the next 12 months is about 4.10%.

Will PFS pay dividends in 2026?

The latest dividend paid per share was 0.24 USD with an Ex-Dividend Date of 2026-05-15. The next Ex-Dividend date for Provident Financial (PFS) is currently unknown.

What is the next Ex-Dividend Date for PFS?

The next Ex-Dividend date for Provident Financial (PFS) is currently unknown. We automatically update the next Ex-Dividend date when it is announced.

What is the Dividend Growth of PFS?

PFS's average dividend growth rate over the past 5 years is 0.08% per year. Weak growth: PFS's dividend growth is lower than inflation.

What is the Yield on Cost of PFS?

PFS's 5-Year Yield on Cost is 5.52%. If you bought PFS's shares at 17.38 USD five years ago, your current annual dividend income (0.96 USD per share, trailing 12 months) equals 5.52% of your original purchase price.

What is the Payout Consistency of PFS?

PFS Payout Consistency is 97.5%. The payout consistency is a proprietary measure of how consistently a company has paid dividends over its lifetime and blends growth rate, number of dividend payments, interruptions or lowering dividends into one number. Very consistent: Provident Financial has a strong track record of consistent dividend payments over its lifetime.

Does PFS have a good Dividend Yield?

PFS's 4.71% Dividend Yield is considered as good. Make sure the dividend is sustainable: Check the Payouts-Ratio over time.

What is the Dividend Payout Ratio of PFS?

The Dividend Payout Ratio of PFS is 40.9%. Healthy - Leaves room for growth and provides some protection to maintain dividends even in a recession.

What is the Dividend Rating of PFS?

PFS's Overall Dividend Rating is 49.87%. Ratings surpassing 65% are regarded as acceptable, exceeding 75% are favorable and surpassing 85% are strong.

PFS Outstanding Shares Analysis

The Chart shows the outstanding shares over time per year.
What is the Trend in PFS's Outstanding Shares?

Provident Financial's outstanding shares have increased by approximately 27.92% annually over the past 3 years (Trend Reliability: 95.6%). Significant dilution: Heavy share issuance is diluting existing shareholders. Even if total dividends paid increase, your dividend per share may stagnate or decline.

Has PFS ever had a Stock Split?

No stock splits on record. The share count changes shown above reflect buybacks, new issuance, or employee compensation rather than structural splits.

YEAR NUMBER OF SHARES ANNUAL GROWTH RATE
2002 61,538,000 0%
2003 54,849,000 -10.87%
2004 68,173,000 +24.29%
2005 63,440,000 -6.94%
2006 59,052,000 -6.92%
2007 55,924,600 -5.3%
2008 56,169,600 +0.44%
2009 56,457,500 +0.51%
2010 56,771,000 +0.56%
2011 56,911,000 +0.25%
2012 57,235,000 +0.57%
2013 57,480,000 +0.43%
2014 62,638,600 +8.97%
2015 63,368,600 +1.17%
2016 64,222,600 +1.35%
2017 64,749,300 +0.82%
2018 65,175,300 +0.66%
2019 64,383,200 -1.22%
2020 76,928,800 +19.49%
2021 76,226,700 -0.91%
2022 74,443,500 -2.34%
2023 75,042,000 +0.8%
2024 130,164,000 +73.45%
2025 130,589,300 +0.33%
2026 130,588,600 -0%

Key Metric Definitions

Dividend Yield

Annual dividend per share divided by current share price.

Payout Ratio

Percentage of earnings paid as dividends. Below 60% = safe, above 100% = unsustainable.

Payout FCF

Percentage of Free Cash Flow paid as dividends. More reliable than Payout Ratio since it measures actual cash.

Growth Rate (CAGR)

Compound annual growth rate of dividends over the last 5 years.

Consistency

Reliability of dividend payments over lifetime. Penalizes cuts and pauses.

Yield on Cost

Your effective yield if you bought 5 years ago. Shows dividend growth impact over time.

Streak

Consecutive years of dividend payments. 25+ years = Dividend Aristocrat.

Dividend Rating

Proprietary score (0-100) combining yield, growth, safety and consistency.

Last update: 2026-07-05 02:06 UTC