UWMC Performance Analysis - UWM Holdings | -46% 12M Return

12M Return: -46% | -65.7% vs S&P 500 | Volatility: 49.9% | Relative Strength, Momentum & Peer Ranking

RS IBD 0.45
Top 95% in Peers
Idiosyncratic Score 0.73
Top 95% in Peers
Total Return 3m -46.1%
Top 5% in Peers
Total Return 12m -46.03%
Top 95% in Peers
P/E
P/E Trailing6.93
P/E Forward4.84
High / Low 52w
52 Week High6.41 USD
52 Week Low2.00 USD
Sentiment
Buy Signal ±3-0.87
VRO Trend ±1007.30
Drawdowns 3y
Max Drawdown74.86%
Median Drawdown32.18%
Compare vs 10 peers in Commercial & Residential Mortgage Finance
Total Return: UWMC vs Peers Total Return of UWM Holdings versus broad market ETF SPY
5y Drawdown (Underwater) Chart 5 Year Drawdown / Underwater Chart for UWMC Performance Analysis - UWM Holdings | -46% 12M Return

Detailed Performance Metrics Updated: 2026-07-18 03:55

Risk-Adjusted Return
CAGR -25.8%
CAGR / Max DD -0.34
CAGR / Mean DD -0.84
CAGR / Median DD -0.80
Market Sensitivity & Volatility
ATR % 6.63%
Beta 1.543
Beta Downside 1.934
Alpha -75.70%
CAPM 11.41%
Trend & Momentum
Current Price 2.02 USD
SMA 20 Distance +5.94%
SMA 50 Distance +23.76%
SMA 200 Distance +96.04%
RSI 14 36.2
EMA8 Dist. Percentile 59.2%
Distance to 52W High -68.49%
Hurst Exponent 0.609
Key Levels
Support / Resistance (price, strength)

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Pivot Points (date, price, move %)
2025-10-24: 5.95 2025-11-18: 4.81 (-19.16%) 2025-12-02: 5.97 (+24.12%) 2026-01-05: 4.28 (-28.31%) 2026-01-16: 6.15 (+43.69%) 2026-03-26: 3.38 (-45.04%) 2026-04-21: 4.02 (+18.92%) 2026-06-23: 2 (-50.25%) 2026-06-30: 2.38 (+19%) 2026-07-08: 1.98 (-16.81%)
Structural Changepoints
2025-12-04 2025-12-31 2026-01-28 2026-03-27 2026-04-20 2026-05-28 2026-06-11
Peer Rankings higher = better
METRIC UWMC PERCENTILE RANK
RS IBD 0.45 5.0
Performance 1M -7.34% 5.0
Performance 3M -46.11% 5.0
Performance 6M -62.37% 5.0
Performance 12M -46.03% 5.0
Sharpe Ratio -0.91 5.0

Top Performer in Commercial & Residential Mortgage Finance 5 of 10 peers

Short Term Performance
SYMBOL 1W 1M 3M
AGM 1.47% 12.17% 20.35%
RDN 4.07% 12.90% 12.18%
ESNT 3.65% 12.95% 8.16%
NMIH 4.49% 13.66% 7.55%
MTG 4.73% 12.27% 5.97%
UWMC -2.88% -7.34% -46.11%
Long Term Performance
SYMBOL 6M 12M 5Y
MBIN 45.54% 42.89% 102.72%
ESNT 11.06% 21.61% 70.26%
AGM 23.83% 20.73% 149.70%
RDN 20.40% 19.35% 111.33%
MTG 13.16% 19.06% 146.54%
UWMC -62.37% -46.03% -59.33%

Overall Best Picks of Peer Group GARP Metrics

SYMBOL MCAP 1M 12M 5Y P/E P/E fwd PEG EPS cagr
RDN NYSE
Radian		 4.99B 12.90% 19.35% 111.33% 8.86 7.11 0.76 2.68%
ESNT NYSE
Essent		 5.99B 12.95% 21.61% 70.26% 9.23 8.98 0.84 3.91%

Compare UWMC vs S&P 500

Total Return vs S&P 500
PERIOD UWMC S&P 500
1 Week -2.88% -1.54%
1 Month -7.34% 0.57%
3 Months -46.11% 4.94%
6 Months -62.37% 10.28%
12 Months -46.03% 19.66%
5 Years -59.33% 84.50%

FAQ

Does UWMC outperform the market?

No, UWMC underperforms the market. Over the past 12 months, UWMC returned -46.03% compared to 19.66% for the S&P 500.

What is the UWMC return over the last 12 months?

UWMC has returned -46.03% over the past 12 months, including dividends. Over 3 months the return was -46.11%, and over 5 years -59.33%.

How risky is UWMC?

UWMC has relatively low risk with a maximum drawdown of 74.86% over the past 3 years. The average drawdown is 30.73%.

UWMC vs Sectors 12m

Relative Performance vs S&P Sectors Sorted by outperformance, Positive = UWMC beats sector.
SECTOR ETF DIFFERENCE 12M
Communication Services XLC -51.1%
Consumer Discretionary XLY -51.7%
Consumer Staples XLP -54%
Financials XLF -54.8%
Real Estate XLRE -58.7%
Real Estate XLRE -58.7%
Materials XLB -60.4%
Industrials XLI -65.7%
Health Care XLV -69.5%
Technology XLK -81.3%
Energy XLE -83.3%

UWMC vs Asset Classes 12m

Relative Performance vs Major Asset Classes
ASSET CLASS ETF DIFFERENCE 12M
S&P 500 SPY -65.7%
Emerging Market EEM -77.2%
Gold GLD -65.8%
Long-Term Bonds TLT -49.9%
Risk-Free Cash SHY -49.1%